BankFinancial Balance Sheet Health
Financial Health criteria checks 4/6
BankFinancial has total assets of $1.4B and total equity of $159.1M. Total deposits are $1.2B, and total loans are $923.9M earning a Net Interest Margin of 3.6%. It has insufficient allowance for bad loans, which are currently at 2.4% of total loans. Cash and short-term investments are $160.3M.
Key information
8.9x
Asset to equity ratio
3.6%
Net interest margin
| Total deposits | US$1.20b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$160.28m |
Recent financial health updates
No updates
Recent updates
BankFinancial's (NASDAQ:BFIN) Dividend Will Be $0.10
Nov 07
BankFinancial (NASDAQ:BFIN) Will Pay A Dividend Of $0.10
Aug 01BankFinancial (NASDAQ:BFIN) Has Affirmed Its Dividend Of $0.10
Feb 01BankFinancial (NASDAQ:BFIN) Has Announced A Dividend Of $0.10
Nov 02BankFinancial (NASDAQ:BFIN) Is Paying Out A Dividend Of $0.10
Aug 03BankFinancial (NASDAQ:BFIN) Is Due To Pay A Dividend Of $0.10
May 04BankFinancial (NASDAQ:BFIN) Has Announced A Dividend Of $0.10
Nov 03BankFinancial (NASDAQ:BFIN) Will Pay A Dividend Of $0.10
Aug 04BankFinancial declares $0.10 dividend
Jul 29BankFinancial (NASDAQ:BFIN) Has Re-Affirmed Its Dividend Of US$0.10
May 05BankFinancial (NASDAQ:BFIN) Has Re-Affirmed Its Dividend Of US$0.10
Feb 01BankFinancial: Well-Positioned For A Rising Rate Environment
Dec 24BankFinancial (NASDAQ:BFIN) Has Announced A Dividend Of US$0.10
Nov 04Shareholders May Be Wary Of Increasing BankFinancial Corporation's (NASDAQ:BFIN) CEO Compensation Package
May 21Who Has Been Buying BankFinancial Corporation (NASDAQ:BFIN) Shares?
Mar 02Income Investors Should Know That BankFinancial Corporation (NASDAQ:BFIN) Goes Ex-Dividend Soon
Feb 04BankFinancial EPS beats by $0.03, beats on revenue
Feb 01Is BankFinancial Corporation (NASDAQ:BFIN) A Risky Dividend Stock?
Jan 31A Look At BankFinancial's (NASDAQ:BFIN) Share Price Returns
Jan 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BFIN's Assets to Equity ratio (8.9x) is low.
Allowance for Bad Loans: BFIN has a low allowance for bad loans (35%).
Low Risk Liabilities: 95% of BFIN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BFIN has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: BFIN's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: BFIN has a high level of bad loans (2.4%).