RBB Bancorp

NasdaqGS:RBB Stock Report

Market Cap: US$428.0m

RBB Bancorp Valuation

Is RBB undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of RBB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: RBB ($24.38) is trading below our estimate of fair value ($27.26)

Significantly Below Fair Value: RBB is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for RBB?

Key metric: As RBB is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for RBB. This is calculated by dividing RBB's market cap by their current earnings.
What is RBB's PE Ratio?
PE Ratio12.6x
EarningsUS$34.35m
Market CapUS$428.00m

Price to Earnings Ratio vs Peers

How does RBB's PE Ratio compare to its peers?

The above table shows the PE ratio for RBB vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average18.7x
CSTR CapStar Financial Holdings
14xn/aUS$418.4m
CARE Carter Bankshares
30.3x36.9%US$434.7m
CBNK Capital Bancorp
14.6x29.9%US$468.1m
GNTY Guaranty Bancshares
15.8x5.6%US$419.8m
RBB RBB Bancorp
12.6x2.8%US$428.0m

Price-To-Earnings vs Peers: RBB is good value based on its Price-To-Earnings Ratio (12.6x) compared to the peer average (18.7x).

Price to Earnings Ratio vs Industry

How does RBB's PE Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FRCB First Republic Bank
0.02xn/aUS$27.98m
BKGM BankGuam Holding
1xn/aUS$18.48m
SBNY Signature Bank
0.002xn/aUS$2.18m
BCBH.F Caribbean Investment Holdings
0.00001xn/aUS$132.00
No more companies available in this PE range
RBB 12.6xIndustry Avg. 13.1xNo. of Companies92PE0816243240+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: RBB is good value based on its Price-To-Earnings Ratio (12.6x) compared to the US Banks industry average (12.9x).

Price to Earnings Ratio vs Fair Ratio

What is RBB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

RBB PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio12.6x
Fair PE Ratio11.4x

Price-To-Earnings vs Fair Ratio: RBB is expensive based on its Price-To-Earnings Ratio (12.6x) compared to the estimated Fair Price-To-Earnings Ratio (11.4x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst RBB forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$24.38
US$24.50
+0.5%
3.7%US$25.50US$23.00n/a5
Nov ’25US$22.10
US$24.20
+9.5%
3.1%US$25.00US$23.00n/a5
Oct ’25US$22.18
US$23.50
+6.0%
5.4%US$26.00US$22.50n/a5
Sep ’25US$22.96
US$22.70
-1.1%
2.6%US$23.00US$21.50n/a5
Aug ’25US$22.24
US$22.70
+2.1%
2.6%US$23.00US$21.50n/a5
Jul ’25US$18.80
US$19.90
+5.9%
6.0%US$22.00US$18.50n/a5
Jun ’25US$18.37
US$19.90
+8.3%
6.0%US$22.00US$18.50n/a5
May ’25US$17.89
US$19.90
+11.2%
6.0%US$22.00US$18.50n/a5
Apr ’25US$17.46
US$19.38
+11.0%
3.4%US$20.00US$18.50n/a4
Mar ’25US$17.27
US$19.75
+14.4%
2.2%US$20.00US$19.00n/a4
Feb ’25US$17.81
US$19.75
+10.9%
2.2%US$20.00US$19.00n/a4
Jan ’25US$19.04
US$17.00
-10.7%
17.1%US$19.00US$12.00n/a4
Dec ’24US$16.31
US$13.25
-18.8%
8.2%US$15.00US$12.00n/a4
Nov ’24US$11.60
US$13.70
+18.1%
14.2%US$17.50US$12.00US$22.105
Oct ’24US$12.78
US$15.25
+19.3%
8.0%US$17.50US$13.75US$22.185
Sep ’24US$14.24
US$15.80
+11.0%
6.5%US$17.50US$15.00US$22.965
Aug ’24US$14.40
US$15.80
+9.7%
6.5%US$17.50US$15.00US$22.245
Jul ’24US$11.94
US$15.25
+27.7%
5.4%US$16.00US$14.00US$18.804
Jun ’24US$10.60
US$15.25
+43.9%
5.4%US$16.00US$14.00US$18.374
May ’24US$12.13
US$15.25
+25.7%
5.4%US$16.00US$14.00US$17.894
Apr ’24US$15.50
US$21.00
+35.5%
10.1%US$23.00US$18.00US$17.464
Mar ’24US$19.87
US$22.10
+11.2%
4.1%US$23.00US$21.00US$17.275
Feb ’24US$20.48
US$22.10
+7.9%
4.1%US$23.00US$21.00US$17.815
Jan ’24US$20.85
US$24.50
+17.5%
2.6%US$25.00US$23.50US$19.045
Dec ’23US$22.42
US$24.50
+9.3%
2.6%US$25.00US$23.50US$16.315
Nov ’23US$22.36
US$24.50
+9.6%
2.6%US$25.00US$23.50US$11.605

Analyst Forecast: Target price is less than 20% higher than the current share price.

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