1183 Stock Overview

Operates as a real estate finance company in the Kingdom of Saudi Arabia. More details

1183 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	1/6
Financial Health	3/6
Dividends	2/6

Risk Analysis

Earnings have declined by 17.4% per year over past 5 years

Debt is not well covered by operating cash flow

Dividend of 2.92% is not well covered by earnings

Profit margins (6.4%) are lower than last year (17.8%)

My Notes

Capture your thoughts, links and company narrative

SHL Finance Company Competitors

Amlak International Finance

SASE:1182

ر.س1.2b

Nayifat Finance

SASE:4081

ر.س1.8b

Al-Baha Investment and Development

SASE:4130

ر.س950.4m

Saudi Advanced Industries

SASE:2120

ر.س2.2b

Price History & Performance

Summary of share price highs, lows and changes for SHL Finance
Historical stock prices
Current Share Price	ر.س17.10
52 Week High	ر.س18.80
52 Week Low	ر.س14.52
Beta	0.084
1 Month Change	-5.00%
3 Month Change	1.18%
1 Year Change	-7.77%
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-34.23%

Recent updates

Shareholder Returns

	1183	SA Diversified Financial	SA Market
7D	1.1%	-1.9%	0.3%
1Y	-7.8%	23.6%	-7.7%

Return vs Industry: 1183 underperformed the SA Diversified Financial industry which returned 23.6% over the past year.

Return vs Market: 1183 matched the SA Market which returned -7.7% over the past year.

Price Volatility

Is 1183's price volatile compared to industry and market?
1183 volatility
1183 Average Weekly Movement	3.6%
Diversified Financial Industry Average Movement	3.6%
Market Average Movement	4.0%
10% most volatile stocks in SA Market	7.8%
10% least volatile stocks in SA Market	2.5%

Stable Share Price: 1183 has not had significant price volatility in the past 3 months compared to the SA market.

Volatility Over Time: 1183's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2007	n/a	Bandar bin Saeed Al-Ghamdi	shlfinance.com

SHL Finance Company operates as a real estate finance company in the Kingdom of Saudi Arabia. It is involved in financing the purchasing of houses, residential lands, and apartments; financing of real estate properties; and financing the establishment of commercial and industrial projects. The company was formerly known as Saudi Home Loans Company and changed its name to SHL Finance Company in February 2023.

SHL Finance Company Fundamentals Summary

How do SHL Finance's earnings and revenue compare to its market cap?
1183 fundamental statistics
Market cap	ر.س1.71b
Earnings (TTM)	ر.س8.28m
Revenue (TTM)	ر.س130.07m

206.4x

P/E Ratio

13.1x

P/S Ratio

Is 1183 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1183 income statement (TTM)
Revenue	ر.س130.07m
Cost of Revenue	ر.س23.34m
Gross Profit	ر.س106.73m
Other Expenses	ر.س98.44m
Earnings	ر.س8.28m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.083
Gross Margin	82.05%
Net Profit Margin	6.37%
Debt/Equity Ratio	166.9%

How did 1183 perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

195%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/21 23:32
End of Day Share Price	2024/12/19 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

SHL Finance Company is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution