FNCB Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
FNCB Bancorp has total assets of $1.9B and total equity of $134.6M. Total deposits are $1.5B, and total loans are $1.2B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $109.8M.
Key information
14x
Asset to equity ratio
2.8%
Net interest margin
Total deposits | US$1.53b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$109.79m |
Recent financial health updates
No updates
Recent updates
FNCB Bancorp (NASDAQ:FNCB) Is Due To Pay A Dividend Of $0.09
Aug 21FNCB Bancorp: High Dividend Yield, Flattish Earnings Outlook
Aug 29FNCB Bancorp (NASDAQ:FNCB) Will Pay A Larger Dividend Than Last Year At $0.09
Aug 08FNCB Bancorp raises dividend by 20% to $0.09/share
Jul 27Is Now The Time To Put FNCB Bancorp (NASDAQ:FNCB) On Your Watchlist?
May 03FNCB Bancorp: A 3.16% Yield With A Sub-30% Payout Ratio
Apr 04FNCB Bancorp (NASDAQ:FNCB) Is Increasing Its Dividend To US$0.075
Oct 31FNCB Bancorp: This Undervalued Under-The-Radar Bank Has Upside
Sep 07FNCB Bancorp (NASDAQ:FNCB) Is Increasing Its Dividend To US$0.075
Aug 05Shareholders May Be A Bit More Conservative With FNCB Bancorp, Inc.'s (NASDAQ:FNCB) CEO Compensation For Now
May 06Is FNCB Bancorp, Inc. (NASDAQ:FNCB) A Great Dividend Stock?
May 02FNCB Bancorp reports Q1 results
Apr 30Is Now The Time To Put FNCB Bancorp (NASDAQ:FNCB) On Your Watchlist?
Mar 28FNCB Bancorp (NASDAQ:FNCB) Shareholders Booked A 20% Gain In The Last Five Years
Feb 21FNCB Bancorp reports FQ4 results
Jan 29Would FNCB Bancorp, Inc. (NASDAQ:FNCB) Be Valuable To Income Investors?
Dec 30FNCB Bancorp, Inc. (NASDAQ:FNCB) Will Pay A US$0.055 Dividend In Four Days
Nov 25FNCB Bancorp reports Q3 results
Oct 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FNCB's Assets to Equity ratio (14x) is moderate.
Allowance for Bad Loans: FNCB has a sufficient allowance for bad loans (223%).
Low Risk Liabilities: 88% of FNCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FNCB has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: FNCB's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: FNCB has an appropriate level of bad loans (0.4%).