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AlRayan Bank Q.P.S.C DSM:MARK Stock Report

Last Price

ر.ق2.35

Market Cap

ر.ق21.8b

7D

2.0%

1Y

-5.0%

Updated

23 May, 2025

Data

Company Financials +

MARK Stock Overview

Masraf Al Rayan (Q.P.S.C.) engages in Islamic banking, financing, and investing activities in Qatar and internationally. More details

MARK fundamental analysis
Snowflake Score
Valuation0/6
Future Growth1/6
Past Performance3/6
Financial Health2/6
Dividends3/6

Risk Analysis


Community vs My Fair Value

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ر.ق2.63
FV
10.9% undervalued intrinsic discount
-19.34%
Revenue growth p.a.
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AlRayan Bank Q.P.S.C. Competitors

Price History & Performance

Summary of share price highs, lows and changes for AlRayan Bank Q.P.S.C
Historical stock prices
Current Share Priceر.ق2.35
52 Week Highر.ق2.52
52 Week Lowر.ق2.12
Beta0.38
1 Month Change7.37%
3 Month Change-2.25%
1 Year Change-5.02%
3 Year Change-51.14%
5 Year Change-40.18%
Change since IPO-7.68%

Recent News & Updates

Recent updates

Masraf Al Rayan (Q.P.S.C.)'s (DSM:MARK) Dividend Will Be QAR0.10

Mar 02
Masraf Al Rayan (Q.P.S.C.)'s (DSM:MARK) Dividend Will Be QAR0.10
author-image

Technological Investments And Asset Quality Improvements Will Boost Future Earnings

Strategic investments and technology could enhance future revenue by improving operational efficiency and customer acquisition despite short-term costs.

Shareholder Returns

MARKQA BanksQA Market
7D2.0%2.2%1.9%
1Y-5.0%20.8%15.0%

Return vs Industry: MARK underperformed the QA Banks industry which returned 20.8% over the past year.

Return vs Market: MARK underperformed the QA Market which returned 15% over the past year.

Price Volatility

Is MARK's price volatile compared to industry and market?
MARK volatility
MARK Average Weekly Movement2.4%
Banks Industry Average Movement2.8%
Market Average Movement3.0%
10% most volatile stocks in QA Market4.3%
10% least volatile stocks in QA Market2.1%

Stable Share Price: MARK has not had significant price volatility in the past 3 months compared to the QA market.

Volatility Over Time: MARK's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2006n/aFahad Bin Abdulla Al Khalifawww.alrayan.com

Masraf Al Rayan (Q.P.S.C.) engages in Islamic banking, financing, and investing activities in Qatar and internationally. It operates through five segments: Corporate Banking, Retail Banking, Treasury and Financial Institutions, Asset Management, and International Operations. The company offers current, savings, investment, and term deposit, and kids accounts, as well as other investment products; personal, car, and home finance products; and credit, debit, corporate, and prepaid cards.

AlRayan Bank Q.P.S.C. Fundamentals Summary

How do AlRayan Bank Q.P.S.C's earnings and revenue compare to its market cap?
MARK fundamental statistics
Market capر.ق21.81b
Earnings (TTM)ر.ق1.46b
Revenue (TTM)ر.ق8.72b
14.9x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MARK income statement (TTM)
Revenueر.ق8.72b
Cost of Revenueر.ق0
Gross Profitر.ق8.72b
Other Expensesر.ق7.25b
Earningsر.ق1.46b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.16
Gross Margin100.00%
Net Profit Margin16.78%
Debt/Equity Ratio109.7%

How did MARK perform over the long term?

See historical performance and comparison

Dividends

4.3%
Current Dividend Yield
64%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/23 03:49
End of Day Share Price 2025/05/22 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

AlRayan Bank Q.P.S.C. is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Rahul ShahDeutsche Bank
Elena Sanchez-CabezudoEFG-Hermes Research