John Marshall Bancorp, Inc.

NasdaqCM:JMSB Stock Report

Market Cap: US$300.7m

John Marshall Bancorp Past Earnings Performance

Past criteria checks 4/6

John Marshall Bancorp's earnings have been declining at an average annual rate of -9.7%, while the Banks industry saw earnings growing at 2.8% annually. Revenues have been declining at an average rate of 3.4% per year. John Marshall Bancorp's return on equity is 8.4%, and it has net margins of 35.5%.

Key information

-9.67%

Earnings growth rate

-10.84%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate-3.41%
Return on equity8.40%
Net Margin35.47%
Last Earnings Update31 Mar 2026

Recent past performance updates

Recent updates

Analysis Article • Jun 13

John Marshall Bancorp (NASDAQ:JMSB) Will Pay A Larger Dividend Than Last Year At $0.30

The board of John Marshall Bancorp, Inc. ( NASDAQ:JMSB ) has announced that it will be paying its dividend of $0.30 on...
Analysis Article • Apr 26

John Marshall Bancorp's (NASDAQ:JMSB) Dividend Will Be Increased To $0.30

John Marshall Bancorp, Inc.'s ( NASDAQ:JMSB ) dividend will be increasing from last year's payment of the same period...
Analysis Article • May 22

John Marshall Bancorp's (NASDAQ:JMSB) Dividend Will Be Increased To $0.25

John Marshall Bancorp, Inc. ( NASDAQ:JMSB ) will increase its dividend from last year's comparable payment on the 8th...
Analysis Article • May 01

John Marshall Bancorp's (NASDAQ:JMSB) Upcoming Dividend Will Be Larger Than Last Year's

John Marshall Bancorp, Inc. ( NASDAQ:JMSB ) has announced that it will be increasing its dividend from last year's...
Analysis Article • May 23

If EPS Growth Is Important To You, John Marshall Bancorp (NASDAQ:JMSB) Presents An Opportunity

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Seeking Alpha • Oct 19

John Marshall Bancorp GAAP EPS of $0.57, revenue of $18.14M

John Marshall Bancorp press release (NASDAQ:JMSB): Q3 GAAP EPS of $0.57. Revenue of $18.14M (+10.0% Y/Y). Annualized Return on Average Assets (“ROAA”) was 1.38% and annualized Return on Average Equity (“ROAE”) was 15.07% for the three months ended September 30, 2022. ROAA and ROAE were 1.30% and 13.35%, respectively, for the three months ended September 30, 2021. The Company continued to grow core deposits. Non-interest bearing deposits grew $71.3 million or 15.4% from September 30, 2021 to September 30, 2022. Total deposits were $2.06 billion at September 30, 2022, $2.04 billion at June 30, 2022, and $1.84 billion at September 30, 2021.
Seeking Alpha • Jul 20

John Marshall Bancorp GAAP EPS of $0.56, revenue of $17.42M

John Marshall Bancorp press release (NASDAQ:JMSB): Q2 GAAP EPS of $0.56. Revenue of $17.42M (+3.0% Y/Y).
Analysis Article • Jun 27

We Ran A Stock Scan For Earnings Growth And John Marshall Bancorp (NASDAQ:JMSB) Passed With Ease

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...

Revenue & Expenses Breakdown

How John Marshall Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqCM:JMSB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 266322240
31 Dec 256121240
30 Sep 255920240
30 Jun 255719230
31 Mar 255518230
31 Dec 245417230
30 Sep 245317220
30 Jun 24362230
31 Mar 24363230
31 Dec 23395230
30 Sep 23439230
30 Jun 236627230
31 Mar 236930220
31 Dec 227232240
30 Sep 227131240
30 Jun 226930240
31 Mar 226828250
31 Dec 216525240
30 Sep 216123240
30 Jun 215820240
31 Mar 215419230
31 Dec 205218220
30 Sep 205118220
30 Jun 205117220
31 Mar 205017220
31 Dec 194916220
30 Sep 194814230
30 Jun 194613230
31 Mar 194512230
31 Dec 184412220
30 Sep 184310210
30 Jun 184210200
31 Mar 184110190
31 Dec 17409180
30 Sep 173911180
30 Jun 173811170
31 Mar 173710160
31 Dec 16338160
30 Sep 16338150
30 Jun 16328150
31 Mar 16317150
31 Dec 15339150
30 Sep 15329140
30 Jun 15319140

Quality Earnings: JMSB has high quality earnings.

Growing Profit Margin: JMSB's current net profit margins (35.5%) are higher than last year (32.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: JMSB's earnings have declined by 9.7% per year over the past 5 years.

Accelerating Growth: JMSB's earnings growth over the past year (27.1%) exceeds its 5-year average (-9.7% per year).

Earnings vs Industry: JMSB earnings growth over the past year (27.1%) exceeded the Banks industry 22.8%.

Return on Equity

High ROE: JMSB's Return on Equity (8.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/07 17:30
End of Day Share Price 2026/05/07 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

John Marshall Bancorp, Inc. is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Wood LayKeefe, Bruyette, & Woods
Stephen MossRaymond James & Associates