CTBI Stock Overview
Operates as the bank holding company for Community Trust Bank, Inc. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for CTBI from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Community Trust Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$54.18 |
| 52 Week High | US$61.67 |
| 52 Week Low | US$38.44 |
| Beta | 0.68 |
| 1 Month Change | -7.43% |
| 3 Month Change | 6.05% |
| 1 Year Change | 23.02% |
| 3 Year Change | 25.94% |
| 5 Year Change | 15.50% |
| Change since IPO | 719.17% |
Recent News & Updates
Staying The Course When It Comes To Community Trust Bancorp
Dec 17Community Trust Bancorp (NASDAQ:CTBI) Has Affirmed Its Dividend Of $0.47
Oct 26
Recent updates
Staying The Course When It Comes To Community Trust Bancorp
Dec 17Community Trust Bancorp (NASDAQ:CTBI) Has Affirmed Its Dividend Of $0.47
Oct 26Community Trust Bancorp: Slow And Steady Can Win The Race
Sep 27Community Trust Bancorp: Not Ready To Pull The Trigger
Aug 14Lock In Some Profit On Community Trust Bancorp After This Rally
Jul 17Community Trust Bancorp: On The Rebound, But Not Undervalued Enough
Apr 23Here's Why Community Trust Bancorp, Inc.'s (NASDAQ:CTBI) CEO Might See A Pay Rise Soon
Apr 17Community Trust Bancorp (NASDAQ:CTBI) Has Announced That It Will Be Increasing Its Dividend To $0.46
Aug 28Community Trust Bancorp (NASDAQ:CTBI) Will Pay A Larger Dividend Than Last Year At $0.46
Aug 11Community Trust Bancorp GAAP EPS of $1.08 misses by $0.08, revenue of $58.22M beats by $1.27M
Oct 19Community Trust Bancorp: Provision Normalization To Hurt Earnings
Sep 21Community Trust Bancorp (NASDAQ:CTBI) Is Increasing Its Dividend To $0.44
Sep 13Community Trust Bancorp's (NASDAQ:CTBI) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 08Community Trust Bancorp raises dividend by 10% to $0.44
Jul 27Community Trust Bancorp GAAP EPS of $1.14 beats by $0.04, revenue of $55.29M misses by $0.06M
Jul 20Community Trust Bancorp: Attractively Valued But Earnings Will Likely Dip This Year
Jul 06Community Trust Bancorp: Too Cheap To Ignore
Mar 18Community Trust Bancorp: Undervalued With A Positive Loan Growth Outlook
Dec 09Community Trust Bancorp's (NASDAQ:CTBI) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 04Community Trust Bancorp's (NASDAQ:CTBI) Upcoming Dividend Will Be Larger Than Last Year's
Sep 14Shareholder Returns
| CTBI | US Banks | US Market | |
|---|---|---|---|
| 7D | -8.3% | -2.1% | 0.1% |
| 1Y | 23.0% | 31.3% | 26.1% |
Return vs Industry: CTBI underperformed the US Banks industry which returned 31.3% over the past year.
Return vs Market: CTBI underperformed the US Market which returned 26.1% over the past year.
Price Volatility
| CTBI volatility | |
|---|---|
| CTBI Average Weekly Movement | 6.1% |
| Banks Industry Average Movement | 5.0% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CTBI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CTBI's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1903 | 967 | Mark Gooch | www.ctbi.com |
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that engages in the provision of commercial and personal banking, and trust and wealth management services to small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, as well as southern West Virginia, and northeastern Tennessee. The company accepts time and demand deposits, checking accounts, savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; and consumer loans.
Community Trust Bancorp, Inc. Fundamentals Summary
| CTBI fundamental statistics | |
|---|---|
| Market cap | US$1.04b |
| Earnings (TTM) | US$78.98m |
| Revenue (TTM) | US$226.76m |
12.4x
P/E Ratio1.3x
P/B RatioIs CTBI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CTBI income statement (TTM) | |
|---|---|
| Revenue | US$226.76m |
| Cost of Revenue | US$0 |
| Gross Profit | US$226.76m |
| Other Expenses | US$147.78m |
| Earnings | US$78.98m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.37 |
| Gross Margin | 100.00% |
| Net Profit Margin | 34.83% |
| Debt/Equity Ratio | 39.2% |
How did CTBI perform over the long term?
See historical performance and comparisonDividends
3.5%
Current Dividend Yield42%
Payout RatioDoes CTBI pay a reliable dividends?
See CTBI dividend history and benchmarks| Community Trust Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | Dec 13 2024 |
| Dividend Pay Date | Jan 02 2025 |
| Days until Ex dividend | 6 days |
| Days until Dividend pay date | 14 days |
Does CTBI pay a reliable dividends?
See CTBI dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/18 00:12 |
| End of Day Share Price | 2024/12/18 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Community Trust Bancorp, Inc. is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Janney Montgomery Scott LLC |
| Catherine Summerson Mealor | Keefe, Bruyette, & Woods |
| Brendan Nosal | Piper Sandler Companies |