Amerant Bancorp
Market Cap
US$687.1m
Last Updated
2019/08/21 01:09 UTC
Data Sources
Company Financials +
Executive Summary
Amerant Bancorp Inc. operates as a bank holding company for Amerant Bank, N.A.
Snowflake
Fundamentals
Flawless balance sheet and fair value.
Risks
- Amerant Bancorp has significant price volatility in the past 3 months.
Share Price & News
How has Amerant Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
0.6%
NasdaqGS:AMTB
0.3%
US Banks
0.9%
US Market
1 Year Return
n/a
NasdaqGS:AMTB
-13.6%
US Banks
0.3%
US Market
No trading data on AMTB.
No trading data on AMTB.
Share holder returns
| AMTB | Industry | Market | |
|---|---|---|---|
| 7 Day | 0.6% | 0.3% | 0.9% |
| 30 Day | -4.0% | -5.1% | -1.9% |
| 90 Day | -9.1% | -3.5% | 1.6% |
| 1 Year | n/a | -11.2%-13.6% | 2.6%0.3% |
| 3 Year | n/a | 43.6%33.7% | 41.0%31.8% |
| 5 Year | n/a | 53.7%37.0% | 55.2%38.0% |
Price Volatility Vs. Market
How volatile is Amerant Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
Amerant Bancorp Inc. (NASDAQ:AMTB): Can Growth Justify Its August Share Price?1 month ago | Simply Wall St
What Type Of Shareholder Owns Amerant Bancorp Inc.'s (NASDAQ:AMTB)?2 months ago | Simply Wall St
Need To Know: Amerant Bancorp Inc. (NASDAQ:AMTB) Insiders Have Been Buying SharesValuation
Is Amerant Bancorp undervalued based on future cash flows and its price relative to the stock market?
13.95x
Price to Earnings (PE) ratio
Intrinsic Value Based on Future Cash Flows
Amerant Bancorp's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
Amerant Bancorp's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
Price Based on Earnings
Amerant Bancorp is overvalued based on earnings compared to the US Banks industry average.
Amerant Bancorp is good value based on earnings compared to the United States of America market.
Price Based on Expected Growth
Amerant Bancorp is good value based on expected growth next year.
Price Based on Value of Assets
Amerant Bancorp is good value based on assets compared to the US Banks industry average.
Next Steps
Future Growth
How is Amerant Bancorp expected to perform in the next 1 to 3 years based on estimates from 4 analysts?
14.1%
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
Amerant Bancorp's revenue is expected to grow by 1.7% yearly, however this is not considered high growth (20% yearly).
Amerant Bancorp's earnings are expected to grow by 14.1% yearly, however this is not considered high growth (20% yearly).
Amerant Bancorp's revenue growth is positive but not above the United States of America market average.
Amerant Bancorp's earnings growth is expected to exceed the United States of America market average.
Amerant Bancorp's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Earnings per Share Growth Estimates
Future Return on Equity
Amerant Bancorp is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
Next Steps
Past Performance
How has Amerant Bancorp performed over the past 5 years?
26.2%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Amerant Bancorp has delivered over 20% year on year earnings growth in the past 5 years.
Amerant Bancorp's 1-year earnings growth is less than its 5-year average (12.8% vs 26.2%)
Amerant Bancorp's earnings growth has not exceeded the US Banks industry average in the past year (12.8% vs 33.2%).
Return on Equity
Amerant Bancorp has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
Return on Assets
Amerant Bancorp used its assets less efficiently than the US Banks industry average last year based on Return on Assets.
Return on Capital Employed
Unable to establish if Amerant Bancorp improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Next Steps
Financial Health
How is Amerant Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Information is not available.
Information is not available.
Financial Institutions Analysis
Amerant Bancorp has an acceptable proportion of non-loan assets held.
Amerant Bancorp has a sufficient allowance for bad loans.
Amerant Bancorp's liabilities are made up of primarily low risk sources of funding.
Amerant Bancorp's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
Loans at Amerant Bancorp are broadly funded by customer deposits.
Amerant Bancorp has an acceptable level of bad loans (less than 2%).
Next Steps
Dividend
What is Amerant Bancorp's current dividend yield, its reliability and sustainability?
Dividend Yield and Payments Analysis
Unable to evaluate Amerant Bancorp's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
Unable to evaluate Amerant Bancorp's dividend against the top 25% market benchmark as the company has not reported any payouts.
Unable to perform a dividend volatility check as Amerant Bancorp has not reported any payouts.
Unable to verify if Amerant Bancorp's dividend has been increasing as the company has not reported any payouts.
Current Payout to Shareholders
Unable to calculate sustainability of dividends as Amerant Bancorp has not reported any payouts.
Future Payout to Shareholders
No need to calculate the sustainability of Amerant Bancorp's dividends in 3 years as they are not expected to pay a notable one for United States of America.
Next Steps
Management
What is the CEO of Amerant Bancorp's salary, the management and board of directors tenure and is there insider trading?
1.5yrs
Average management tenure
CEO
Millar Wilson (66yo)
10.6yrs
Tenure
US$5,142,284
Compensation
Mr. Millar Wilson serves as Chief Executive Officer of Mercantil Commercebank Florida Bancorp and Mercantil Commercebank Holding Corporation. Mr. Wilson serves as Executive Director of International Busine ...
CEO Compensation Analysis
Millar's remuneration is higher than average for companies of similar size in United States of America.
Millar's compensation has increased by more than 20% in the past year whilst earnings grew less than 20%.
Management Age and Tenure
1.5yrs
Average Tenure
58yo
Average Age
The average tenure for the Amerant Bancorp management team is less than 2 years, this suggests a new team.
Board Age and Tenure
12.6yrs
Average Tenure
66yo
Average Age
The average tenure for the Amerant Bancorp board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Insider Trading
No 3 month open market individual insider trading information.
Recent Insider Transactions
| Entity | Company |
| Shares | 200,000 |
| Max Price | US$14.00 |
| Entity | Individual |
| Role | Co-President Co-President & COO |
| Shares | 4,615 |
| Max Price | US$13.00 |
| Entity | Individual |
| Role | Member of the Board of Directors Director |
| Shares | 769 |
| Max Price | US$13.00 |
| Entity | Individual |
| Role | Member of the Board of Directors Director |
| Shares | 769 |
| Max Price | US$13.00 |
| Entity | Individual |
| Role | Co-President Co-President & CFO |
| Shares | 10,000 |
| Max Price | US$13.00 |
| Entity | Individual |
| Role | Member of the Board of Directors Director |
| Shares | 769 |
| Max Price | US$13.00 |
| Entity | Company |
| Shares | 4,922,477 |
| Max Price | US$13.00 |
| Entity | Individual |
| Role | Chairman of the Board Non-Executive Chairman |
| Shares | 6,000 |
| Max Price | US$13.00 |
| Entity | Individual |
| Role | Senior Key Executive Executive VP & Chief Risk Officer |
| Shares | 2,500 |
| Max Price | US$13.00 |
| Entity | Individual |
| Role | Senior Key Executive Executive VP & Chief Business Officer |
| Shares | 5,769 |
| Max Price | US$13.00 |
| Entity | Individual |
| Role | Chief Executive Officer Vice-Chairman & CEO |
| Shares | 30,769 |
| Max Price | US$13.00 |
Ownership Breakdown
Management Team
Millar Wilson (66yo)
Vice-Chairman & CEO
- Tenure: 10.6yrs
- Compensation: US$5.14m
Al Peraza (59yo)
Co-President & CFO
- Tenure: 1.5yrs
- Compensation: US$2.76m
Alfonso Figueredo (58yo)
Co-President & COO
- Tenure: 1.5yrs
Ivan Trujillo
Senior VP & Company Secretary
- Tenure: 0.0yrs
Julio Peña
Senior VP & Assistant Corporate Secretary
- Tenure: 14.6yrs
Jorge Trabanco (58yo)
Chief Accounting Officer
- Tenure: 1.3yrs
Herbie Folgueira
Technology Officer
- Tenure: 0.0yrs
Miguel Palacios (51yo)
Executive VP & Chief Business Officer
- Tenure: 1.5yrs
- Compensation: US$1.74m
Alberto Capriles (51yo)
Executive VP & Chief Risk Officer
- Tenure: 1.5yrs
Laura Rossi
Head of Investor Relations
- Tenure: 0.0yrs
Board Members
J. Villar (76yo)
Director
- Tenure: 21.6yrs
- Compensation: US$292.10k
Rick Copeland (77yo)
Non-Executive Chairman
- Tenure: 0.7yrs
- Compensation: US$346.30k
Tony Villamil (72yo)
Director
- Tenure: 16.6yrs
- Compensation: US$281.80k
Miguel Angel C. López (55yo)
Director
- Tenure: 16.6yrs
- Compensation: US$264.50k
Gustavo Julio Vollmer Acedo (69yo)
Director
- Tenure: 16.6yrs
- Compensation: US$309.30k
Millar Wilson (66yo)
Vice-Chairman & CEO
- Tenure: 10.6yrs
- Compensation: US$5.14m
Pamella Dana (56yo)
Director
- Tenure: 12.6yrs
- Compensation: US$312.30k
Rosa de Costantino (61yo)
Director
- Tenure: 1.6yrs
- Compensation: US$255.20k
Ivan Trujillo
Senior VP & Company Secretary
- Tenure: 0.0yrs
Gustavo Antonio Marturet Medina (53yo)
Director
- Tenure: 4.6yrs
- Compensation: US$262.30k
Company Information
Amerant Bancorp Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Amerant Bancorp Inc.
- Ticker: AMTB
- Exchange: NasdaqGS
- Founded: 1979
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$687.141m
- Shares outstanding: 43.20m
- Website: https://www.amerantbank.com
Number of Employees
Location
- Amerant Bancorp Inc.
- 220 Alhambra Circle
- Coral Gables
- Florida
- 33134
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| AMTB.B | NasdaqGS (Nasdaq Global Select) | Class B Common Stock | US | USD | Aug 2018 | |
| AMTB | NasdaqGS (Nasdaq Global Select) | Yes | Class A Common Stock | US | USD | Aug 2018 |
| 0KZA | DB (Deutsche Boerse AG) | Yes | Class A Common Stock | DE | EUR | Aug 2018 |
Biography
Amerant Bancorp Inc. operates as a bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States and internationally. The compan ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/08/21 01:09 |
| End of Day Share Price | 2019/08/20 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.