Ohio Valley Banc Balance Sheet Health
Financial Health criteria checks 6/6
Ohio Valley Banc has total assets of $1.5B and total equity of $152.2M. Total deposits are $1.3B, and total loans are $1.0B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $82.2M.
Key information
9.8x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | US$1.26b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$82.20m |
Recent financial health updates
No updates
Recent updates
Ohio Valley Banc (NASDAQ:OVBC) Is Paying Out A Dividend Of $0.22
Oct 19
Ohio Valley Banc (NASDAQ:OVBC) Has Affirmed Its Dividend Of $0.22
Jul 22Ohio Valley Banc (NASDAQ:OVBC) Has Affirmed Its Dividend Of $0.15
May 23Ohio Valley declares $0.21 dividend
Oct 18Ohio Valley Banc announces extension of $5M buyback program
Aug 19Ohio Valley declares $0.21 dividend
Jul 20Ohio Valley Banc (NASDAQ:OVBC) Has Re-Affirmed Its Dividend Of US$0.21
Jan 23Ohio Valley Banc's (NASDAQ:OVBC) Dividend Will Be US$0.21
Oct 23Ohio Valley Banc (NASDAQ:OVBC) Has Announced A Dividend Of US$0.21
Jul 24Here's Why Shareholders May Want To Be Cautious With Increasing Ohio Valley Banc Corp.'s (NASDAQ:OVBC) CEO Pay Packet
May 13Ohio Valley reports Q1 results
Apr 30Are Insiders Buying Ohio Valley Banc Corp. (NASDAQ:OVBC) Stock?
Feb 18Ohio Valley Banc Corp. (NASDAQ:OVBC) Will Pay A US$0.21 Dividend In Four Days
Jan 23
Key Things To Watch Out For If You Are After Ohio Valley Banc Corp.'s (NASDAQ:OVBC) 3.6% Dividend
Jan 22Reflecting on Ohio Valley Banc's (NASDAQ:OVBC) Share Price Returns Over The Last Three Years
Nov 30Ohio Valley reports Q3 results
Oct 27Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OVBC's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: OVBC has a sufficient allowance for bad loans (213%).
Low Risk Liabilities: 94% of OVBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: OVBC has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: OVBC's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: OVBC has an appropriate level of bad loans (0.4%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 21:55 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Analyst Sources
Ohio Valley Banc Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
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