Nayifat Finance's earnings have been declining at an average annual rate of -34.4%, while the Consumer Finance industry saw earnings growing at 16.8% annually. Revenues have been declining at an average rate of 16.6% per year.
How Nayifat Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
SASE:4081 Revenue, expenses and earnings (SAR Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
56
-127
168
0
31 Dec 25
57
-126
169
0
30 Sep 25
269
96
148
0
30 Jun 25
289
115
147
0
31 Mar 25
308
138
141
0
31 Dec 24
306
131
144
0
30 Sep 24
287
110
147
0
30 Jun 24
263
91
144
0
31 Mar 24
250
73
146
0
31 Dec 23
263
89
142
0
30 Sep 23
285
109
140
0
30 Jun 23
309
132
140
0
31 Mar 23
335
154
143
0
31 Dec 22
353
171
145
0
30 Sep 22
363
187
139
0
30 Jun 22
375
202
136
0
31 Mar 22
382
217
128
0
31 Dec 21
387
225
124
0
30 Sep 21
401
235
126
0
30 Jun 21
395
226
128
0
31 Mar 21
381
206
134
0
31 Dec 20
377
201
135
0
30 Sep 20
382
204
138
0
30 Jun 20
385
201
143
0
31 Mar 20
384
231
142
0
31 Dec 19
367
219
139
0
31 Mar 19
289
171
112
0
31 Dec 18
285
177
108
0
31 Dec 17
278
170
94
0
31 Dec 16
251
149
91
0
31 Dec 15
216
107
85
0
Quality Earnings: 4081 is currently unprofitable.
Growing Profit Margin: 4081 is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 4081 is unprofitable, and losses have increased over the past 5 years at a rate of 34.4% per year.
Accelerating Growth: Unable to compare 4081's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: 4081 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (13.1%).
Return on Equity
High ROE: 4081 has a negative Return on Equity (-10.03%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/05/07 22:59
End of Day Share Price
2026/05/07 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Nayifat Finance Company is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.