Columbia Financial Balance Sheet Health
Financial Health criteria checks 6/6
Columbia Financial has total assets of $10.7B and total equity of $1.1B. Total deposits are $8.0B, and total loans are $7.8B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $297.5M.
Key information
9.9x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | US$7.96b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$297.54m |
Recent financial health updates
No updates
Recent updates
Does Columbia Financial (NASDAQ:CLBK) Deserve A Spot On Your Watchlist?
Jun 23
Does Columbia Financial (NASDAQ:CLBK) Deserve A Spot On Your Watchlist?
Mar 02If You Like EPS Growth Then Check Out Columbia Financial (NASDAQ:CLBK) Before It's Too Late
Nov 04Here's Why We Think Columbia Financial (NASDAQ:CLBK) Is Well Worth Watching
Jul 05Columbia Financial to acquire Freehold Bank
Jun 17Columbia Financial EPS beats by $0.03, beats on revenue
Apr 28Is Now The Time To Put Columbia Financial (NASDAQ:CLBK) On Your Watchlist?
Mar 08How Many Columbia Financial, Inc. (NASDAQ:CLBK) Shares Do Institutions Own?
Feb 01
How Many Columbia Financial, Inc. (NASDAQ:CLBK) Shares Did Insiders Buy, In The Last Year?
Dec 11Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CLBK's Assets to Equity ratio (9.9x) is low.
Allowance for Bad Loans: CLBK has a sufficient allowance for bad loans (209%).
Low Risk Liabilities: 83% of CLBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: CLBK has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: CLBK's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: CLBK has an appropriate level of bad loans (0.4%).