Masraf Al Rayan (Q.P.S.C.) Balance Sheet Health
Financial Health criteria checks 2/6
Masraf Al Rayan (Q.P.S.C.) has total assets of QAR165.8B and total equity of QAR25.2B. Total deposits are QAR8.1B, and total loans are QAR108.3B.
Key information
6.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ر.ق8.15b |
| Loan to deposit ratio | High |
| Bad loans | 5.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ر.ق4.71b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MARK's Assets to Equity ratio (6.6x) is low.
Allowance for Bad Loans: MARK has a low allowance for bad loans (67%).
Low Risk Liabilities: 94% of MARK's liabilities are made up of primarily higher risk sources of funding.
Loan Level: MARK has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: MARK's Loans to Deposits ratio (1329%) is high.
Level of Bad Loans: MARK has a high level of bad loans (5.5%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/29 14:05 |
| End of Day Share Price | 2024/12/29 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Masraf Al Rayan (Q.P.S.C.) is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Rahul Shah | Deutsche Bank |
| Elena Sanchez-Cabezudo | EFG-Hermes Research |