CalBank Balance Sheet Health
Financial Health criteria checks 3/6
CalBank has total assets of GHS12.3B and total equity of GHS228.7M. Total deposits are GHS10.1B, and total loans are GHS2.6B.
Key information
53.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | GH₵10.10b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 33.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | GH₵3.96b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CAL's Assets to Equity ratio (53.9x) is very high.
Allowance for Bad Loans: CAL has a low allowance for bad loans (86%).
Low Risk Liabilities: 84% of CAL's liabilities are made up of primarily low risk sources of funding.
Loan Level: CAL has an appropriate level of Loans to Assets ratio (21%).
Low Risk Deposits: CAL's Loans to Deposits ratio (25%) is appropriate.
Level of Bad Loans: CAL has a high level of bad loans (33.2%).