Community Trust Bancorp, Inc.

NasdaqGS:CTBI Stock Report

Market Cap: US$935.1m

Community Trust Bancorp Past Earnings Performance

Past criteria checks 2/6

Community Trust Bancorp has been growing earnings at an average annual rate of 5.7%, while the Banks industry saw earnings growing at 7.3% annually. Revenues have been growing at an average rate of 4.7% per year. Community Trust Bancorp's return on equity is 10.4%, and it has net margins of 34.8%.

Key information

5.7%

Earnings growth rate

5.4%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate4.7%
Return on equity10.4%
Net Margin34.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Community Trust Bancorp (NASDAQ:CTBI) Has Affirmed Its Dividend Of $0.47

Oct 26
Community Trust Bancorp (NASDAQ:CTBI) Has Affirmed Its Dividend Of $0.47

Community Trust Bancorp: Slow And Steady Can Win The Race

Sep 27

Community Trust Bancorp: Not Ready To Pull The Trigger

Aug 14

Lock In Some Profit On Community Trust Bancorp After This Rally

Jul 17

Community Trust Bancorp: On The Rebound, But Not Undervalued Enough

Apr 23

Here's Why Community Trust Bancorp, Inc.'s (NASDAQ:CTBI) CEO Might See A Pay Rise Soon

Apr 17
Here's Why Community Trust Bancorp, Inc.'s (NASDAQ:CTBI) CEO Might See A Pay Rise Soon

Community Trust Bancorp (NASDAQ:CTBI) Has Announced That It Will Be Increasing Its Dividend To $0.46

Aug 28
Community Trust Bancorp (NASDAQ:CTBI) Has Announced That It Will Be Increasing Its Dividend To $0.46

Community Trust Bancorp (NASDAQ:CTBI) Will Pay A Larger Dividend Than Last Year At $0.46

Aug 11
Community Trust Bancorp (NASDAQ:CTBI) Will Pay A Larger Dividend Than Last Year At $0.46

Community Trust Bancorp GAAP EPS of $1.08 misses by $0.08, revenue of $58.22M beats by $1.27M

Oct 19

Community Trust Bancorp: Provision Normalization To Hurt Earnings

Sep 21

Community Trust Bancorp (NASDAQ:CTBI) Is Increasing Its Dividend To $0.44

Sep 13
Community Trust Bancorp (NASDAQ:CTBI) Is Increasing Its Dividend To $0.44

Community Trust Bancorp's (NASDAQ:CTBI) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 08
Community Trust Bancorp's (NASDAQ:CTBI) Shareholders Will Receive A Bigger Dividend Than Last Year

Community Trust Bancorp raises dividend by 10% to $0.44

Jul 27

Community Trust Bancorp GAAP EPS of $1.14 beats by $0.04, revenue of $55.29M misses by $0.06M

Jul 20

Community Trust Bancorp: Attractively Valued But Earnings Will Likely Dip This Year

Jul 06

Community Trust Bancorp: Too Cheap To Ignore

Mar 18

Community Trust Bancorp: Undervalued With A Positive Loan Growth Outlook

Dec 09

Community Trust Bancorp's (NASDAQ:CTBI) Shareholders Will Receive A Bigger Dividend Than Last Year

Nov 04
Community Trust Bancorp's (NASDAQ:CTBI) Shareholders Will Receive A Bigger Dividend Than Last Year

Community Trust Bancorp's (NASDAQ:CTBI) Upcoming Dividend Will Be Larger Than Last Year's

Sep 14
Community Trust Bancorp's (NASDAQ:CTBI) Upcoming Dividend Will Be Larger Than Last Year's

Community Trust Bancorp: Stock Will Rally When Rates Do

Aug 21

Community Trust Bancorp's (NASDAQ:CTBI) Dividend Will Be Increased To US$0.40

Aug 04
Community Trust Bancorp's (NASDAQ:CTBI) Dividend Will Be Increased To US$0.40

Revenue & Expenses Breakdown

How Community Trust Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:CTBI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24227791070
30 Jun 24223771050
31 Mar 24221771030
31 Dec 23221781020
30 Sep 23225821000
30 Jun 23224811010
31 Mar 23222811010
31 Dec 2221982990
30 Sep 22217791000
30 Jun 22218801000
31 Mar 22222841000
31 Dec 2122788990
30 Sep 21224851000
30 Jun 2121881970
31 Mar 2120977940
31 Dec 2018660920
30 Sep 2018160880
30 Jun 2017958870
31 Mar 2017456880
31 Dec 1918765890
30 Sep 1918764880
30 Jun 1918765870
31 Mar 1918658860
31 Dec 1818559860
30 Sep 1818258870
30 Jun 1818156860
31 Mar 1818056840
31 Dec 1717651830
30 Sep 1717548820
30 Jun 1717347820
31 Mar 1717247820
31 Dec 1617147810
30 Sep 1617047790
30 Jun 1616846790
31 Mar 1616847790
31 Dec 1516846790
30 Sep 1516745800
30 Jun 1516744790
31 Mar 1516844790
31 Dec 1416843800
30 Sep 1417142770
30 Jun 1417344770
31 Mar 1417243770
31 Dec 1317445760

Quality Earnings: CTBI has high quality earnings.

Growing Profit Margin: CTBI's current net profit margins (34.8%) are lower than last year (36.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CTBI's earnings have grown by 5.7% per year over the past 5 years.

Accelerating Growth: CTBI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CTBI had negative earnings growth (-3.4%) over the past year, making it difficult to compare to the Banks industry average (-13.2%).


Return on Equity

High ROE: CTBI's Return on Equity (10.4%) is considered low.


Return on Assets


Return on Capital Employed


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