HBND Stock Overview

Provides various banking and financial services in Chinese Mainland, Hong Kong, Macao, Taiwan, and internationally. More details

HBND fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	2/6
Past Performance	2/6
Financial Health	6/6
Dividends	6/6

Rewards

Trading at 65.9% below our estimate of its fair value

Earnings are forecast to grow 4.91% per year

Earnings have grown 5.2% per year over the past 5 years

Pays a high and reliable dividend of 6.5%

Risk Analysis

No risks detected for HBND from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Bank of China Limited Competitors

DBS Group Holdings

SGX:D05

S$124.5b

Oversea-Chinese Banking

SGX:O39

S$75.1b

United Overseas Bank

SGX:U11

S$60.8b

China Construction Bank

SEHK:939

HK$1.6t

Price History & Performance

Summary of share price highs, lows and changes for Bank of China
Historical stock prices
Current Share Price	HK$0.69
52 Week High	HK$0.71
52 Week Low	HK$0.62
Beta	0.28
1 Month Change	11.20%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	10.32%

Recent updates

Shareholder Returns

	HBND	SG Banks	SG Market
7D	2.2%	2.7%	1.3%
1Y	n/a	21.1%	10.6%

Return vs Industry: Insufficient data to determine how HBND performed against the SG Banks industry.

Return vs Market: Insufficient data to determine how HBND performed against the SG Market.

Price Volatility

Is HBND's price volatile compared to industry and market?
HBND volatility
HBND Average Weekly Movement	3.2%
Banks Industry Average Movement	3.8%
Market Average Movement	4.4%
10% most volatile stocks in SG Market	13.1%
10% least volatile stocks in SG Market	1.9%

Stable Share Price: HBND has not had significant price volatility in the past 3 months compared to the SG market.

Volatility Over Time: Insufficient data to determine HBND's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1912	308,703	n/a	www.boc.cn

Bank of China Limited, together with its subsidiaries, provides various banking and financial services in Chinese Mainland, Hong Kong, Macao, Taiwan, and internationally. It operates through six segments: Corporate Banking, Personal Banking, Treasury Operations, Investment Banking, Insurance, and Other. The Corporate Banking segment provides current accounts, deposits, overdrafts, loans, payments and settlements, trade-related products, and other credit facilities, as well as foreign currency, derivative, and wealth management products for corporate customers, government authorities, and financial institutions.

Bank of China Limited Fundamentals Summary

How do Bank of China's earnings and revenue compare to its market cap?
HBND fundamental statistics
Market cap	S$274.22b
Earnings (TTM)	S$40.39b
Revenue (TTM)	S$98.76b

5.0x

P/E Ratio

0.4x

P/B Ratio

Is HBND overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HBND income statement (TTM)
Revenue	CN¥531.78b
Cost of Revenue	CN¥0
Gross Profit	CN¥531.78b
Other Expenses	CN¥314.27b
Earnings	CN¥217.51b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Mar 28, 2025

Earnings per share (EPS)	0.74
Gross Margin	100.00%
Net Profit Margin	40.90%
Debt/Equity Ratio	228.5%

How did HBND perform over the long term?

See historical performance and comparison

Dividends

6.5%

Current Dividend Yield

49%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/30 21:43
End of Day Share Price	2024/12/30 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank of China Limited is covered by 73 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Meizhi Yan	Barclays
Dorris Chen	BNP Paribas Securities (Asia)
Wenzhou Hu	BOCI Research Ltd.

Bank of China SGX:HBND Stock Report