CrossFirst Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
CrossFirst Bankshares has total assets of $7.6B and total equity of $771.7M. Total deposits are $6.6B, and total loans are $6.3B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $243.9M.
Key information
9.8x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$6.63b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$243.94m |
Recent financial health updates
No updates
Recent updates
Here's Why Shareholders May Want To Be Cautious With Increasing CrossFirst Bankshares, Inc.'s (NASDAQ:CFB) CEO Pay Packet
May 08
Is Now The Time To Put CrossFirst Bankshares (NASDAQ:CFB) On Your Watchlist?
Jan 25CrossFirst Bankshares GAAP EPS of $0.35 beats by $0.01, revenue of $53.48M beats by $0.18M
Oct 17CrossFirst Bankshares GAAP EPS of $0.31 misses by $0.01, revenue of $50.9M beats by $0.9M
Jul 18Here's Why We Think CrossFirst Bankshares (NASDAQ:CFB) Is Well Worth Watching
Nov 30Here's Why We Think CrossFirst Bankshares (NASDAQ:CFB) Is Well Worth Watching
Jul 27CrossFirst Bankshares names new CFO
Jun 21Should CrossFirst Bankshares (NASDAQ:CFB) Be Disappointed With Their 19% Profit?
Mar 06CrossFirst Bankshares, Inc. 2020 Q4 - Results - Earnings Call Presentation
Feb 01CrossFirst Bankshares, Inc. Recorded A 41% Miss On Revenue: Analysts Are Revisiting Their Models
Jan 30
Could The CrossFirst Bankshares, Inc. (NASDAQ:CFB) Ownership Structure Tell Us Something Useful?
Jan 04What Type Of Returns Would CrossFirst Bankshares'(NASDAQ:CFB) Shareholders Have Earned If They Purchased Their SharesYear Ago?
Nov 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CFB's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: CFB has a sufficient allowance for bad loans (378%).
Low Risk Liabilities: 97% of CFB's liabilities are made up of primarily low risk sources of funding.
Loan Level: CFB has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: CFB's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: CFB has an appropriate level of bad loans (0.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 08:06 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
CrossFirst Bankshares, Inc. is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| John Rodis | Janney Montgomery Scott LLC |
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Wood Lay | Keefe, Bruyette, & Woods |