Citizens Financial Services, Inc.

NasdaqCM:CZFS Stock Report

Market Cap: US$315.0m

Citizens Financial Services Dividends and Buybacks

Dividend criteria checks 4/6

Citizens Financial Services is a dividend paying company with a current yield of 2.96% that is well covered by earnings. Next payment date is on 27th December, 2024 with an ex-dividend date of 13th December, 2024.

Key information

3.0%

Dividend yield

0.06%

Buyback Yield

Total Shareholder Yield3.0%
Future Dividend Yield3.0%
Dividend Growth0.3%
Next dividend pay date27 Dec 24
Ex dividend date13 Dec 24
Dividend per shareUS$1.960
Payout ratio34%

Recent dividend and buyback updates

Recent updates

Citizens Financial Services (NASDAQ:CZFS) Is Paying Out A Dividend Of $0.49

Sep 09
Citizens Financial Services (NASDAQ:CZFS) Is Paying Out A Dividend Of $0.49

Citizens Financial Services (NASDAQ:CZFS) Has Announced A Dividend Of $0.49

Jun 11
Citizens Financial Services (NASDAQ:CZFS) Has Announced A Dividend Of $0.49

Citizens Financial Services (NASDAQ:CZFS) Will Pay A Dividend Of $0.49

Mar 11
Citizens Financial Services (NASDAQ:CZFS) Will Pay A Dividend Of $0.49

Here's Why We Think Citizens Financial Services (NASDAQ:CZFS) Might Deserve Your Attention Today

May 10
Here's Why We Think Citizens Financial Services (NASDAQ:CZFS) Might Deserve Your Attention Today

Citizens Financial Services to acquire HV Bancorp

Oct 19

Citizens Financial Services (NASDAQ:CZFS) Is Increasing Its Dividend To $0.48

Sep 06
Citizens Financial Services (NASDAQ:CZFS) Is Increasing Its Dividend To $0.48

Citizens Financial Services rises dividend 1.1% to $0.48/shares

Sep 01

Citizens Financial Services GAAP EPS of $1.74, revenue of $20.03M

Jul 22

Citizens Financial Services (NASDAQ:CZFS) Has Announced That It Will Be Increasing Its Dividend To US$0.47

Jun 08
Citizens Financial Services (NASDAQ:CZFS) Has Announced That It Will Be Increasing Its Dividend To US$0.47

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: CZFS's dividends per share have been stable in the past 10 years.

Growing Dividend: CZFS's dividend payments have increased over the past 10 years.


Dividend Yield vs Market

Citizens Financial Services Dividend Yield vs Market
How does CZFS dividend yield compare to the market?
SegmentDividend Yield
Company (CZFS)3.0%
Market Bottom 25% (US)1.4%
Market Top 25% (US)4.5%
Industry Average (Banks)2.7%
Analyst forecast (CZFS) (up to 3 years)3.0%

Notable Dividend: CZFS's dividend (2.96%) is higher than the bottom 25% of dividend payers in the US market (1.45%).

High Dividend: CZFS's dividend (2.96%) is low compared to the top 25% of dividend payers in the US market (4.5%).


Current Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (33.7%), CZFS's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 23:59
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Citizens Financial Services, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James BeuryBoenning & Scattergood, Inc.
Jacob CivielloJanney Montgomery Scott LLC