HMST Stock Overview
Operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 5/6 |
| Past Performance | 0/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for HMST from our risk checks.
Community vs My Fair Value
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HomeStreet, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$12.13 |
| 52 Week High | US$16.10 |
| 52 Week Low | US$8.09 |
| Beta | 1.33 |
| 1 Month Change | 14.70% |
| 3 Month Change | 17.42% |
| 1 Year Change | 18.46% |
| 3 Year Change | -68.70% |
| 5 Year Change | -46.28% |
| Change since IPO | 1.08% |
Recent News & Updates
HomeStreet: Loan Portfolio Repositioning To Support Profitability, Sustainability, And Upside
Apr 17HomeStreet Tries Again: Merger With Mechanics Bank May Be The Turning Point
Mar 31Recent updates
HomeStreet: Loan Portfolio Repositioning To Support Profitability, Sustainability, And Upside
Apr 17HomeStreet Tries Again: Merger With Mechanics Bank May Be The Turning Point
Mar 31HomeStreet: Two Steps Forward, One Step Back
Jan 28Strategic Merger Between HomeStreet And FirstSun: Everything You Need To Know
Jan 18HomeStreet declares $0.35 dividend
Jul 29Shareholder Returns
| HMST | US Banks | US Market | |
|---|---|---|---|
| 7D | 3.3% | 4.0% | 3.9% |
| 1Y | 18.5% | 19.9% | 11.6% |
Return vs Industry: HMST exceeded the US Banks industry which returned 15.6% over the past year.
Return vs Market: HMST exceeded the US Market which returned 8% over the past year.
Price Volatility
| HMST volatility | |
|---|---|
| HMST Average Weekly Movement | 9.4% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 8.1% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 4.2% |
Stable Share Price: HMST has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: HMST's weekly volatility (9%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1921 | 766 | Mark Mason | www.homestreet.com |
HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings, interest-bearing, and money market accounts, as well as certificates of deposit. Its loan products include commercial real estate (CRE), multifamily, construction and land development, and owner occupied CRE and commercial business loans; and single family, home equity, and other loans.
HomeStreet, Inc. Fundamentals Summary
| HMST fundamental statistics | |
|---|---|
| Market cap | US$227.24m |
| Earnings (TTM) | -US$141.31m |
| Revenue (TTM) | US$78.45m |
0.6x
P/B Ratio2.9x
P/S RatioIs HMST overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HMST income statement (TTM) | |
|---|---|
| Revenue | US$78.45m |
| Cost of Revenue | US$0 |
| Gross Profit | US$78.45m |
| Other Expenses | US$219.77m |
| Earnings | -US$141.31m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -7.47 |
| Gross Margin | 100.00% |
| Net Profit Margin | -180.12% |
| Debt/Equity Ratio | 307.9% |
How did HMST perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/12 09:15 |
| End of Day Share Price | 2025/05/12 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
HomeStreet, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Jeffrey Rulis | D.A. Davidson & Co. |
| Paul Miller | FBR Capital Markets & Co. |