Community Trust Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Community Trust Bancorp has total assets of $6.0B and total equity of $760.8M. Total deposits are $4.8B, and total loans are $4.3B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $85.9M.
Key information
7.8x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$4.84b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$85.94m |
Recent financial health updates
No updates
Recent updates
Community Trust Bancorp (NASDAQ:CTBI) Has Affirmed Its Dividend Of $0.47
Oct 26
Community Trust Bancorp: Slow And Steady Can Win The Race
Sep 27Community Trust Bancorp: Not Ready To Pull The Trigger
Aug 14Lock In Some Profit On Community Trust Bancorp After This Rally
Jul 17Community Trust Bancorp: On The Rebound, But Not Undervalued Enough
Apr 23Here's Why Community Trust Bancorp, Inc.'s (NASDAQ:CTBI) CEO Might See A Pay Rise Soon
Apr 17Community Trust Bancorp (NASDAQ:CTBI) Has Announced That It Will Be Increasing Its Dividend To $0.46
Aug 28Community Trust Bancorp (NASDAQ:CTBI) Will Pay A Larger Dividend Than Last Year At $0.46
Aug 11Community Trust Bancorp GAAP EPS of $1.08 misses by $0.08, revenue of $58.22M beats by $1.27M
Oct 19Community Trust Bancorp: Provision Normalization To Hurt Earnings
Sep 21Community Trust Bancorp (NASDAQ:CTBI) Is Increasing Its Dividend To $0.44
Sep 13Community Trust Bancorp's (NASDAQ:CTBI) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 08Community Trust Bancorp raises dividend by 10% to $0.44
Jul 27Community Trust Bancorp GAAP EPS of $1.14 beats by $0.04, revenue of $55.29M misses by $0.06M
Jul 20Community Trust Bancorp: Attractively Valued But Earnings Will Likely Dip This Year
Jul 06Community Trust Bancorp: Too Cheap To Ignore
Mar 18Community Trust Bancorp: Undervalued With A Positive Loan Growth Outlook
Dec 09Community Trust Bancorp's (NASDAQ:CTBI) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 04Community Trust Bancorp's (NASDAQ:CTBI) Upcoming Dividend Will Be Larger Than Last Year's
Sep 14Community Trust Bancorp: Stock Will Rally When Rates Do
Aug 21Community Trust Bancorp's (NASDAQ:CTBI) Dividend Will Be Increased To US$0.40
Aug 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CTBI's Assets to Equity ratio (7.8x) is low.
Allowance for Bad Loans: CTBI has a sufficient allowance for bad loans (213%).
Low Risk Liabilities: 93% of CTBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: CTBI has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: CTBI's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: CTBI has an appropriate level of bad loans (0.6%).