KCB Stock Overview

Provides corporate, investment, and retail banking services in Kenya, Tanzania, SouthSudan, Rwanda, Uganda, Burundi, and the Democratic Republic of Congo. More details

KCB fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	4/6
Past Performance	2/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 51.6% below our estimate of its fair value

Earnings are forecast to grow 20.85% per year

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

KCB Group PLC Competitors

CRDB Bank

DAR:CRDB

TSh1.7t

NMB Bank

DAR:NMB

TSh2.7t

Lån & Spar Bank

CPSE:LASP

DKK 2.3b

United Bank

CASE:UBEE

ج.م15.5b

Price History & Performance

Summary of share price highs, lows and changes for KCB Group
Historical stock prices
Current Share Price	KSh465.00
52 Week High	KSh0
52 Week Low	KSh0
Beta	0.58
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	5.68%

Recent updates

Shareholder Returns

	KCB	TZ Banks	TZ Market
7D	0%	-0.6%	-0.8%
1Y	n/a	26.2%	6.7%

Return vs Industry: Insufficient data to determine how KCB performed against the TZ Banks industry.

Return vs Market: Insufficient data to determine how KCB performed against the TZ Market.

Price Volatility

Is KCB's price volatile compared to industry and market?
KCB volatility
KCB Average Weekly Movement	n/a
Banks Industry Average Movement	3.4%
Market Average Movement	3.8%
10% most volatile stocks in TZ Market	5.1%
10% least volatile stocks in TZ Market	1.1%

Stable Share Price: KCB has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine KCB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1896	11,098	Paul Russo	kcbgroup.com

KCB Group PLC, together with its subsidiaries, provides corporate, investment, and retail banking services in Kenya, Tanzania, SouthSudan, Rwanda, Uganda, Burundi, and the Democratic Republic of Congo. The company’s Retail Banking segment offers customer current accounts, savings and fixed deposits, consumer loans, and mortgage-based lending products to individuals. Its Corporate Banking segment provides current accounts, fixed deposits, overdrafts, and loans and other credit facilities in local and foreign currencies for corporate customers.

KCB Group PLC Fundamentals Summary

How do KCB Group's earnings and revenue compare to its market cap?
KCB fundamental statistics
Market cap	TSh849.75b
Earnings (TTM)	TSh604.44b
Revenue (TTM)	TSh2.04t

1.4x

P/E Ratio

0.2x

P/B Ratio

Is KCB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KCB income statement (TTM)
Revenue	KSh123.77b
Cost of Revenue	KSh0
Gross Profit	KSh123.77b
Other Expenses	KSh87.08b
Earnings	KSh36.69b

Last Reported Earnings

Jun 30, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	11.42
Gross Margin	100.00%
Net Profit Margin	29.64%
Debt/Equity Ratio	30.1%

How did KCB perform over the long term?

See historical performance and comparison

Dividends

12.5%

Current Dividend Yield

9%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2023/11/14 08:44
End of Day Share Price	2023/08/17 00:00
Earnings	2023/06/30
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

KCB Group PLC is covered by 17 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Timothy Wambu	Absa Bank Limited
Jaap Meijer	Arqaam Capital Research Offshore S.A.L.
Craig Metherell	Avior Capital Markets