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Citizens Financial Services, Inc. Stock Price

NasdaqCM:CZFS Community·US$265.7m Market Cap
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CZFS Share Price Performance

US$58.53
-9.80 (-14.34%)
US$58.53
-9.80 (-14.34%)
Price US$58.53

CZFS Community Narratives

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Snowflake Analysis

Flawless balance sheet, undervalued and pays a dividend.

1 Risk
5 Rewards

Citizens Financial Services, Inc. Key Details

US$107.1m

Revenue

US$0

Cost of Revenue

US$107.1m

Gross Profit

US$73.0m

Other Expenses

US$34.1m

Earnings

Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
7.09
100.00%
31.82%
86.6%
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About CZFS

Founded
1984
Employees
380
CEO
Randall Black
WebsiteView website
www.firstcitizensbank.com

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.

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