Snowflake Score | |
---|---|
Valuation | 3/6 |
Future Growth | 3/6 |
Past Performance | 4/6 |
Financial Health | 4/6 |
Dividends | 2/6 |
DHBK Stock Overview
Doha Bank Q.P.S.C. provides various banking products and services to individual, commercial, corporate, and institutional clients.
Rewards
Price-To-Earnings ratio (11.2x) is below the QA market (15.9x)
Risk Analysis
No risks detected for DHBK from our risk checks.
Doha Bank Q.P.S.C Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | ر.ق2.61 |
52 Week High | ر.ق3.22 |
52 Week Low | ر.ق2.50 |
Beta | 0.60 |
1 Month Change | -3.11% |
3 Month Change | -0.87% |
1 Year Change | -3.61% |
3 Year Change | -2.46% |
5 Year Change | -14.30% |
Change since IPO | 38.61% |
Recent News & Updates
Shareholder Returns
DHBK | QA Banks | QA Market | |
---|---|---|---|
7D | -2.1% | -2.2% | -6.5% |
1Y | -3.6% | 10.0% | 5.1% |
Return vs Industry: DHBK underperformed the QA Banks industry which returned 10% over the past year.
Return vs Market: DHBK underperformed the QA Market which returned 5.1% over the past year.
Price Volatility
DHBK volatility | |
---|---|
DHBK Average Weekly Movement | 2.7% |
Banks Industry Average Movement | 4.6% |
Market Average Movement | 4.0% |
10% most volatile stocks in QA Market | 6.0% |
10% least volatile stocks in QA Market | 2.7% |
Stable Share Price: DHBK is less volatile than 75% of QA stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: DHBK's weekly volatility (3%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
1979 | n/a | Gudni Adalsteinsson | https://qa.dohabank.com |
Doha Bank Q.P.S.C. provides various banking products and services to individual, commercial, corporate, and institutional clients. It operates in two segments, Conventional Banking and Insurance Activities. The Conventional Banking segment offers a range of products and services to business and corporate customers, including funded and non-funded credit facilitates deposits to corporate customers.
Doha Bank Q.P.S.C Fundamentals Summary
DHBK fundamental statistics | |
---|---|
Market Cap | ر.ق8.10b |
Earnings (TTM) | ر.ق725.03m |
Revenue (TTM) | ر.ق1.66b |
11.2x
P/E Ratio0.6x
P/B RatioIs DHBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
DHBK income statement (TTM) | |
---|---|
Revenue | ر.ق1.66b |
Cost of Revenue | ر.ق0 |
Gross Profit | ر.ق1.66b |
Other Expenses | ر.ق931.03m |
Earnings | ر.ق725.03m |
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
n/a
Earnings per share (EPS) | 0.23 |
Gross Margin | 100.00% |
Net Profit Margin | 43.78% |
Debt/Equity Ratio | 220.9% |
How did DHBK perform over the long term?
See historical performance and comparisonDividends
2.9%
Current Dividend Yield32%
Payout RatioValuation
Is DHBK undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
3/6Valuation Score 3/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
PEG Ratio
Key Valuation Metric
Which metric is best to use when looking at relative valuation for DHBK?
Other financial metrics that can be useful for relative valuation.
What is DHBK's n/a Ratio? | |
---|---|
n/a Ratio | 0x |
n/a | n/a |
Market Cap | ر.ق8.10b |
Key Statistics | |
---|---|
Enterprise Value/Revenue | n/a |
Enterprise Value/EBITDA | n/a |
PEG Ratio | 0.9x |
Price to Earnings Ratio vs Peers
How does DHBK's PE Ratio compare to its peers?
DHBK PE Ratio vs Peers |
---|
Company | PE | Estimated Growth | Market Cap |
---|---|---|---|
Peer Average | 16.7x |
Price-To-Earnings vs Peers: DHBK is good value based on its Price-To-Earnings Ratio (11.2x) compared to the peer average (16.7x).
Price to Earnings Ratio vs Industry
How does DHBK's PE Ratio compare vs other companies in the Banks Industry?
Price-To-Earnings vs Industry: DHBK is good value based on its Price-To-Earnings Ratio (11.2x) compared to the QA Banks industry average (14.4x)
Price to Earnings Ratio vs Fair Ratio
What is DHBK's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Fair Ratio | |
---|---|
Current PE Ratio | 11.2x |
Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate DHBK's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of DHBK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Insufficient data to calculate DHBK's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate DHBK's fair value for valuation analysis.
Price to Earnings Growth Ratio
PEG Ratio: DHBK is good value based on its PEG Ratio (0.9x)
Discover undervalued companies
Future Growth
How is Doha Bank Q.P.S.C forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Future Growth Score
3/6Future Growth Score 3/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
12.7%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: DHBK's forecast earnings growth (12.7% per year) is above the savings rate (9%).
Earnings vs Market: DHBK's earnings (12.7% per year) are forecast to grow faster than the QA market (7.3% per year).
High Growth Earnings: DHBK's earnings are forecast to grow, but not significantly.
Revenue vs Market: DHBK's revenue (13.6% per year) is forecast to grow faster than the QA market (3.9% per year).
High Growth Revenue: DHBK's revenue (13.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if DHBK's Return on Equity is forecast to be high in 3 years time
Discover growth companies
Past Performance
How has Doha Bank Q.P.S.C performed over the past 5 years?
Past Performance Score
4/6Past Performance Score 4/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
-7.8%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: DHBK has high quality earnings.
Growing Profit Margin: DHBK's current net profit margins (43.8%) are higher than last year (34.4%).
Past Earnings Growth Analysis
Earnings Trend: DHBK's earnings have declined by 7.8% per year over the past 5 years.
Accelerating Growth: DHBK's earnings growth over the past year (30.4%) exceeds its 5-year average (-7.8% per year).
Earnings vs Industry: DHBK earnings growth over the past year (30.4%) exceeded the Banks industry 17.5%.
Return on Equity
High ROE: DHBK's Return on Equity (5.2%) is considered low.
Discover strong past performing companies
Financial Health
How is Doha Bank Q.P.S.C's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score
4/6Financial Health Score 4/6
Asset Level
Allowance for Bad Loans
Low Risk Liabilities
Loan Level
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DHBK's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: DHBK has a low allowance for bad loans (64%).
Low Risk Liabilities: 62% of DHBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: DHBK has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: DHBK's Loans to Deposits ratio (110%) is appropriate.
Level of Bad Loans: DHBK has a high level of bad loans (6%).
Discover healthy companies
Dividend
What is Doha Bank Q.P.S.C current dividend yield, its reliability and sustainability?
Dividend Score
2/6Dividend Score 2/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
2.87%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: DHBK's dividend (2.87%) isn’t notable compared to the bottom 25% of dividend payers in the QA market (3.22%).
High Dividend: DHBK's dividend (2.87%) is low compared to the top 25% of dividend payers in the QA market (4.75%).
Stability and Growth of Payments
Stable Dividend: DHBK's dividend payments have been volatile in the past 10 years.
Growing Dividend: DHBK's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonably low payout ratio (32.1%), DHBK's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: DHBK's dividends in 3 years are forecast to be well covered by earnings (44.8% payout ratio).
Discover strong dividend paying companies
Management
How experienced are the management team and are they aligned to shareholders interests?
2.9yrs
Average management tenure
CEO
Gudni Adalsteinsson (54 yo)
0.17
Tenure
Mr. Gudni Stiholt Adalsteinsson was Chief Treasury and Investment Officer at Doha Bank Q.P.S.C. since November 2019 and serves its Acting Chief Executive Officer since April 2022. He is responsible for lea...
Leadership Team
Experienced Management: DHBK's management team is considered experienced (2.9 years average tenure).
Board Members
Experienced Board: DHBK's board of directors are considered experienced (9.8 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Doha Bank Q.P.S.C.'s employee growth, exchange listings and data sources
Key Information
- Name: Doha Bank Q.P.S.C.
- Ticker: DHBK
- Exchange: DSM
- Founded: 1979
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: ر.ق8.105b
- Shares outstanding: 3.10b
- Website: https://qa.dohabank.com
Location
- Doha Bank Q.P.S.C.
- Doha Bank Tower
- Corniche Street
- Doha
- Qatar
Listings
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2022/06/25 00:00 |
End of Day Share Price | 2022/06/23 00:00 |
Earnings | 2022/03/31 |
Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.