3 Reliable Dividend Stocks Yielding Over 3.1%

Simply Wall St

The U.S. stock market has been buoyed by optimism around trade deals and corporate earnings, with the S&P 500 reaching new highs despite ongoing tariff concerns. In such a dynamic environment, dividend stocks yielding over 3.1% can offer investors a measure of stability and income, making them an attractive option for those seeking reliable returns amidst market fluctuations.

Top 10 Dividend Stocks In The United States

NameDividend YieldDividend Rating
Universal (UVV)5.98%★★★★★★
Southside Bancshares (SBSI)4.65%★★★★★☆
Huntington Bancshares (HBAN)3.72%★★★★★☆
First Interstate BancSystem (FIBK)6.16%★★★★★★
Ennis (EBF)5.55%★★★★★★
Dillard's (DDS)5.37%★★★★★★
CompX International (CIX)4.99%★★★★★★
Columbia Banking System (COLB)5.91%★★★★★★
Citizens & Northern (CZNC)5.69%★★★★★☆
Carter's (CRI)9.56%★★★★★☆

Click here to see the full list of 139 stocks from our Top US Dividend Stocks screener.

Underneath we present a selection of stocks filtered out by our screen.

Citizens Financial Services (CZFS)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Citizens Financial Services, Inc., a bank holding company with a market cap of $290.60 million, offers a range of banking products and services to individual, business, governmental, and institutional customers.

Operations: Citizens Financial Services, Inc. generates its revenue primarily from its Community Banking segment, which accounts for $99.93 million.

Dividend Yield: 3.2%

Citizens Financial Services offers a stable dividend of 3.2%, supported by a low payout ratio of 32.8%. However, this yield is below the top quartile in the US market. The company has maintained reliable and growing dividends over the past decade, despite insufficient data on future coverage by earnings or cash flows. Recent earnings growth and consistent net income indicate financial health, although its allowance for bad loans remains low at 89%.

CZFS Dividend History as at Jul 2025

WaFd (WAFD)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: WaFd, Inc. is a bank holding company for Washington Federal Bank, offering lending, depository, insurance, and other banking services in the United States with a market cap of $2.37 billion.

Operations: WaFd, Inc. generates revenue primarily from its Thrift/Savings and Loan Institutions segment, which amounts to $721.13 million.

Dividend Yield: 3.6%

WaFd pays a reliable 3.6% dividend, backed by a low payout ratio of 40.8%, though it falls short of top-tier yields in the US market. Its dividends have been stable and growing over the past decade. Recent earnings showed slight declines in net interest income but an increase in net income for nine months, reflecting financial resilience. The company also completed significant share buybacks, enhancing shareholder value despite recent charge-offs of US$5.4 million.

WAFD Dividend History as at Jul 2025

Weyco Group (WEYS)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Weyco Group, Inc. designs, markets, and distributes footwear for men, women, and children across the United States, Canada, Australia, Asia, and South Africa with a market cap of $299.19 million.

Operations: Weyco Group's revenue is primarily derived from its Wholesale segment at $225.96 million and its Retail segment at $37.55 million.

Dividend Yield: 3.3%

Weyco Group offers a stable dividend yield of 3.3%, supported by a low payout ratio of 34.1% and consistent cash flow coverage at 39.6%. While its yield is below top-tier US dividend stocks, Weyco has reliably increased dividends over the past decade, recently raising its quarterly payout to $0.27 per share. Despite slight declines in recent earnings, with sales at US$68.03 million and net income at US$5.54 million, Weyco maintains strong financial health and shareholder returns through strategic buybacks totaling $89.32 million since 2009.

WEYS Dividend History as at Jul 2025

Summing It All Up

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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