Taichung Commercial Bank Co., Ltd.

TWSE:2812 Stock Report

Market Cap: NT$103.8b

Taichung Commercial Bank Past Earnings Performance

Past criteria checks 5/6

Taichung Commercial Bank has been growing earnings at an average annual rate of 14.7%, while the Banks industry saw earnings growing at 6.4% annually. Revenues have been growing at an average rate of 10% per year. Taichung Commercial Bank's return on equity is 10.1%, and it has net margins of 46.4%.

Key information

14.7%

Earnings growth rate

10.5%

EPS growth rate

Banks Industry Growth6.1%
Revenue growth rate10.0%
Return on equity10.1%
Net Margin46.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Here's Why We Think Taichung Commercial Bank (TWSE:2812) Might Deserve Your Attention Today

Oct 28
Here's Why We Think Taichung Commercial Bank (TWSE:2812) Might Deserve Your Attention Today

Is Now The Time To Put Taichung Commercial Bank (TWSE:2812) On Your Watchlist?

Jul 12
Is Now The Time To Put Taichung Commercial Bank (TWSE:2812) On Your Watchlist?

Taichung Commercial Bank's (TWSE:2812) Upcoming Dividend Will Be Larger Than Last Year's

Jul 12
Taichung Commercial Bank's (TWSE:2812) Upcoming Dividend Will Be Larger Than Last Year's

Is Taichung Commercial Bank Co., Ltd. (TPE:2812) The Right Choice For A Smart Dividend Investor?

Mar 11
Is Taichung Commercial Bank Co., Ltd. (TPE:2812) The Right Choice For A Smart Dividend Investor?

Did You Participate In Any Of Taichung Commercial Bank's (TPE:2812) Respectable 77% Return?

Jan 17
Did You Participate In Any Of Taichung Commercial Bank's (TPE:2812) Respectable 77% Return?

Is Taichung Commercial Bank Co., Ltd. (TPE:2812) A Smart Choice For Dividend Investors?

Nov 25
Is Taichung Commercial Bank Co., Ltd. (TPE:2812) A Smart Choice For Dividend Investors?

Revenue & Expenses Breakdown

How Taichung Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

TWSE:2812 Revenue, expenses and earnings (TWD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2417,8098,2636,8140
30 Jun 2417,3868,0416,6400
31 Mar 2416,5357,4386,5140
31 Dec 2315,8306,8216,5670
30 Sep 2315,2266,3056,6540
30 Jun 2314,5815,8146,6310
31 Mar 2314,2565,5426,5660
31 Dec 2213,7655,3446,3350
30 Sep 2213,2395,1746,1750
30 Jun 2213,1455,1266,2130
31 Mar 2212,6044,9426,0830
31 Dec 2112,3534,7966,0810
30 Sep 2112,2904,6556,1440
30 Jun 2111,7754,4615,9160
31 Mar 2111,5044,2765,8850
31 Dec 2011,1254,0265,7130
30 Sep 2011,0234,1195,4160
30 Jun 2011,0434,0545,4580
31 Mar 2011,1424,1835,3310
31 Dec 1911,4804,3205,5660
30 Sep 1911,4454,1585,6990
30 Jun 1911,5284,2045,7340
31 Mar 1911,5934,1445,8380
31 Dec 1811,2174,0085,7490
30 Sep 1811,1213,9965,7530
30 Jun 1810,7503,8745,5320
31 Mar 1810,3063,6365,4250
31 Dec 1710,2703,6335,2370
30 Sep 1710,3243,6125,3250
30 Jun 1710,2373,5985,3140
31 Mar 1710,2003,6035,2360
31 Dec 169,9923,5155,1980
30 Sep 169,1753,1954,9650
30 Jun 168,9383,0354,8260
31 Mar 169,0093,2424,7040
31 Dec 159,1603,4774,5570
30 Sep 159,0433,4604,3570
30 Jun 159,1703,7104,2170
31 Mar 158,9523,7204,0650
31 Dec 148,7323,7384,0180
30 Sep 148,4203,6523,8050
30 Jun 147,9573,4063,6910
31 Mar 147,7433,3093,8670

Quality Earnings: 2812 has high quality earnings.

Growing Profit Margin: 2812's current net profit margins (46.4%) are higher than last year (41.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 2812's earnings have grown by 14.7% per year over the past 5 years.

Accelerating Growth: 2812's earnings growth over the past year (31.1%) exceeds its 5-year average (14.7% per year).

Earnings vs Industry: 2812 earnings growth over the past year (31.1%) exceeded the Banks industry 2.6%.


Return on Equity

High ROE: 2812's Return on Equity (10.1%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/08 09:03
End of Day Share Price 2025/01/08 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Taichung Commercial Bank Co., Ltd. is covered by 6 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Baijun HuangCapital Securities Corporation
Chao-Heng ChiangJih Sun Securities Investment Consulting Co., Ltd.
S. HuangMacquarie Research