First Seacoast Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
First Seacoast Bancorp has total assets of $601.8M and total equity of $65.8M. Total deposits are $447.7M, and total loans are $434.5M. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.03% of total loans. Cash and short-term investments are $14.4M.
Key information
9.1x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | US$447.69m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.03% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$14.36m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FSEA's Assets to Equity ratio (9.1x) is low.
Allowance for Bad Loans: FSEA has a sufficient allowance for bad loans (2448%).
Low Risk Liabilities: 84% of FSEA's liabilities are made up of primarily low risk sources of funding.
Loan Level: FSEA has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: FSEA's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: FSEA has an appropriate level of bad loans (0%).