HomeStreet Balance Sheet Health
Financial Health criteria checks 5/6
HomeStreet has total assets of $9.5B and total equity of $527.3M. Total deposits are $6.5B, and total loans are $7.4B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $320.3M.
Key information
17.9x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | US$6.49b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$320.33m |
Recent financial health updates
No updates
Recent updates
Strategic Merger Between HomeStreet And FirstSun: Everything You Need To Know
Jan 18HomeStreet declares $0.35 dividend
Jul 29Does HomeStreet (NASDAQ:HMST) Deserve A Spot On Your Watchlist?
Mar 08
HomeStreet: Wait For Better Risk/Reward
Feb 02With EPS Growth And More, HomeStreet (NASDAQ:HMST) Is Interesting
Sep 28Here's Why Shareholders May Want To Be Cautious With Increasing HomeStreet, Inc.'s (NASDAQ:HMST) CEO Pay Packet
May 21HomeStreet declares $0.25 dividend
Apr 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HMST's Assets to Equity ratio (17.9x) is moderate.
Allowance for Bad Loans: HMST has a low allowance for bad loans (80%).
Low Risk Liabilities: 73% of HMST's liabilities are made up of primarily low risk sources of funding.
Loan Level: HMST has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: HMST's Loans to Deposits ratio (114%) is appropriate.
Level of Bad Loans: HMST has an appropriate level of bad loans (0.7%).