Nayifat Finance Past Earnings Performance
Past criteria checks 1/6
Nayifat Finance's earnings have been declining at an average annual rate of -8.3%, while the Consumer Finance industry saw earnings growing at 11.1% annually. Revenues have been declining at an average rate of 1.6% per year. Nayifat Finance's return on equity is 6.4%, and it has net margins of 33.7%.
Key information
-8.3%
Earnings growth rate
-10.0%
EPS growth rate
| Consumer Finance Industry Growth | 9.8% |
| Revenue growth rate | -1.6% |
| Return on equity | 6.4% |
| Net Margin | 33.7% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Revenue & Expenses BreakdownBeta
How Nayifat Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 263 | 89 | 142 | 0 |
| 30 Sep 23 | 285 | 109 | 134 | 0 |
| 30 Jun 23 | 309 | 132 | 133 | 0 |
| 31 Mar 23 | 335 | 154 | 136 | 0 |
| 31 Dec 22 | 353 | 171 | 145 | 0 |
| 30 Sep 22 | 363 | 187 | 139 | 0 |
| 30 Jun 22 | 375 | 202 | 136 | 0 |
| 31 Mar 22 | 382 | 217 | 128 | 0 |
| 31 Dec 21 | 387 | 225 | 124 | 0 |
| 30 Sep 21 | 401 | 235 | 126 | 0 |
| 30 Jun 21 | 395 | 226 | 128 | 0 |
| 31 Mar 21 | 381 | 206 | 134 | 0 |
| 31 Dec 20 | 377 | 201 | 135 | 0 |
| 30 Sep 20 | 382 | 204 | 138 | 0 |
| 30 Jun 20 | 385 | 201 | 143 | 0 |
| 31 Mar 20 | 384 | 231 | 142 | 0 |
| 31 Dec 19 | 367 | 219 | 139 | 0 |
| 31 Mar 19 | 289 | 171 | 112 | 0 |
| 31 Dec 18 | 285 | 177 | 108 | 0 |
| 31 Dec 17 | 278 | 170 | 94 | 0 |
| 31 Dec 16 | 251 | 149 | 91 | 0 |
| 31 Dec 15 | 216 | 107 | 85 | 0 |
| 31 Dec 14 | 143 | 82 | 44 | 0 |
| 31 Dec 13 | 134 | 78 | 34 | 0 |
Quality Earnings: 4081 has high quality earnings.
Growing Profit Margin: 4081's current net profit margins (33.7%) are lower than last year (48.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 4081's earnings have declined by 8.3% per year over the past 5 years.
Accelerating Growth: 4081's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 4081 had negative earnings growth (-48.3%) over the past year, making it difficult to compare to the Consumer Finance industry average (14.3%).
Return on Equity
High ROE: 4081's Return on Equity (6.4%) is considered low.