Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Bank of China has total assets of CN¥33,907.3B and total equity of CN¥2,779.0B. Total deposits are CN¥23,324.4B, and total loans are CN¥20,562.3B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥3,692.8B.
Key information
12.2x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | CN¥23.32t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥3.69t |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HBND's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: HBND has a sufficient allowance for bad loans (202%).
Low Risk Liabilities: 75% of HBND's liabilities are made up of primarily low risk sources of funding.
Loan Level: HBND has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: HBND's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: HBND has an appropriate level of bad loans (1.2%).