Loading...
SBSI logo

Southside Bancshares, Inc.NYSE:SBSI Stock Report

Market Cap US$975.8m
Share Price
US$31.46
n/a
1Y4.7%
7D-4.8%
Portfolio Value
View

Southside Bancshares, Inc.

NYSE:SBSI Stock Report

Market Cap: US$975.8m

Southside Bancshares (SBSI) Stock Overview

Operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. More details

SBSI fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance1/6
Financial Health6/6
Dividends6/6

SBSI Community Fair Values

Create Narrative

See what 18 others think this stock is worth. Follow their fair value or set your own to get alerts.

US$32
FV
1.7% undervalued intrinsic discount
12.43%
Revenue growth p.a.
58
users have viewed this narrative
0users have liked this narrative
0users have commented on this narrative
6users have followed this narrative

Southside Bancshares, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Southside Bancshares
Historical stock prices
Current Share PriceUS$31.46
52 Week HighUS$34.37
52 Week LowUS$25.85
Beta0.62
1 Month Change-2.39%
3 Month Change5.93%
1 Year Change4.69%
3 Year Change-18.56%
5 Year Change-12.02%
Change since IPO517.90%

Recent News & Updates

Southside Bancshares' (NYSE:SBSI) Dividend Will Be $0.36

Feb 09
Southside Bancshares' (NYSE:SBSI) Dividend Will Be $0.36

Recent updates

Southside Bancshares' (NYSE:SBSI) Dividend Will Be $0.36

Feb 09
Southside Bancshares' (NYSE:SBSI) Dividend Will Be $0.36

Southside Bancshares (NYSE:SBSI) Is Due To Pay A Dividend Of $0.36

Nov 10
Southside Bancshares (NYSE:SBSI) Is Due To Pay A Dividend Of $0.36

Southside Bancshares Justifies An Upward Revision (Upgrade)

Nov 06

Southside Bancshares (NYSE:SBSI) Is Due To Pay A Dividend Of $0.36

Aug 11
Southside Bancshares (NYSE:SBSI) Is Due To Pay A Dividend Of $0.36

Southside Bancshares (NYSE:SBSI) Has Affirmed Its Dividend Of $0.36

May 12
Southside Bancshares (NYSE:SBSI) Has Affirmed Its Dividend Of $0.36

We Think Southside Bancshares, Inc.'s (NYSE:SBSI) CEO Compensation Package Needs To Be Put Under A Microscope

May 07
We Think Southside Bancshares, Inc.'s (NYSE:SBSI) CEO Compensation Package Needs To Be Put Under A Microscope
User avatar

Restructuring Mortgage-Backed Securities Will Reduce Volatility In 2025

Restructuring the mortgage-backed securities portfolio and favorable interest rate conditions may boost net interest margins and income in 2025.

Southside Bancshares: Quite Undervalued With A Flattish Earnings Outlook

Feb 12

Southside Bancshares' (NYSE:SBSI) Dividend Will Be $0.36

Feb 10
Southside Bancshares' (NYSE:SBSI) Dividend Will Be $0.36

Southside Bancshares: Earnings Outlook Remains Positive, Maintaining A Buy Rating

Oct 27
User avatar

Decisive Shifts And Market Expansion Poised To Elevate Profitability And Revenue Streams

Initiatives to improve net interest margin and future earnings through reinvestment in higher-yielding securities and a strategic focus on cost containment and revenue growth.

Southside Bancshares: Nothing To See Here

Aug 11

Southside Bancshares: High Dividend Yield And A Stable Earnings Outlook

May 10

Southside Bancshares (NASDAQ:SBSI) Is Due To Pay A Dividend Of $0.35

Aug 08
Southside Bancshares (NASDAQ:SBSI) Is Due To Pay A Dividend Of $0.35

Southside Bancshares (NASDAQ:SBSI) Is Due To Pay A Dividend Of $0.35

May 09
Southside Bancshares (NASDAQ:SBSI) Is Due To Pay A Dividend Of $0.35

Shareholder Returns

SBSIUS BanksUS Market
7D-4.8%-2.3%-0.3%
1Y4.7%16.6%13.9%

Return vs Industry: SBSI underperformed the US Banks industry which returned 20.8% over the past year.

Return vs Market: SBSI underperformed the US Market which returned 14.6% over the past year.

Price Volatility

Is SBSI's price volatile compared to industry and market?
SBSI volatility
SBSI Average Weekly Movement3.3%
Banks Industry Average Movement3.7%
Market Average Movement6.4%
10% most volatile stocks in US Market16.0%
10% least volatile stocks in US Market3.1%

Stable Share Price: SBSI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: SBSI's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1960778Keith Donahoewww.southside.com

Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate.

Southside Bancshares, Inc. Fundamentals Summary

How do Southside Bancshares's earnings and revenue compare to its market cap?
SBSI fundamental statistics
Market capUS$975.81m
Earnings (TTM)US$69.22m
Revenue (TTM)US$233.99m
13.5x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SBSI income statement (TTM)
RevenueUS$233.99m
Cost of RevenueUS$0
Gross ProfitUS$233.99m
Other ExpensesUS$164.77m
EarningsUS$69.22m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.33
Gross Margin100.00%
Net Profit Margin29.58%
Debt/Equity Ratio84.9%

How did SBSI perform over the long term?

See historical performance and comparison

Dividends

4.6%
Current Dividend Yield
63%
Payout Ratio

Does SBSI pay a reliable dividends?

See SBSI dividend history and benchmarks
When do you need to buy SBSI by to receive an upcoming dividend?
Southside Bancshares dividend dates
Ex Dividend DateFeb 19 2026
Dividend Pay DateMar 05 2026
Days until Ex dividend6 days
Days until Dividend pay date8 days

Does SBSI pay a reliable dividends?

See SBSI dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/02/23 14:34
End of Day Share Price 2026/02/23 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Southside Bancshares, Inc. is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brett RabatinHovde Group, LLC
Wood LayKeefe, Bruyette, & Woods
Stephen ScoutenPiper Sandler Companies