Taichung Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Taichung Commercial Bank has total assets of NT$935.5B and total equity of NT$81.6B. Total deposits are NT$783.5B, and total loans are NT$601.6B.
Key information
11.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | NT$783.46b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | NT$58.68b |
Recent financial health updates
No updates
Recent updates
Here's Why We Think Taichung Commercial Bank (TWSE:2812) Might Deserve Your Attention Today
Oct 28
Is Now The Time To Put Taichung Commercial Bank (TWSE:2812) On Your Watchlist?
Jul 12Taichung Commercial Bank's (TWSE:2812) Upcoming Dividend Will Be Larger Than Last Year's
Jul 12Is Taichung Commercial Bank Co., Ltd. (TPE:2812) The Right Choice For A Smart Dividend Investor?
Mar 11Did You Participate In Any Of Taichung Commercial Bank's (TPE:2812) Respectable 77% Return?
Jan 17Is Taichung Commercial Bank Co., Ltd. (TPE:2812) A Smart Choice For Dividend Investors?
Nov 25
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2812's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: 2812 has a sufficient allowance for bad loans (1269%).
Low Risk Liabilities: 92% of 2812's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2812 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: 2812's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: 2812 has an appropriate level of bad loans (0.1%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/09 07:47 |
| End of Day Share Price | 2025/01/09 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Taichung Commercial Bank Co., Ltd. is covered by 6 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Baijun Huang | Capital Securities Corporation |
| Chao-Heng Chiang | Jih Sun Securities Investment Consulting Co., Ltd. |
| S. Huang | Macquarie Research |