Columbia Financial Future Growth

Future criteria checks 5/6

Columbia Financial is forecast to grow earnings and revenue by 52.9% and 30.8% per annum respectively. EPS is expected to grow by 43.1% per annum. Return on equity is forecast to be 6.5% in 3 years.

Key information

52.9%

Earnings growth rate

43.08%

EPS growth rate

Banks earnings growth	7.0%
Revenue growth rate	30.8%
Future return on equity	6.51%
Analyst coverage	Low
Last updated	17 Aug 2026

Recent future growth updates

Recent updates

Seeking Alpha • Jul 22

If You Like EPS Growth Then Check Out Columbia Financial (NASDAQ:CLBK) Before It's Too Late

Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...

Analysis Article • Jul 05

Here's Why We Think Columbia Financial (NASDAQ:CLBK) Is Well Worth Watching

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...

Analysis Article • Mar 08

Is Now The Time To Put Columbia Financial (NASDAQ:CLBK) On Your Watchlist?

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...

Earnings and Revenue Growth Forecasts

NasdaqGS:CLBK - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2028	547	215	N/A	N/A	1
12/31/2027	503	197	N/A	N/A	3
12/31/2026	347	96	N/A	N/A	3
6/30/2026	267	58	69	78	N/A
3/31/2026	259	56	64	73	N/A
12/31/2025	249	52	59	68	N/A
9/30/2025	202	15	64	73	N/A
6/30/2025	187	6	5	14	N/A
3/31/2025	177	-2	9	18	N/A
12/31/2024	165	-12	26	33	N/A
9/30/2024	201	16	-36	-28	N/A
6/30/2024	206	19	36	44	N/A
3/31/2024	204	16	51	58	N/A
12/31/2023	228	36	33	41	N/A
9/30/2023	248	51	95	103	N/A
6/30/2023	269	63	90	97	N/A
3/31/2023	292	84	98	106	N/A
12/31/2022	292	86	135	142	N/A
9/30/2022	292	88	137	143	N/A
6/30/2022	282	88	97	101	N/A
3/31/2022	284	91	-45	-41	N/A
12/31/2021	282	92	93	99	N/A
9/30/2021	275	89	103	108	N/A
6/30/2021	271	83	113	118	N/A
3/31/2021	253	72	224	230	N/A
12/31/2020	234	58	44	49	N/A
9/30/2020	220	50	-8	0	N/A
6/30/2020	209	50	15	26	N/A
3/31/2020	199	47	N/A	-12	N/A
12/31/2019	200	55	N/A	22	N/A
9/30/2019	195	56	N/A	43	N/A
6/30/2019	189	53	N/A	30	N/A
3/31/2019	185	26	N/A	76	N/A
12/31/2018	179	23	N/A	57	N/A
9/30/2018	168	11	N/A	49	N/A
6/30/2018	156	2	N/A	41	N/A
3/31/2018	152	26	N/A	30	N/A
12/31/2017	150	24	N/A	29	N/A
9/30/2017	151	31	N/A	36	N/A
9/30/2016	144	33	N/A	59	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CLBK's forecast earnings growth (52.9% per year) is above the savings rate (3.7%).

Earnings vs Market: CLBK's earnings (52.9% per year) are forecast to grow faster than the US market (16.9% per year).

High Growth Earnings: CLBK's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: CLBK's revenue (30.8% per year) is forecast to grow faster than the US market (12.9% per year).

High Growth Revenue: CLBK's revenue (30.8% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: CLBK's Return on Equity is forecast to be low in 3 years time (6.5%).

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/08/20 22:09
End of Day Share Price	2026/08/20 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Columbia Financial, Inc. is covered by 3 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Damon DelMonte	Keefe, Bruyette, & Woods
Mark Fitzgibbon	Piper Sandler Companies
Manuel Navas	Piper Sandler Companies

Columbia Financial Future Growth

Future criteria checks 5/6

Key information

Recent future growth updates

Consensus EPS estimates increase by 70%

Price target increased by 35% to US$11.32

Price target increased by 8.8% to US$18.50

Price target decreased by 7.7% to US$18.00

Consensus EPS estimates fall by 97%

Consensus EPS estimates increase by 30%

Recent updates

Consensus EPS estimates increase by 70%

Price target increased by 35% to US$11.32

Columbia Financial, Inc. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2026

Second quarter 2026 earnings: EPS and revenues exceed analyst expectations

Columbia Financial, Inc. Announces Board and Committee Appointments

Columbia Financial: Fully Valued Amid Acquisition And Second-Step Offering

Columbia Financial, Inc. Files Form 15

New minor risk - Share price stability

Investor sentiment improves as stock rises 15%

Columbia Financial Finalizes Offering and Sets Date to Complete Northfield Bancorp Merger

Columbia Financial Wins Fed Approval for Northfield Acquisition and Mutual-to-Stock Conversion

Columbia Financial, Inc. Approves the Board Election

Columbia Financial Reports Strong Demand in Subscription Offering as Purchase Limits Raised

Columbia Financial Merger Moves Forward as Northfield Investors Receive Election Materials

Columbia Financial Plans Stock Sale With KBW as Lead Manager to Raise Capital

First quarter 2026 earnings released

New major risk - Revenue and earnings growth

Columbia Financial, Inc., Annual General Meeting, Jun 25, 2026

Price target increased by 8.8% to US$18.50

Full year 2025 earnings: Revenues and EPS in line with analyst expectations

Columbia Financial, Inc. has filed a Follow-on Equity Offering in the amount of $1.92625 billion.

Columbia Financial, Inc. and Columbia Bank Announce Retirement of Director Paul Van Ostenbridge from the Board

Full year 2025 earnings released

Columbia Financial, Inc. Reports Net Charge-Offs Results for the Fourth Quarter Ended December 31, 2025

New major risk - Revenue and earnings growth

Columbia Financial, Inc. and Columbia Bank Announces CFO Changes, Effective January 29, 2026

Third quarter 2025 earnings: EPS and revenues exceed analyst expectations

Columbia Financial, Inc. Reports Net Charge-Offs Results for the Third Quarter Ended September 30, 2025

Columbia Financial, Inc. Announces Departure of Matthew Smith, Senior Executive Vice President and Chief Operating Officer, Effective October 5, 2025

Second quarter 2025 earnings: EPS exceeds analyst expectations

Columbia Financial, Inc. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2025

First quarter 2025 earnings: Revenues and EPS in line with analyst expectations

Columbia Financial, Inc. Reports Net Charge-Offs for the Quarter Ended March 31, 2025

Full year 2024 earnings: EPS misses analyst expectations

Price target decreased by 7.7% to US$18.00

Full year 2024 earnings: EPS misses analyst expectations

Consensus EPS estimates fall by 97%

Columbia Financial, Inc. and Columbia Bank Announce the Appointment of Matthew Smith as Senior Executive Vice President and Chief Operating Officer

Now 22% overvalued after recent price rise

Third quarter 2024 earnings: EPS in line with expectations, revenues disappoint

Columbia Financial, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024

Consensus EPS estimates increase by 30%

Price target increased by 12% to US$19.00

Now 20% overvalued after recent price rise

Now 23% overvalued after recent price rise

E. Thomas Allen, Jr. to Retire as Senior Executive Vice President and Chief Operating Officer of Columbia Financial, Inc., Columbia Bank MHC and Columbia Bank, Effective as of January 31, 2025

Consensus EPS estimates fall by 48%

Price target decreased by 7.9% to US$17.50

Price target decreased by 7.7% to US$18.00

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Now 21% overvalued

Price target decreased by 7.3% to US$19.00

Consensus EPS estimates fall by 15%

Full year 2023 earnings: EPS misses analyst expectations

Price target increased by 11% to US$20.50

Full year 2023 earnings: EPS misses analyst expectations

Columbia Financial, Inc., Annual General Meeting, Jun 06, 2024

New major risk - Revenue and earnings growth

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Price target decreased by 12% to US$18.00

Consensus EPS estimates fall by 35%

Second quarter 2023 earnings: EPS misses analyst expectations

Investor sentiment improves as stock rises 19%

Insufficient new directors

Investor sentiment deteriorates as stock falls 21%

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Price target decreased by 7.1% to US$19.50

Investor sentiment deteriorates as stock falls 20%

Consensus EPS estimates fall by 11%