1TAT002E Stock Overview

Provides various banking and financial products and services in the Slovak Republic. More details

1TAT002E fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	4/6
Financial Health	5/6
Dividends	4/6

Rewards

Price-To-Earnings ratio (10.4x) is below the SK market (14.3x)

Earnings have grown 5.6% per year over the past 5 years

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Tatra banka, a.s. Competitors

Arion banki hf

ICSE:ARION

ISK 235.9b

Tien Phong Commercial Bank

HOSE:TPB

₫44.0t

Union Bank of Taiwan

TWSE:2838

NT$61.8b

Íslandsbanki hf

ICSE:ISB

ISK 236.4b

Price History & Performance

Summary of share price highs, lows and changes for Tatra banka
Historical stock prices
Current Share Price	€105,000.00
52 Week High	€105,000.00
52 Week Low	€105,000.00
Beta	0.076
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-10.64%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	1TAT002E	SK Banks	SK Market
7D	0%	1.5%	0%
1Y	n/a	19.7%	3.2%

Return vs Industry: Insufficient data to determine how 1TAT002E performed against the SK Banks industry.

Return vs Market: Insufficient data to determine how 1TAT002E performed against the SK Market.

Price Volatility

Is 1TAT002E's price volatile compared to industry and market?
1TAT002E volatility
1TAT002E Average Weekly Movement	n/a
Banks Industry Average Movement	3.2%
Market Average Movement	4.5%
10% most volatile stocks in SK Market	9.7%
10% least volatile stocks in SK Market	2.4%

Stable Share Price: 1TAT002E has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine 1TAT002E's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1990	3,461	Michal Liday	www.tatrabanka.sk

Tatra banka, a.s. provides various banking and financial products and services in the Slovak Republic. It operates through Corporate Clients; Financial Institutions and Public Sector; Retail Clients; Investment Banking and Treasury; and Ownership Interests and Others segments. The company provides current, student, children’s, basic and standard legislative, business, and corporate accounts; savings products, such as term deposits, account savings, and investment savings; investment solutions, including effective finance management, mutual funds, and securities - investment accounts; and insurance products, such as life, travel, mortgage repayment, property and natural person liability, cyber, and consumer loan repay insurances, as well as pension saving products.

Tatra banka, a.s. Fundamentals Summary

How do Tatra banka's earnings and revenue compare to its market cap?
1TAT002E fundamental statistics
Market cap	€1.70b
Earnings (TTM)	€163.73m
Revenue (TTM)	€464.67m

10.4x

P/E Ratio

1.2x

P/B Ratio

Is 1TAT002E overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1TAT002E income statement (TTM)
Revenue	€464.67m
Cost of Revenue	€0
Gross Profit	€464.67m
Other Expenses	€300.93m
Earnings	€163.73m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	2.04k
Gross Margin	100.00%
Net Profit Margin	35.24%
Debt/Equity Ratio	316.7%

How did 1TAT002E perform over the long term?

See historical performance and comparison

Dividends

6.8%

Current Dividend Yield

70%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2023/03/20 15:54
End of Day Share Price	2022/12/21 00:00
Earnings	2022/09/30
Annual Earnings	2021/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Tatra banka, a.s. is covered by 0 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution