First Seacoast Bancorp
Market Cap
US$54.2m
Last Updated
2019/08/22 00:55 UTC
Data Sources
Company Financials
Executive Summary
First Seacoast Bancorp operates as a holding company for First Seacoast Bank that provides various banking products and services.
Snowflake
Fundamentals
Flawless balance sheet with moderate growth potential.
Risks
- First Seacoast Bancorp is not covered by any analysts.
Share Price & News
How has First Seacoast Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
-0.1%
NasdaqCM:FSEA
2.4%
US Mortgage
2.9%
US Market
1 Year Return
n/a
NasdaqCM:FSEA
-1.5%
US Mortgage
0.2%
US Market
No trading data on FSEA.
No trading data on FSEA.
Share holder returns
| FSEA | Industry | Market | |
|---|---|---|---|
| 7 Day | -0.1% | 2.4% | 2.9% |
| 30 Day | -3.4% | -1.5% | -2.3% |
| 90 Day | n/a | 0.6% | 3.1% |
| 1 Year | n/a | 0.6%-1.5% | 2.4%0.2% |
| 3 Year | n/a | 32.6%23.8% | 41.7%32.4% |
| 5 Year | n/a | 58.2%41.6% | 55.1%37.9% |
Price Volatility Vs. Market
How volatile is First Seacoast Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is First Seacoast Bancorp undervalued based on future cash flows and its price relative to the stock market?
Intrinsic Value Based on Future Cash Flows
First Seacoast Bancorp's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
First Seacoast Bancorp's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
Price Based on Earnings
Unable to compare the PE ratio to the industry average as no data exists.
Unable to calculate PE ratio for First Seacoast Bancorp, we can't compare the value of its earnings to the United States of America market.
Price Based on Expected Growth
Unable to calculate PEG ratio for First Seacoast Bancorp, we can't assess if its growth is good value.
Price Based on Value of Assets
Unable to compare the PB ratio to the industry average as no data exists.
Next Steps
Future Growth
How is First Seacoast Bancorp expected to perform in the next 1 to 3 years based on estimates from 0 analysts?
21.5%
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
Unable to determine if First Seacoast Bancorp is high growth as no revenue estimate data is available.
First Seacoast Bancorp's earnings are expected to grow significantly at over 20% yearly.
Unable to compare First Seacoast Bancorp's revenue growth to the United States of America market average as no estimate data is available.
First Seacoast Bancorp's earnings growth is expected to exceed the United States of America market average.
First Seacoast Bancorp's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Earnings per Share Growth Estimates
Future Return on Equity
Unable to establish if First Seacoast Bancorp will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
Next Steps
Past Performance
How has First Seacoast Bancorp performed over the past 5 years?
8.7%
Last years earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Unable to establish if First Seacoast Bancorp's year on year earnings growth rate was positive over the past 5 years as it has been trading publicly for less than 3 years.
Unable to compare First Seacoast Bancorp's 1-year earnings growth to the 5-year average as it has been trading publicly for less than 3 years.
First Seacoast Bancorp's earnings growth has not exceeded the US Mortgage industry average in the past year (8.7% vs 32.9%).
Return on Equity
First Seacoast Bancorp has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
Return on Assets
First Seacoast Bancorp used its assets less efficiently than the US Mortgage industry average last year based on Return on Assets.
Return on Capital Employed
Unable to establish if First Seacoast Bancorp improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Next Steps
Financial Health
How is First Seacoast Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Information is not available.
Information is not available.
Financial Institutions Analysis
First Seacoast Bancorp has an acceptable proportion of non-loan assets held.
First Seacoast Bancorp has a sufficient allowance for bad loans.
First Seacoast Bancorp's liabilities are made up of primarily low risk sources of funding.
First Seacoast Bancorp's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
Loans at First Seacoast Bancorp are broadly funded by customer deposits.
First Seacoast Bancorp has an acceptable level of bad loans (less than 2%).
Next Steps
Dividend
What is First Seacoast Bancorp's current dividend yield, its reliability and sustainability?
Dividend Yield and Payments Analysis
Unable to evaluate First Seacoast Bancorp's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
Unable to evaluate First Seacoast Bancorp's dividend against the top 25% market benchmark as the company has not reported any payouts.
Unable to perform a dividend volatility check as First Seacoast Bancorp has not reported any payouts.
Unable to verify if First Seacoast Bancorp's dividend has been increasing as the company has not reported any payouts.
Current Payout to Shareholders
Unable to calculate sustainability of dividends as First Seacoast Bancorp has not reported any payouts.
Future Payout to Shareholders
Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
Next Steps
Management
What is the CEO of First Seacoast Bancorp's salary, the management and board of directors tenure and is there insider trading?
US$236k
CEO Compensation
CEO
Jim Brannen (58yo)
0.0yrs
Tenure
US$236,294
Compensation
Mr. James R. Brannen, also known as Jim, serves as President, Chief Executive Officer and Director at First Seacoast Bank (MHC). He was Senior Vice President at Northway Financial, Inc. He is a 30-year vet ...
Insider Trading
More shares have been bought than sold by First Seacoast Bancorp individual insiders in the past 3 months, but not in substantial volumes.
Recent Insider Transactions
| Entity | Individual |
| Role | Member of the Board of Directors Director |
| Shares | 3,590 |
| Max Price | US$8.93 |
| Entity | Individual |
| Role | Member of the Board of Directors Director |
| Shares | 2,796 |
| Max Price | US$8.94 |
Ownership Breakdown
Management Team
Jim Brannen (58yo)
President
- Tenure: 0.0yrs
- Compensation: US$236.29k
Rick Donovan (53yo)
Chief Financial Officer
- Tenure: 1.3yrs
- Compensation: US$127.98k
Board Members
Jim Brannen (58yo)
President
- Tenure: 0.0yrs
- Compensation: US$236.29k
Patricia Barbour (68yo)
Director
- Tenure: 0.0yrs
Dana Lynch (65yo)
Chairman
- Tenure: 0.0yrs
James Jalbert (61yo)
Director
- Tenure: 0.0yrs
Mike Bolduc (48yo)
Director
- Tenure: 0.0yrs
TJ Jean (40yo)
Vice Chairman
- Tenure: 0.0yrs
Janet Sylvester (61yo)
Director
- Tenure: 0.0yrs
Erica Johnson (39yo)
Director
- Tenure: 0.0yrs
Mark Boulanger (47yo)
Director
- Tenure: 0.0yrs
Paula Williamson-Reid (57yo)
Director
- Tenure: 0.0yrs
Company Information
First Seacoast Bancorp's company bio, employee growth, exchange listings and data sources
Key Information
- Name: First Seacoast Bancorp
- Ticker: FSEA
- Exchange: NasdaqCM
- Founded: 1890
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: US$54.234m
- Shares outstanding: 6.08m
- Website: https://www.firstseacoastbank.com
Number of Employees
Location
- First Seacoast Bancorp
- 633 Central Avenue
- Dover
- New Hampshire
- 3820
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| FSEA | NasdaqCM (Nasdaq Capital Market) | Yes | Common Stock | US | USD | Jul 2019 |
Biography
First Seacoast Bancorp operates as a holding company for First Seacoast Bank that provides various banking products and services. It offers various deposit accounts, including non-interest-bearing and inte ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/08/22 00:55 |
| End of Day Share Price | 2019/08/21 00:00 |
| Earnings | 2019/03/31 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.