RBB Bancorp Valuation

Is RBB undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of RBB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: RBB ($17.9) is trading below our estimate of fair value ($22.65)

Significantly Below Fair Value: RBB is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for RBB?

Other financial metrics that can be useful for relative valuation.

RBB key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio-0.4x

Price to Earnings Ratio vs Peers

How does RBB's PE Ratio compare to its peers?

The above table shows the PE ratio for RBB vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average11x
FRBA First Bank
16.1x33.4%US$336.8m
MCBC Macatawa Bank
7.7x1.0%US$333.3m
RRBI Red River Bancshares
10.1x-2.6%US$351.4m
ACNB ACNB
9.9x-3.6%US$313.8m
RBB RBB Bancorp
7.8x-19.2%US$333.3m

Price-To-Earnings vs Peers: RBB is good value based on its Price-To-Earnings Ratio (7.8x) compared to the peer average (11x).


Price to Earnings Ratio vs Industry

How does RBB's PE Ratio compare vs other companies in the US Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a6.1%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a6.1%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: RBB is good value based on its Price-To-Earnings Ratio (7.8x) compared to the US Banks industry average (9.5x).


Price to Earnings Ratio vs Fair Ratio

What is RBB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

RBB PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio7.8x
Fair PE Ratio6.5x

Price-To-Earnings vs Fair Ratio: RBB is expensive based on its Price-To-Earnings Ratio (7.8x) compared to the estimated Fair Price-To-Earnings Ratio (6.5x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst RBB forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$18.01
US$19.38
+7.6%
3.4%US$20.00US$18.50n/a4
Mar ’25US$17.27
US$19.75
+14.4%
2.2%US$20.00US$19.00n/a4
Feb ’25US$17.81
US$19.75
+10.9%
2.2%US$20.00US$19.00n/a4
Jan ’25US$19.04
US$17.00
-10.7%
17.1%US$19.00US$12.00n/a4
Dec ’24US$16.31
US$13.25
-18.8%
8.2%US$15.00US$12.00n/a4
Nov ’24US$11.60
US$13.70
+18.1%
14.2%US$17.50US$12.00n/a5
Oct ’24US$12.78
US$15.25
+19.3%
8.0%US$17.50US$13.75n/a5
Sep ’24US$14.24
US$15.80
+11.0%
6.5%US$17.50US$15.00n/a5
Aug ’24US$14.40
US$15.80
+9.7%
6.5%US$17.50US$15.00n/a5
Jul ’24US$11.94
US$15.25
+27.7%
5.4%US$16.00US$14.00n/a4
Jun ’24US$10.60
US$15.25
+43.9%
5.4%US$16.00US$14.00n/a4
May ’24US$12.13
US$15.25
+25.7%
5.4%US$16.00US$14.00n/a4
Apr ’24US$15.50
US$21.00
+35.5%
10.1%US$23.00US$18.00n/a4
Mar ’24US$19.87
US$22.10
+11.2%
4.1%US$23.00US$21.00US$17.275
Feb ’24US$20.48
US$22.10
+7.9%
4.1%US$23.00US$21.00US$17.815
Jan ’24US$20.85
US$24.50
+17.5%
2.6%US$25.00US$23.50US$19.045
Dec ’23US$22.42
US$24.50
+9.3%
2.6%US$25.00US$23.50US$16.315
Nov ’23US$22.36
US$24.50
+9.6%
2.6%US$25.00US$23.50US$11.605
Oct ’23US$20.78
US$24.80
+19.3%
6.6%US$27.50US$22.50US$12.785
Sep ’23US$22.21
US$24.90
+12.1%
6.0%US$27.50US$23.00US$14.245
Aug ’23US$22.84
US$24.90
+9.0%
6.0%US$27.50US$23.00US$14.405
Jul ’23US$20.84
US$24.40
+17.1%
9.5%US$27.50US$21.50US$11.945
Jun ’23US$21.33
US$25.10
+17.7%
8.8%US$27.50US$22.00US$10.605
May ’23US$21.39
US$25.70
+20.1%
6.2%US$27.50US$23.00US$12.135
Apr ’23US$23.49
US$28.50
+21.3%
7.0%US$31.00US$25.50US$15.505
Mar ’23US$23.75
US$30.00
+26.3%
5.6%US$32.00US$27.00US$19.875

Analyst Forecast: Target price is less than 20% higher than the current share price.


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