First Seacoast Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
First Seacoast Bancorp has total assets of $557.2M and total equity of $67.3M. Total deposits are $411.8M, and total loans are $424.1M. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0% of total loans. Cash and short-term investments are $7.8M.
Key information
8.3x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | US$411.79m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.0007% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$7.77m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FSEA's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: FSEA has a sufficient allowance for bad loans (110633%).
Low Risk Liabilities: 84% of FSEA's liabilities are made up of primarily low risk sources of funding.
Loan Level: FSEA has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: FSEA's Loans to Deposits ratio (103%) is appropriate.
Level of Bad Loans: FSEA has an appropriate level of bad loans (0%).