Bridgewater Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Bridgewater Bancshares has total assets of $4.7B and total equity of $452.2M. Total deposits are $3.7B, and total loans are $3.6B. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $217.3M.
Key information
10.4x
Asset to equity ratio
2.4%
Net interest margin
Total deposits | US$3.75b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$217.33m |
Recent financial health updates
No updates
Recent updates
Bridgewater Bancshares, Inc. (NASDAQ:BWB) First-Quarter Results: Here's What Analysts Are Forecasting For This Year
Apr 26Here's Why Bridgewater Bancshares (NASDAQ:BWB) Has Caught The Eye Of Investors
Jul 19Should You Be Adding Bridgewater Bancshares (NASDAQ:BWB) To Your Watchlist Today?
Mar 10Bridgewater Bancshares: Internal And External Factors To Boost The Loan Book
Sep 16Bridgewater Bancshares announces new $25M buyback program
Aug 18Bridgewater Bancshares Q2 GAAP EPS, revenue up Y/Y
Jul 28Bridgewater Bancshares: Loan Portfolio's Surge To Translate Into Earnings Growth
Jun 30Bridgewater Bancshares: Market Disruption Beneficiary
Mar 21Bridgewater Bank: Dynamic Management With Unique Growth Story
Jan 09Should You Be Adding Bridgewater Bancshares (NASDAQ:BWB) To Your Watchlist Today?
Sep 28We Think Shareholders Are Less Likely To Approve A Large Pay Rise For Bridgewater Bancshares, Inc.'s (NASDAQ:BWB) CEO For Now
Apr 21How Many Bridgewater Bancshares, Inc. (NASDAQ:BWB) Shares Did Insiders Buy, In The Last Year?
Feb 19What Is The Ownership Structure Like For Bridgewater Bancshares, Inc. (NASDAQ:BWB)?
Dec 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BWB's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: BWB has a sufficient allowance for bad loans (609%).
Low Risk Liabilities: 88% of BWB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BWB has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: BWB's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: BWB has an appropriate level of bad loans (0.2%).
Discover healthy companies
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
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Company Analysis | 2024/12/22 19:16 |
End of Day Share Price | 2024/12/20 00:00 |
Earnings | 2024/09/30 |
Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package | Data | Timeframe | Example US Source * |
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Company Financials | 10 years |
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Analyst Consensus Estimates | +3 years |
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Market Prices | 30 years |
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Ownership | 10 years |
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Management | 10 years |
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Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Bridgewater Bancshares, Inc. is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst | Institution |
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Stephen Moss | B. Riley Securities, Inc. |
Jeffrey Rulis | D.A. Davidson & Co. |
null null | D.A. Davidson & Co. |