CAL Stock Overview
Provides various banking products and services in Ghana. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
CalBank PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | GH₵0.35 |
| 52 Week High | GH₵0 |
| 52 Week Low | GH₵0 |
| Beta | -0.018 |
| 1 Month Change | 2.94% |
| 3 Month Change | 12.90% |
| 1 Year Change | -27.08% |
| 3 Year Change | -59.77% |
| 5 Year Change | -57.32% |
| Change since IPO | 17.65% |
Recent News & Updates
Recent updates
Shareholder Returns
| CAL | GH Banks | GH Market | |
|---|---|---|---|
| 7D | 2.9% | 0.1% | 3.0% |
| 1Y | -27.1% | 22.8% | 56.1% |
Return vs Industry: CAL underperformed the GH Banks industry which returned 22.8% over the past year.
Return vs Market: CAL underperformed the GH Market which returned 55.9% over the past year.
Price Volatility
| CAL volatility | |
|---|---|
| CAL Average Weekly Movement | 6.2% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 2.3% |
| 10% most volatile stocks in GH Market | 4.5% |
| 10% least volatile stocks in GH Market | 0.8% |
Stable Share Price: CAL's share price has been volatile over the past 3 months compared to the GH market.
Volatility Over Time: CAL's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of GH stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1990 | 913 | Carl Asem | calbank.net |
CalBank PLC provides various banking products and services in Ghana. It operates through five segments: Corporate Banking; Retail & Business Banking; Treasury; Brokerage; and Asset Management. The Corporate Banking segment offers loans and other credit facilities, as well as deposits, and other transactions and balances to corporate clients, institutional clients, and public sector entities.
CalBank PLC Fundamentals Summary
| CAL fundamental statistics | |
|---|---|
| Market cap | GH₵219.64m |
| Earnings (TTM) | -GH₵624.72m |
| Revenue (TTM) | n/a |
1.0x
P/B Ratio-0.8x
P/S RatioIs CAL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CAL income statement (TTM) | |
|---|---|
| Revenue | -GH₵287.14m |
| Cost of Revenue | GH₵0 |
| Gross Profit | -GH₵287.14m |
| Other Expenses | GH₵337.58m |
| Earnings | -GH₵624.72m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -1.00 |
| Gross Margin | 100.00% |
| Net Profit Margin | 217.56% |
| Debt/Equity Ratio | 607.7% |
How did CAL perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 05:05 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
CalBank PLC is covered by 8 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Derrick Mensah | African Alliance |
| Steve Motsi | BPI Capital Africa (Proprietary), Limited |
| Gideon Amoaning-Kyei | Databank Brokerage Ltd. |