RBB Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
RBB Bancorp has total assets of $3.9B and total equity of $514.0M. Total deposits are $3.0B, and total loans are $3.0B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are $269.8M.
Key information
7.5x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$3.03b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$269.84m |
Recent financial health updates
Recent updates
RBB Bancorp (NASDAQ:RBB) Is Increasing Its Dividend To $0.16
Jul 25
RBB Bancorp's (NASDAQ:RBB) Upcoming Dividend Will Be Larger Than Last Year's
Apr 25RBB Bancorp declares $0.14 dividend and renews buyback program
Jul 21RBB Bancorp (NASDAQ:RBB) Is Paying Out A Larger Dividend Than Last Year
Apr 28RBB Bancorp (NASDAQ:RBB) Has Announced That It Will Be Increasing Its Dividend To US$0.14
Jan 24RBB Bancorp's (NASDAQ:RBB) CEO Compensation Is Looking A Bit Stretched At The Moment
May 13Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RBB's Assets to Equity ratio (7.5x) is low.
Allowance for Bad Loans: RBB has a sufficient allowance for bad loans (116%).
Low Risk Liabilities: 90% of RBB's liabilities are made up of primarily low risk sources of funding.
Loan Level: RBB has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: RBB's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: RBB has an appropriate level of bad loans (1.2%).