Loading...
OVBC logo

Ohio Valley Banc Corp.NasdaqGM:OVBC Stock Report

Market Cap US$227.8m
Share Price
US$48.53
US$45.28
7.2% overvalued intrinsic discount
1Y50.0%
7D0.4%
1D
Portfolio Value
View

Ohio Valley Banc Corp.

NasdaqGM:OVBC Stock Report

Market Cap: US$227.8m

Ohio Valley Banc (OVBC) Stock Overview

Operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services. More details

OVBC fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance5/6
Financial Health5/6
Dividends4/6

OVBC Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Ohio Valley Banc Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Ohio Valley Banc
Historical stock prices
Current Share PriceUS$48.53
52 Week HighUS$50.68
52 Week LowUS$27.51
Beta0.010
1 Month Change7.34%
3 Month Change16.91%
1 Year Change50.02%
3 Year Change97.92%
5 Year Change109.18%
Change since IPO543.97%

Recent News & Updates

Recent updates

Seeking Alpha Nov 19

Ohio Valley Banc Corp: Strong Despite Non-Recurring Items

Summary Ohio Valley Banc Corp (OVBC) reported strong net interest income growth in Q3, despite a non-recurring $1.22M loss on securities sales. OVBC's loan book quality warrants monitoring as past due loans rose, mainly in construction, but most are backed by real estate collateral. The dividend remains well covered, with a payout ratio just over 40%, and profitability should improve as non-recurring losses subside. With tangible book value over $33/share and a high single-digit earnings multiple, OVBC offers value, especially if net interest margins recover. Read the full article on Seeking Alpha
Analysis Article May 08

Ohio Valley Banc Corp.'s (NASDAQ:OVBC) CEO Compensation Looks Acceptable To Us And Here's Why

Key Insights Ohio Valley Banc will host its Annual General Meeting on 14th of May Salary of US$363.7k is part of CEO...
Analysis Article Apr 19

Ohio Valley Banc (NASDAQ:OVBC) Is Paying Out A Larger Dividend Than Last Year

The board of Ohio Valley Banc Corp. ( NASDAQ:OVBC ) has announced that the dividend on 10th of May will be increased to...
Analysis Article Jan 17

Ohio Valley Banc (NASDAQ:OVBC) Has Affirmed Its Dividend Of $0.22

Ohio Valley Banc Corp. ( NASDAQ:OVBC ) will pay a dividend of $0.22 on the 10th of February. This means that the annual...
Analysis Article Oct 19

Ohio Valley Banc (NASDAQ:OVBC) Is Paying Out A Dividend Of $0.22

Ohio Valley Banc Corp. ( NASDAQ:OVBC ) has announced that it will pay a dividend of $0.22 per share on the 10th of...
Analysis Article Jul 22

Ohio Valley Banc (NASDAQ:OVBC) Has Affirmed Its Dividend Of $0.22

The board of Ohio Valley Banc Corp. ( NASDAQ:OVBC ) has announced that it will pay a dividend of $0.22 per share on the...
Analysis Article May 23

Ohio Valley Banc (NASDAQ:OVBC) Has Affirmed Its Dividend Of $0.15

The board of Ohio Valley Banc Corp. ( NASDAQ:OVBC ) has announced that it will pay a dividend of $0.15 per share on the...
Seeking Alpha Oct 18

Ohio Valley declares $0.21 dividend

Ohio Valley (NASDAQ:OVBC) declares $0.21/share quarterly dividend, in line with previous. Forward yield 3.27% Payable Nov. 10; for shareholders of record Oct. 28; ex-div Oct. 27. See OVBC Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha Aug 19

Ohio Valley Banc announces extension of $5M buyback program

Ohio Valley Banc (NASDAQ:OVBC) announced the board has authorized the extension date of its existing stock buyback program to August 31, 2023. The program was originally approved by the board in 2021 and was set to expire August 31 of this year. With the extension, the share repurchase program will continue to authorize the repurchase of up to $5M in shares of the company's outstanding common stock. As of August.17, the company had repurchased ~$954K in common stock.
Seeking Alpha Jul 20

Ohio Valley declares $0.21 dividend

Ohio Valley (NASDAQ:OVBC) declares $0.21/share quarterly dividend, in line with previous. Forward yield 2.84% Payable Aug. 10; for shareholders of record July 29; ex-div July 28. See OVBC Dividend Scorecard, Yield Chart, & Dividend Growth.
Analysis Article Jan 23

Ohio Valley Banc (NASDAQ:OVBC) Has Re-Affirmed Its Dividend Of US$0.21

Ohio Valley Banc Corp.'s ( NASDAQ:OVBC ) investors are due to receive a payment of US$0.21 per share on 10th of...
Analysis Article Oct 23

Ohio Valley Banc's (NASDAQ:OVBC) Dividend Will Be US$0.21

Ohio Valley Banc Corp. ( NASDAQ:OVBC ) will pay a dividend of US$0.21 on the 10th of November. Based on this payment...
Analysis Article Jul 24

Ohio Valley Banc (NASDAQ:OVBC) Has Announced A Dividend Of US$0.21

Ohio Valley Banc Corp. ( NASDAQ:OVBC ) has announced that it will pay a dividend of US$0.21 per share on the 10th of...
Analysis Article May 13

Here's Why Shareholders May Want To Be Cautious With Increasing Ohio Valley Banc Corp.'s (NASDAQ:OVBC) CEO Pay Packet

Shareholders of Ohio Valley Banc Corp. ( NASDAQ:OVBC ) will have been dismayed by the negative share price return over...
Analysis Article Feb 18

Are Insiders Buying Ohio Valley Banc Corp. (NASDAQ:OVBC) Stock?

We've lost count of how many times insiders have accumulated shares in a company that goes on to improve markedly. On...
Analysis Article Jan 23

Ohio Valley Banc Corp. (NASDAQ:OVBC) Will Pay A US$0.21 Dividend In Four Days

Ohio Valley Banc Corp. ( NASDAQ:OVBC ) stock is about to trade ex-dividend in four days. You can purchase shares before...
Analysis Article Jan 22

Key Things To Watch Out For If You Are After Ohio Valley Banc Corp.'s (NASDAQ:OVBC) 3.6% Dividend

Is Ohio Valley Banc Corp. ( NASDAQ:OVBC ) a good dividend stock? How can we tell? Dividend paying companies with...
Analysis Article Nov 30

Reflecting on Ohio Valley Banc's (NASDAQ:OVBC) Share Price Returns Over The Last Three Years

As an investor its worth striving to ensure your overall portfolio beats the market average. But the risk of stock...

Shareholder Returns

OVBCUS BanksUS Market
7D0.4%3.3%-3.3%
1Y50.0%21.5%22.3%

Return vs Industry: OVBC exceeded the US Banks industry which returned 20.6% over the past year.

Return vs Market: OVBC exceeded the US Market which returned 22.5% over the past year.

Price Volatility

Is OVBC's price volatile compared to industry and market?
OVBC volatility
OVBC Average Weekly Movement3.0%
Banks Industry Average Movement3.2%
Market Average Movement7.2%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: OVBC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: OVBC's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1872269Larry Millerwww.ovbc.com

Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans.

Ohio Valley Banc Corp. Fundamentals Summary

How do Ohio Valley Banc's earnings and revenue compare to its market cap?
OVBC fundamental statistics
Market capUS$227.82m
Earnings (TTM)US$15.49m
Revenue (TTM)US$63.85m
14.8x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OVBC income statement (TTM)
RevenueUS$63.85m
Cost of RevenueUS$0
Gross ProfitUS$63.85m
Other ExpensesUS$48.35m
EarningsUS$15.49m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)3.29
Gross Margin100.00%
Net Profit Margin24.27%
Debt/Equity Ratio30.4%

How did OVBC perform over the long term?

See historical performance and comparison

Dividends

2.1%
Current Dividend Yield
28%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/09 05:10
End of Day Share Price 2026/06/09 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Ohio Valley Banc Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.