PINB Stock Overview

Public Joint-Stock Company First Investment Bank provides various financial products and services in Ukraine. More details

PINB fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	4/6
Dividends	0/6

Risk Analysis

Earnings have declined by 57.6% per year over past 5 years

Does not have a meaningful market cap (UAH338M)

Shares are highly illiquid

Does not have meaningful revenue (UAH90M)

My Notes

Capture your thoughts, links and company narrative

Joint Stock Company First Investment Bank Competitors

Raiffeisen Bank JSC

UKR:BAVL

₴20.3b

Mwalimu Commercial Bank

DAR:MCB

TSh19.2b

DCB Commercial Bank

DAR:DCB

TSh13.2b

CalBank

GHSE:CAL

GH₵294.9m

Price History & Performance

Summary of share price highs, lows and changes for First Investment Bank
Historical stock prices
Current Share Price	₴14.70
52 Week High	₴0
52 Week Low	₴0
Beta	0
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	0%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	PINB	UA Banks	UA Market
7D	n/a	2.1%	-0.004%
1Y	n/a	35.7%	7.6%

Return vs Industry: Insufficient data to determine how PINB performed against the UA Banks industry.

Return vs Market: Insufficient data to determine how PINB performed against the UA Market.

Price Volatility

Is PINB's price volatile compared to industry and market?
PINB volatility
PINB Average Weekly Movement	n/a
Banks Industry Average Movement	3.2%
Market Average Movement	4.5%
10% most volatile stocks in UA Market	10.1%
10% least volatile stocks in UA Market	2.4%

Stable Share Price: PINB's share price has been volatile over the past 3 months compared to the UA market.

Volatility Over Time: Insufficient data to determine PINB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
n/a	112	Svitlana Prykhodko	www.pinbank.ua

Public Joint-Stock Company First Investment Bank provides various financial products and services in Ukraine. The company offers current accounts and other deposits, as well as credits and loans, lending, bank guarantees, salary, card products, payments and transfers, deposit guarantee fund, and money transfer services. It also provides loans for the purchase of motor vehicles; payment facilities and services; foreign exchange operations; import and export services; collection services; VIP services; and safe deposit box services.

Joint Stock Company First Investment Bank Fundamentals Summary

How do First Investment Bank's earnings and revenue compare to its market cap?
PINB fundamental statistics
Market cap	₴338.10m
Earnings (TTM)	-₴20.94m
Revenue (TTM)	₴90.45m

1.8x

P/B Ratio

3.7x

P/S Ratio

Is PINB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PINB income statement (TTM)
Revenue	₴90.45m
Cost of Revenue	₴0
Gross Profit	₴90.45m
Other Expenses	₴111.38m
Earnings	-₴20.94m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.91
Gross Margin	100.00%
Net Profit Margin	-23.15%
Debt/Equity Ratio	21.6%

How did PINB perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/22 09:49
End of Day Share Price	2025/02/19 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Joint Stock Company First Investment Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.