Citizens Financial Services Management
Management criteria checks 4/4
Citizens Financial Services' CEO is Randy Black, appointed in Apr 2004, has a tenure of 22.08 years. total yearly compensation is $1.21M, comprised of 55.7% salary and 44.3% bonuses, including company stock and options. directly owns 0.96% of the company’s shares, worth $2.92M. The average tenure of the management team and the board of directors is 10.2 years and 12.4 years respectively.
Key information
Randy Black
Chief executive officer
US$1.2m
Total compensation
| CEO salary percentage | 55.66% |
| CEO tenure | 22.1yrs |
| CEO ownership | 1.0% |
| Management average tenure | 10.2yrs |
| Board average tenure | 12.4yrs |
Recent management updates
Recent updates
CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$39m |
| Dec 31 2025 | US$1m | US$675k | US$37m |
| Sep 30 2025 | n/a | n/a | US$34m |
| Jun 30 2025 | n/a | n/a | US$32m |
| Mar 31 2025 | n/a | n/a | US$28m |
| Dec 31 2024 | US$1m | US$600k | US$28m |
| Sep 30 2024 | n/a | n/a | US$27m |
| Jun 30 2024 | n/a | n/a | US$27m |
| Mar 31 2024 | n/a | n/a | US$18m |
| Dec 31 2023 | US$1m | US$575k | US$18m |
| Sep 30 2023 | n/a | n/a | US$18m |
| Jun 30 2023 | n/a | n/a | US$18m |
| Mar 31 2023 | n/a | n/a | US$29m |
| Dec 31 2022 | US$1m | US$591k | US$29m |
| Sep 30 2022 | n/a | n/a | US$28m |
| Jun 30 2022 | n/a | n/a | US$28m |
| Mar 31 2022 | n/a | n/a | US$27m |
| Dec 31 2021 | US$2m | US$575k | US$29m |
| Sep 30 2021 | n/a | n/a | US$29m |
| Jun 30 2021 | n/a | n/a | US$30m |
| Mar 31 2021 | n/a | n/a | US$29m |
| Dec 31 2020 | US$1m | US$496k | US$25m |
| Sep 30 2020 | n/a | n/a | US$23m |
| Jun 30 2020 | n/a | n/a | US$20m |
| Mar 31 2020 | n/a | n/a | US$20m |
| Dec 31 2019 | US$944k | US$451k | US$19m |
Compensation vs Market: Randy's total compensation ($USD1.21M) is below average for companies of similar size in the US market ($USD2.64M).
Compensation vs Earnings: Randy's compensation has been consistent with company performance over the past year.
CEO
Randy Black (58 yo)
Mr. Randall E. Black, also known as Randy, serves as Director at Federal Reserve Bank of Philadelphia. He has been Director at First Citizens Community Bank since 2004 and serves as its Vice Chairman. Mr....
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 22.1yrs | US$1.21m | 0.96% $ 2.9m | |
| Executive VP & CFO | 6.5yrs | US$320.00k | 0.097% $ 296.1k | |
| Chief Operating Officer | 1.8yrs | US$359.67k | 0.035% $ 107.2k | |
| Executive VP & Chief Lending Officer of First Citizens Community Bank | 16.3yrs | US$382.00k | 0.17% $ 523.1k | |
| Senior VP | no data | no data | no data | |
| Senior Vice President of Human Resources | no data | no data | no data | |
| Senior VP & Southcentral Market Executive | 6.4yrs | no data | no data | |
| Corporate Secretary | no data | no data | no data | |
| Senior VP & Chief Retail Banking Officer of First Citizens Community Bank | 13.8yrs | US$178.48k | no data |
Experienced Management: CZFS's management team is seasoned and experienced (10.2 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 22.3yrs | US$1.21m | 0.96% $ 2.9m | |
| Independent Director | 1.8yrs | US$72.00k | 0.28% $ 844.1k | |
| Independent Chairman of the Board | 25.3yrs | US$90.89k | 0.58% $ 1.8m | |
| Independent Director | 25.3yrs | US$67.73k | 1.44% $ 4.4m | |
| Director | 8.4yrs | US$395.81k | 0.031% $ 95.9k | |
| Director | 6.3yrs | US$41.66k | 0.31% $ 947.5k | |
| Lead Independent Director | 20.1yrs | US$68.89k | 0.39% $ 1.2m | |
| Independent Director | 20.1yrs | US$69.12k | 0.27% $ 818.4k | |
| Independent Director | 16.3yrs | US$68.39k | 0.27% $ 837.7k | |
| Independent Director | 7.4yrs | US$64.88k | 0.27% $ 829.7k | |
| Independent Director | 4.3yrs | US$64.37k | 0.079% $ 240.3k | |
| Independent Director | 1.8yrs | US$67.00k | 0.076% $ 232.9k |
Experienced Board: CZFS's board of directors are seasoned and experienced ( 12.4 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/24 11:18 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Citizens Financial Services, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |