company background image
CAL

CalBank GHSE:CAL Stock Report

Last Price

GH₵0.56

Market Cap

GH₵350.8m

7D

0%

1Y

-31.7%

Updated

06 Feb, 2023

Data

Company Financials +

CAL Stock Overview

CalBank PLC provides various banking and financial solutions for large corporations, small and medium-sized enterprises, and retail customers in Ghana.

CAL fundamental analysis
Snowflake Score
Valuation4/6
Future Growth4/6
Past Performance2/6
Financial Health4/6
Dividends4/6

My Notes

New

Notes are coming soon

CalBank PLC Competitors

Price History & Performance

Summary of all time highs, changes and price drops for CalBank
Historical stock prices
Current Share PriceGH₵0.56
52 Week HighGH₵0
52 Week LowGH₵0
Beta0.084
1 Month Change-13.85%
3 Month Change-30.00%
1 Year Change-31.71%
3 Year Change-41.05%
5 Year Change-47.11%
Change since IPO88.24%

Recent News & Updates

Recent updates

Shareholder Returns

CALGH BanksGH Market
7D0%-2.0%1.8%
1Y-31.7%-11.2%-14.2%

Return vs Industry: CAL underperformed the GH Banks industry which returned -10.6% over the past year.

Return vs Market: CAL underperformed the GH Market which returned -17% over the past year.

Price Volatility

Is CAL's price volatile compared to industry and market?
CAL volatility
CAL Average Weekly Movement4.7%
Banks Industry Average Movement4.1%
Market Average Movement3.7%
10% most volatile stocks in GH Market4.6%
10% least volatile stocks in GH Market2.0%

Stable Share Price: CAL is more volatile than 90% of GH stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: CAL's weekly volatility (5%) has been stable over the past year, but is still higher than 75% of GH stocks.

About the Company

FoundedEmployeesCEOWebsite
1990908Philip Owireduhttps://calbank.net

CalBank PLC provides various banking and financial solutions for large corporations, small and medium-sized enterprises, and retail customers in Ghana. It operates through five segments: Corporate Banking, Retail & Business Banking, Treasury, Brokerage, and Asset Management. The Corporate Banking segment offers loans and other credit facilities, as well as deposits, and other transactions and balances to corporate clients, institutional clients, and public sector entities.

CalBank PLC Fundamentals Summary

How do CalBank's earnings and revenue compare to its market cap?
CAL fundamental statistics
Market CapGH₵350.78m
Earnings (TTM)GH₵209.26m
Revenue (TTM)GH₵729.25m

1.7x

P/E Ratio

0.3x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CAL income statement (TTM)
RevenueGH₵729.25m
Cost of RevenueGH₵0
Gross ProfitGH₵729.25m
Other ExpensesGH₵519.99m
EarningsGH₵209.26m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)0.33
Gross Margin100.00%
Net Profit Margin28.70%
Debt/Equity Ratio197.0%

How did CAL perform over the long term?

See historical performance and comparison

Dividends

25.0%

Current Dividend Yield

39%

Payout Ratio