CalBank Past Earnings Performance
Past criteria checks 0/6
CalBank's earnings have been declining at an average annual rate of -59.1%, while the Banks industry saw earnings growing at 6.6% annually. Revenues have been declining at an average rate of 46.3% per year.
Key information
-59.1%
Earnings growth rate
-73.9%
EPS growth rate
| Banks Industry Growth | 0.6% |
| Revenue growth rate | -46.3% |
| Return on equity | -273.1% |
| Net Margin | 217.6% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How CalBank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | -287 | -625 | 255 | 0 |
| 30 Jun 24 | -254 | -619 | 266 | 0 |
| 31 Mar 24 | -385 | -686 | 245 | 0 |
| 31 Dec 23 | -396 | -671 | 232 | 0 |
| 30 Sep 23 | -552 | -789 | 224 | 0 |
| 30 Jun 23 | -649 | -837 | 217 | 0 |
| 31 Mar 23 | -632 | -809 | 214 | 0 |
| 31 Dec 22 | -660 | -810 | 209 | 0 |
| 30 Sep 22 | 729 | 209 | 221 | 0 |
| 30 Jun 22 | 758 | 250 | 216 | 0 |
| 31 Mar 22 | 703 | 232 | 204 | 0 |
| 31 Dec 21 | 663 | 223 | 194 | 0 |
| 30 Sep 21 | 685 | 243 | 195 | 0 |
| 30 Jun 21 | 657 | 237 | 191 | 0 |
| 31 Mar 21 | 612 | 218 | 184 | 0 |
| 31 Dec 20 | 602 | 214 | 180 | 0 |
| 30 Sep 20 | 550 | 179 | 170 | 0 |
| 30 Jun 20 | 523 | 170 | 167 | 0 |
| 31 Mar 20 | 530 | 181 | 167 | 0 |
| 31 Dec 19 | 510 | 173 | 165 | 0 |
| 30 Sep 19 | 516 | 174 | 165 | 0 |
| 30 Jun 19 | 488 | 162 | 155 | 0 |
| 31 Mar 19 | 472 | 161 | 146 | 0 |
| 31 Dec 18 | 453 | 153 | 137 | 0 |
| 30 Sep 18 | 434 | 154 | 126 | 0 |
| 30 Jun 18 | 428 | 156 | 121 | 0 |
| 31 Mar 18 | 420 | 155 | 117 | 0 |
| 31 Dec 17 | 407 | 153 | 111 | 0 |
| 30 Sep 17 | 198 | 33 | 85 | 0 |
| 30 Jun 17 | 178 | 17 | 82 | 0 |
| 31 Mar 17 | 154 | 1 | 79 | 0 |
| 31 Dec 16 | 168 | 10 | 81 | 0 |
| 30 Sep 16 | 352 | 139 | 59 | 0 |
| 30 Jun 16 | 366 | 154 | 73 | 0 |
| 31 Mar 16 | 378 | 167 | 84 | 0 |
| 31 Dec 15 | 365 | 166 | 88 | 0 |
| 30 Sep 15 | 355 | 156 | 138 | 0 |
| 30 Jun 15 | 352 | 160 | 129 | 0 |
| 31 Mar 15 | 331 | 154 | 116 | 0 |
| 31 Dec 14 | 305 | 143 | 106 | 0 |
| 30 Sep 14 | 282 | 132 | 95 | 0 |
| 30 Jun 14 | 241 | 113 | 84 | 0 |
| 31 Mar 14 | 219 | 101 | 78 | 0 |
| 31 Dec 13 | 202 | 94 | 74 | 0 |
Quality Earnings: CAL is currently unprofitable.
Growing Profit Margin: CAL is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CAL is unprofitable, and losses have increased over the past 5 years at a rate of 59.1% per year.
Accelerating Growth: Unable to compare CAL's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: CAL is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (22.4%).
Return on Equity
High ROE: CAL has a negative Return on Equity (-273.11%), as it is currently unprofitable.