Nayifat Finance Company

SASE:4081 Stock Report

Market Cap: ر.س1.8b

Nayifat Finance Past Earnings Performance

Past criteria checks 3/6

Nayifat Finance's earnings have been declining at an average annual rate of -18.1%, while the Consumer Finance industry saw earnings growing at 14.3% annually. Revenues have been declining at an average rate of 8.3% per year. Nayifat Finance's return on equity is 7.5%, and it has net margins of 38.5%.

Key information

-18.1%

Earnings growth rate

-18.2%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate-8.3%
Return on equity7.5%
Net Margin38.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Nayifat Finance Company's (TADAWUL:4081) Shares Leap 25% Yet They're Still Not Telling The Full Story

Sep 18
Nayifat Finance Company's (TADAWUL:4081) Shares Leap 25% Yet They're Still Not Telling The Full Story

It's A Story Of Risk Vs Reward With Nayifat Finance Company (TADAWUL:4081)

Jul 30
It's A Story Of Risk Vs Reward With Nayifat Finance Company (TADAWUL:4081)

Nayifat Finance Company's (TADAWUL:4081) Shares Lagging The Market But So Is The Business

Jun 17
Nayifat Finance Company's (TADAWUL:4081) Shares Lagging The Market But So Is The Business

Revenue & Expenses Breakdown

How Nayifat Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

SASE:4081 Revenue, expenses and earnings (SAR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242871101470
30 Jun 24263911440
31 Mar 24250731460
31 Dec 23263891420
30 Sep 232851091400
30 Jun 233091321400
31 Mar 233351541430
31 Dec 223531711450
30 Sep 223631871390
30 Jun 223752021360
31 Mar 223822171280
31 Dec 213872251240
30 Sep 214012351260
30 Jun 213952261280
31 Mar 213812061340
31 Dec 203772011350
30 Sep 203822041380
30 Jun 203852011430
31 Mar 203842311420
31 Dec 193672191390
31 Mar 192891711120
31 Dec 182851771080
31 Dec 17278170940
31 Dec 16251149910
31 Dec 15216107850
31 Dec 1414382440
31 Dec 1313478340

Quality Earnings: 4081 has high quality earnings.

Growing Profit Margin: 4081's current net profit margins (38.5%) are higher than last year (38.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 4081's earnings have declined by 18.1% per year over the past 5 years.

Accelerating Growth: 4081's earnings growth over the past year (1.2%) exceeds its 5-year average (-18.1% per year).

Earnings vs Industry: 4081 earnings growth over the past year (1.2%) did not outperform the Consumer Finance industry 12.4%.

Return on Equity

High ROE: 4081's Return on Equity (7.5%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 15:31
End of Day Share Price 2024/12/22 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Nayifat Finance Company is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Aybek IslamovHSBC