Bridgewater Bancshares Past Earnings Performance
Past criteria checks 4/6
Bridgewater Bancshares's earnings have been declining at an average annual rate of -1.9%, while the Banks industry saw earnings growing at 3.4% annually. Revenues have been growing at an average rate of 5.2% per year. Bridgewater Bancshares's return on equity is 8.2%, and it has net margins of 29%.
Key information
-1.88%
Earnings growth rate
-1.23%
EPS growth rate
| Banks Industry Growth | 11.18% |
| Revenue growth rate | 5.19% |
| Return on equity | 8.23% |
| Net Margin | 29.00% |
| Last Earnings Update | 30 Sep 2025 |
Recent past performance updates
Recent updates
Anticipating Interest Rate Cuts To Propel Profitability And Tech Upgrades To Boost Engagement
Bridgewater's strategic investments in technology aim to enhance client engagement and operational efficiencies, potentially boosting revenue growth and margin expansion.Bridgewater Bancshares, Inc. (NASDAQ:BWB) First-Quarter Results: Here's What Analysts Are Forecasting For This Year
Apr 26
Here's Why Bridgewater Bancshares (NASDAQ:BWB) Has Caught The Eye Of Investors
Jul 19Should You Be Adding Bridgewater Bancshares (NASDAQ:BWB) To Your Watchlist Today?
Mar 10Bridgewater Bancshares: Internal And External Factors To Boost The Loan Book
Sep 16Bridgewater Bancshares announces new $25M buyback program
Aug 18Bridgewater Bancshares Q2 GAAP EPS, revenue up Y/Y
Jul 28Revenue & Expenses Breakdown
How Bridgewater Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 25 | 127 | 37 | 63 | 0 |
| 30 Jun 25 | 119 | 34 | 60 | 0 |
| 31 Mar 25 | 111 | 31 | 57 | 0 |
| 31 Dec 24 | 106 | 29 | 54 | 0 |
| 30 Sep 24 | 106 | 29 | 53 | 0 |
| 30 Jun 24 | 106 | 30 | 52 | 0 |
| 31 Mar 24 | 107 | 32 | 50 | 0 |
| 31 Dec 23 | 112 | 36 | 50 | 0 |
| 30 Sep 23 | 118 | 41 | 55 | 0 |
| 30 Jun 23 | 124 | 46 | 53 | 0 |
| 31 Mar 23 | 128 | 49 | 52 | 0 |
| 31 Dec 22 | 128 | 49 | 50 | 0 |
| 30 Sep 22 | 124 | 48 | 41 | 0 |
| 30 Jun 22 | 119 | 46 | 40 | 0 |
| 31 Mar 22 | 114 | 45 | 38 | 0 |
| 31 Dec 21 | 109 | 45 | 42 | 0 |
| 30 Sep 21 | 102 | 38 | 34 | 0 |
| 30 Jun 21 | 92 | 34 | 32 | 0 |
| 31 Mar 21 | 86 | 30 | 30 | 0 |
| 31 Dec 20 | 80 | 27 | 30 | 0 |
| 30 Sep 20 | 78 | 31 | 30 | 0 |
| 30 Jun 20 | 77 | 31 | 29 | 0 |
| 31 Mar 20 | 75 | 32 | 28 | 0 |
| 31 Dec 19 | 72 | 31 | 27 | 0 |
| 30 Sep 19 | 67 | 31 | 25 | 0 |
| 30 Jun 19 | 65 | 29 | 24 | 0 |
| 31 Mar 19 | 63 | 28 | 23 | 0 |
| 31 Dec 18 | 60 | 27 | 22 | 0 |
| 30 Sep 18 | 59 | 22 | 21 | 0 |
| 30 Jun 18 | 56 | 21 | 20 | 0 |
| 31 Mar 18 | 53 | 19 | 18 | 0 |
| 31 Dec 17 | 51 | 17 | 17 | 0 |
| 30 Sep 17 | 49 | 17 | 16 | 0 |
| 31 Dec 16 | 41 | 13 | 15 | 0 |
Quality Earnings: BWB has high quality earnings.
Growing Profit Margin: BWB's current net profit margins (29%) are higher than last year (27.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BWB's earnings have declined by 1.9% per year over the past 5 years.
Accelerating Growth: BWB's earnings growth over the past year (25.4%) exceeds its 5-year average (-1.9% per year).
Earnings vs Industry: BWB earnings growth over the past year (25.4%) exceeded the Banks industry 18.2%.
Return on Equity
High ROE: BWB's Return on Equity (8.2%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/11 06:54 |
| End of Day Share Price | 2025/11/11 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bridgewater Bancshares, Inc. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Jeffrey Rulis | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |