PCB Stock Overview
Operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for PCB from our risk checks.
Community vs My Fair Value
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PCB Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$19.92 |
| 52 Week High | US$22.20 |
| 52 Week Low | US$14.50 |
| Beta | 0.54 |
| 1 Month Change | 14.00% |
| 3 Month Change | -1.17% |
| 1 Year Change | 28.15% |
| 3 Year Change | -1.22% |
| 5 Year Change | 126.56% |
| Change since IPO | 33.87% |
Recent News & Updates
PCB Bancorp: Why The Market Is Sleeping On This Fast-Growing Niche Bank
Apr 29Earnings Beat: PCB Bancorp Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Apr 27
Recent updates
PCB Bancorp: Why The Market Is Sleeping On This Fast-Growing Niche Bank
Apr 29Earnings Beat: PCB Bancorp Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Apr 27PCB Bancorp: Short-Term Risks Are High Because Of Wildfires, A Good Investment For The Longer Term
Jan 26PCB Bancorp's (NASDAQ:PCB) Dividend Will Be $0.18
Oct 29PCB Bancorp Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Oct 27PCB Bancorp (NASDAQ:PCB) Will Pay A Dividend Of $0.18
Jul 30PCB Bancorp (NASDAQ:PCB) Is Due To Pay A Dividend Of $0.18
May 01PCB Bancorp: 2.65% Dividend And Virtually No Non-Performing Assets
Mar 14Shareholder Returns
| PCB | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.6% | 0.4% | -0.3% |
| 1Y | 28.2% | 15.2% | 8.1% |
Return vs Industry: PCB exceeded the US Banks industry which returned 15.2% over the past year.
Return vs Market: PCB exceeded the US Market which returned 8% over the past year.
Price Volatility
| PCB volatility | |
|---|---|
| PCB Average Weekly Movement | 4.5% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 8.0% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 4.2% |
Stable Share Price: PCB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PCB's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2003 | 257 | Henry Kim | www.mypcbbank.com |
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, small business administration (SBA) property, multifamily, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, and mortgage warehouse; consumer loans comprising residential mortgage; and automobile loans, unsecured lines of credit, and term loans.
PCB Bancorp Fundamentals Summary
| PCB fundamental statistics | |
|---|---|
| Market cap | US$284.15m |
| Earnings (TTM) | US$27.94m |
| Revenue (TTM) | US$98.72m |
10.2x
P/E Ratio0.9x
P/B RatioIs PCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PCB income statement (TTM) | |
|---|---|
| Revenue | US$98.72m |
| Cost of Revenue | US$0 |
| Gross Profit | US$98.72m |
| Other Expenses | US$70.78m |
| Earnings | US$27.94m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.96 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.30% |
| Debt/Equity Ratio | 8.1% |
How did PCB perform over the long term?
See historical performance and comparisonDividends
4.0%
Current Dividend Yield38%
Payout RatioDoes PCB pay a reliable dividends?
See PCB dividend history and benchmarks| PCB Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | May 09 2025 |
| Dividend Pay Date | May 16 2025 |
| Days until Ex dividend | 2 days |
| Days until Dividend pay date | 5 days |
Does PCB pay a reliable dividends?
See PCB dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/11 11:39 |
| End of Day Share Price | 2025/05/09 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
PCB Bancorp is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Kelly Motta | Keefe, Bruyette, & Woods |
| Matthew Clark | Piper Sandler Companies |