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BankFinancial CorporationNasdaqGS:BFIN Stock Report

Market Cap US$137.1m
Share Price
US$11.20
My Fair Value
US$11.75
4.7% undervalued intrinsic discount
1Y-8.9%
7D-3.1%
Portfolio Value
View

BankFinancial Corporation

NasdaqGS:BFIN Stock Report

Market Cap: US$137.1m

BankFinancial (BFIN) Stock Overview

Operates as the bank holding company for BankFinancial, National Association that provides banking, financial planning, and fiduciary services to individuals, families, and businesses. More details

BFIN fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance1/6
Financial Health5/6
Dividends3/6

Risk Analysis

BFIN passed our risk checks.

BFIN Community Fair Values

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See what others think this stock is worth. Follow their fair value or set your own to get alerts.

BankFinancial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for BankFinancial
Historical stock prices
Current Share PriceUS$11.20
52 Week HighUS$13.97
52 Week LowUS$10.69
Beta0.41
1 Month Change-7.74%
3 Month Change-5.17%
1 Year Change-8.87%
3 Year Change17.28%
5 Year Change50.13%
Change since IPO-17.65%

Recent News & Updates

BankFinancial's (NASDAQ:BFIN) Dividend Will Be $0.10

Aug 08
BankFinancial's (NASDAQ:BFIN) Dividend Will Be $0.10

Recent updates

BankFinancial's (NASDAQ:BFIN) Dividend Will Be $0.10

Aug 08
BankFinancial's (NASDAQ:BFIN) Dividend Will Be $0.10

BankFinancial's (NASDAQ:BFIN) Dividend Will Be $0.10

May 01
BankFinancial's (NASDAQ:BFIN) Dividend Will Be $0.10

BankFinancial (NASDAQ:BFIN) Has Announced A Dividend Of $0.10

Feb 06
BankFinancial (NASDAQ:BFIN) Has Announced A Dividend Of $0.10

BankFinancial's (NASDAQ:BFIN) Dividend Will Be $0.10

Nov 07
BankFinancial's (NASDAQ:BFIN) Dividend Will Be $0.10

BankFinancial (NASDAQ:BFIN) Will Pay A Dividend Of $0.10

Aug 01
BankFinancial (NASDAQ:BFIN) Will Pay A Dividend Of $0.10

BankFinancial (NASDAQ:BFIN) Has Affirmed Its Dividend Of $0.10

Feb 01
BankFinancial (NASDAQ:BFIN) Has Affirmed Its Dividend Of $0.10

BankFinancial (NASDAQ:BFIN) Has Announced A Dividend Of $0.10

Nov 02
BankFinancial (NASDAQ:BFIN) Has Announced A Dividend Of $0.10

BankFinancial (NASDAQ:BFIN) Is Paying Out A Dividend Of $0.10

Aug 03
BankFinancial (NASDAQ:BFIN) Is Paying Out A Dividend Of $0.10

BankFinancial (NASDAQ:BFIN) Is Due To Pay A Dividend Of $0.10

May 04
BankFinancial (NASDAQ:BFIN) Is Due To Pay A Dividend Of $0.10

BankFinancial (NASDAQ:BFIN) Has Announced A Dividend Of $0.10

Nov 03
BankFinancial (NASDAQ:BFIN) Has Announced A Dividend Of $0.10

BankFinancial (NASDAQ:BFIN) Will Pay A Dividend Of $0.10

Aug 04
BankFinancial (NASDAQ:BFIN) Will Pay A Dividend Of $0.10

BankFinancial declares $0.10 dividend

Jul 29

BankFinancial (NASDAQ:BFIN) Has Re-Affirmed Its Dividend Of US$0.10

May 05
BankFinancial (NASDAQ:BFIN) Has Re-Affirmed Its Dividend Of US$0.10

BankFinancial (NASDAQ:BFIN) Has Re-Affirmed Its Dividend Of US$0.10

Feb 01
BankFinancial (NASDAQ:BFIN) Has Re-Affirmed Its Dividend Of US$0.10

BankFinancial: Well-Positioned For A Rising Rate Environment

Dec 24

BankFinancial (NASDAQ:BFIN) Has Announced A Dividend Of US$0.10

Nov 04
BankFinancial (NASDAQ:BFIN) Has Announced A Dividend Of US$0.10

Shareholder Returns

BFINUS BanksUS Market
7D-3.1%-2.4%-1.5%
1Y-8.9%15.7%14.4%

Price Volatility

Is BFIN's price volatile compared to industry and market?
BFIN volatility
BFIN Average Weekly Movement4.2%
Banks Industry Average Movement3.8%
Market Average Movement6.5%
10% most volatile stocks in US Market17.6%
10% least volatile stocks in US Market3.0%

About the Company

FoundedEmployeesCEOWebsite
1924190F. Gasiorwww.bankfinancial.com

BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides banking, financial planning, and fiduciary services to individuals, families, and businesses. The company accepts various deposit products, such as savings, NOW, checking, money market, IRAs, and other retirement accounts, as well as certificates of deposit. Its loan portfolio consists of multi-family residential real estate loans, non-residential real estate loans, commercial loans and commercial equipment leases, consumer loans, and one-to-four family residential real estate loans.

BankFinancial Corporation Fundamentals Summary

How do BankFinancial's earnings and revenue compare to its market cap?
BFIN fundamental statistics
Market capUS$137.07m
Earnings (TTM)US$1.95m
Revenue (TTM)US$45.55m
71.5x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BFIN income statement (TTM)
RevenueUS$45.55m
Cost of RevenueUS$0
Gross ProfitUS$45.55m
Other ExpensesUS$43.59m
EarningsUS$1.95m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.16
Gross Margin100.00%
Net Profit Margin4.28%
Debt/Equity Ratio21.3%

How did BFIN perform over the long term?

See historical performance and comparison

Dividends

3.6%
Current Dividend Yield
255%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/17 00:57
End of Day Share Price 2025/10/17 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BankFinancial Corporation is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullD.A. Davidson & Co.
Brian MartinJanney Montgomery Scott LLC