4081 Stock Overview
A non-banking finance company, provides Tawarruq cash financing solutions for consumers, small and medium enterprises (SMEs), individuals and corporates in the Kingdom of Saudi Arabia. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Nayifat Finance Company Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ر.س15.10 |
| 52 Week High | ر.س16.32 |
| 52 Week Low | ر.س11.98 |
| Beta | 0.34 |
| 1 Month Change | 4.57% |
| 3 Month Change | -1.31% |
| 1 Year Change | 0% |
| 3 Year Change | -43.29% |
| 5 Year Change | n/a |
| Change since IPO | -48.60% |
Recent News & Updates
Nayifat Finance Company's (TADAWUL:4081) Shares Leap 25% Yet They're Still Not Telling The Full Story
Sep 18
It's A Story Of Risk Vs Reward With Nayifat Finance Company (TADAWUL:4081)
Jul 30Shareholder Returns
| 4081 | SA Consumer Finance | SA Market | |
|---|---|---|---|
| 7D | 6.6% | -4.0% | 0.3% |
| 1Y | 0% | 0.002% | -7.7% |
Return vs Industry: 4081 matched the SA Consumer Finance industry which returned 0% over the past year.
Return vs Market: 4081 exceeded the SA Market which returned -7.7% over the past year.
Price Volatility
| 4081 volatility | |
|---|---|
| 4081 Average Weekly Movement | 3.2% |
| Consumer Finance Industry Average Movement | 5.2% |
| Market Average Movement | 4.0% |
| 10% most volatile stocks in SA Market | 7.8% |
| 10% least volatile stocks in SA Market | 2.5% |
Stable Share Price: 4081 has not had significant price volatility in the past 3 months compared to the SA market.
Volatility Over Time: 4081's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2002 | n/a | Fahad Bin Ibrahim Al-Mufarrej | www.nayifat.com |
Nayifat Finance Company, a non-banking finance company, provides Tawarruq cash financing solutions for consumers, small and medium enterprises (SMEs), individuals and corporates in the Kingdom of Saudi Arabia. It offers lease finance, SMEs, consumer finance, debt crowdfunding, and credit card finance products. The company was incorporated in 2002 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.
Nayifat Finance Company Fundamentals Summary
| 4081 fundamental statistics | |
|---|---|
| Market cap | ر.س1.81b |
| Earnings (TTM) | ر.س110.29m |
| Revenue (TTM) | ر.س286.69m |
16.4x
P/E Ratio6.3x
P/S RatioIs 4081 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 4081 income statement (TTM) | |
|---|---|
| Revenue | ر.س286.69m |
| Cost of Revenue | ر.س0 |
| Gross Profit | ر.س286.69m |
| Other Expenses | ر.س176.40m |
| Earnings | ر.س110.29m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.92 |
| Gross Margin | 100.00% |
| Net Profit Margin | 38.47% |
| Debt/Equity Ratio | 34.5% |
How did 4081 perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 08:46 |
| End of Day Share Price | 2024/12/19 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Nayifat Finance Company is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Aybek Islamov | HSBC |