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RBB BancorpNasdaqGS:RBB Stock Report

Market Cap US$406.3m
Share Price
US$23.52
US$25.2
6.7% undervalued intrinsic discount
1Y39.8%
7D-1.4%
1D
Portfolio Value
View

RBB Bancorp

NasdaqGS:RBB Stock Report

Market Cap: US$406.3m

RBB Bancorp (RBB) Stock Overview

Operates as the bank holding company for Royal Business Bank that provides business-banking and consumer products and services to Asian-centric communities in the United States. More details

RBB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends2/6

RBB Community Fair Values

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RBB Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for RBB Bancorp
Historical stock prices
Current Share PriceUS$23.52
52 Week HighUS$24.73
52 Week LowUS$15.95
Beta1.06
1 Month Change-1.55%
3 Month Change8.04%
1 Year Change39.83%
3 Year Change83.61%
5 Year Change-3.49%
Change since IPO0.73%

Recent News & Updates

Narrative Update Apr 26

RBB: Fair Outlook Will Balance Lower Charge Offs With Completed Buybacks

Analysts have raised their price target on RBB Bancorp from $22.60 to $25.20, citing updated assumptions around revenue growth, profit margins, the discount rate, and a higher future P/E multiple. What's in the News For the quarter ended March 31, 2026, RBB Bancorp reported net charge offs of $22,000, compared with $2,643,000 for the same quarter a year earlier (Key Developments).

Recent updates

Narrative Update Apr 26

RBB: Fair Outlook Will Balance Lower Charge Offs With Completed Buybacks

Analysts have raised their price target on RBB Bancorp from $22.60 to $25.20, citing updated assumptions around revenue growth, profit margins, the discount rate, and a higher future P/E multiple. What's in the News For the quarter ended March 31, 2026, RBB Bancorp reported net charge offs of $22,000, compared with $2,643,000 for the same quarter a year earlier (Key Developments).
Narrative Update Apr 12

RBB: Fair Outlook Will Balance Completed Buybacks With Stable Credit Costs

Analysts have maintained their price target for RBB Bancorp at $22.60. They cite updated assumptions around a slightly lower discount rate, modestly higher revenue growth, stronger profit margins, and a reduced future P/E multiple as the key drivers behind their unchanged view.
Narrative Update Mar 28

RBB: Fair Outlook Will Balance Completed Buybacks With Stable Credit Costs

Analysts have kept their $22.60 price target for RBB Bancorp broadly unchanged, citing only very small tweaks to inputs such as the discount rate, long term revenue growth, profit margin and assumed future P/E multiple. What's in the News Completion of the share repurchase program announced on May 29, 2025, with a total of 746,949 shares bought back, representing 4.22% of shares for US$13.86 million (Key Developments).
Narrative Update Mar 12

RBB: Fair Outlook Will Balance Share Repurchases With Moderating Credit Costs

Analysts kept their $22.60 price target for RBB Bancorp unchanged, citing relatively steady assumptions for discount rate, revenue growth, profit margin, and future P/E. These factors together suggest a risk and reward profile similar to prior estimates.
Narrative Update Feb 26

RBB: Fair Outlook Will Weigh Share Repurchases Against Easing Credit Costs

Analysts have increased their price target on RBB Bancorp by $0.10 to $22.60, reflecting small adjustments to inputs such as the discount rate, profit margin assumptions, and the forward P/E used in their valuation work. What's in the News RBB Bancorp reported fourth quarter 2025 net charge offs of US$1,624,000, compared with US$2,006,000 for the same quarter a year earlier (Key Developments).
Narrative Update Feb 12

RBB: Fair Outlook Will Balance Ongoing Share Repurchases And Credit Costs

Analysts have nudged their price target on RBB Bancorp to $22.50 from $22.20. This reflects updated assumptions that include a slightly lower discount rate, modestly different revenue growth expectations, a higher profit margin outlook, and a revised future P/E estimate.
Analysis Article Jan 30

RBB Bancorp (NASDAQ:RBB) Has Announced A Dividend Of $0.16

RBB Bancorp's ( NASDAQ:RBB ) investors are due to receive a payment of $0.16 per share on 13th of February. Based on...
Narrative Update Jan 28

RBB: Fair Outlook Will Balance Share Buybacks And Stable Credit Costs

Analysts have raised their price target for RBB Bancorp from US$20.40 to US$22.20, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E levels. What's in the News RBB Bancorp reported net charge-offs of US$1,624,000 for the fourth quarter ended December 31, 2025, compared with US$2,006,000 for the same quarter a year earlier (Key Developments).
Analysis Article Oct 28

RBB Bancorp (NASDAQ:RBB) Is Paying Out A Dividend Of $0.16

The board of RBB Bancorp ( NASDAQ:RBB ) has announced that it will pay a dividend on the 12th of November, with...
Seeking Alpha Oct 14

RBB Bancorp: I'm Slowly Turning Bullish

Summary RBB Bancorp is stabilizing after loan quality issues, with non-current loans declining and a strong focus on Asian-centric communities. Q2 results showed improved EPS, aided by non-recurring IRS funds, and normalized loan loss provisions are expected going forward. RBB's loan portfolio is well-collateralized, with low average LTV ratios, supporting limited future credit losses despite some high-LTV exposures. With shares trading at 0.7x tangible book and a new buyback program, RBB is a speculative buy as loan quality trends improve. Read the full article on Seeking Alpha
Analysis Article Jul 25

RBB Bancorp (NASDAQ:RBB) Has Affirmed Its Dividend Of $0.16

RBB Bancorp ( NASDAQ:RBB ) will pay a dividend of $0.16 on the 12th of August. This payment means that the dividend...
Analysis Article Apr 24

RBB Bancorp (NASDAQ:RBB) Will Pay A Dividend Of $0.16

The board of RBB Bancorp ( NASDAQ:RBB ) has announced that it will pay a dividend of $0.16 per share on the 12th of...
Analysis Article Jan 20

RBB Bancorp (NASDAQ:RBB) Is Due To Pay A Dividend Of $0.16

The board of RBB Bancorp ( NASDAQ:RBB ) has announced that it will pay a dividend on the 12th of February, with...
Analysis Article Oct 25

RBB Bancorp (NASDAQ:RBB) Is Due To Pay A Dividend Of $0.16

The board of RBB Bancorp ( NASDAQ:RBB ) has announced that it will pay a dividend of $0.16 per share on the 12th of...
User avatar
New Narrative Sep 24

Rising NPLs And Shrinking Profit Margins Spell Trouble For Future Profitability

Rising nonperforming loans and the struggle with asset quality issues may lead to increased provisions for losses, impacting the bank's profitability.
Analysis Article Jul 23

RBB Bancorp (NASDAQ:RBB) Will Pay A Dividend Of $0.16

The board of RBB Bancorp ( NASDAQ:RBB ) has announced that it will pay a dividend on the 12th of August, with investors...

Shareholder Returns

RBBUS BanksUS Market
7D-1.4%-0.5%1.2%
1Y39.8%19.1%27.0%

Return vs Industry: RBB exceeded the US Banks industry which returned 19.1% over the past year.

Return vs Market: RBB exceeded the US Market which returned 27% over the past year.

Price Volatility

Is RBB's price volatile compared to industry and market?
RBB volatility
RBB Average Weekly Movement3.2%
Banks Industry Average Movement3.2%
Market Average Movement7.2%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.0%

Stable Share Price: RBB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: RBB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2008369Johnny Leewww.royalbusinessbankusa.com

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides business-banking and consumer products and services to Asian-centric communities in the United States. The company offers deposit products, including checking, savings, money market, and time deposits; retail deposits; brokered deposits, collateralized deposits, and deposits acquired through internet listing services; and certificates of deposit. It also provides lending products, such as single-family residential, commercial real estate, construction and land development, commercial and industrial, and small business administration loans.

RBB Bancorp Fundamentals Summary

How do RBB Bancorp's earnings and revenue compare to its market cap?
RBB fundamental statistics
Market capUS$406.29m
Earnings (TTM)US$40.96m
Revenue (TTM)US$126.84m
9.7x
P/E Ratio
0.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RBB income statement (TTM)
RevenueUS$126.84m
Cost of RevenueUS$0
Gross ProfitUS$126.84m
Other ExpensesUS$85.88m
EarningsUS$40.96m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)2.42
Gross Margin100.00%
Net Profit Margin32.29%
Debt/Equity Ratio50.0%

How did RBB perform over the long term?

See historical performance and comparison

Dividends

2.7%
Current Dividend Yield
27%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/03 22:08
End of Day Share Price 2026/06/03 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

RBB Bancorp is covered by 5 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brendan NosalHovde Group, LLC
Kelly MottaKeefe, Bruyette, & Woods
Matthew ClarkPiper Sandler Companies