Masraf Al Rayan (Q.P.S.C.) (DSM:MARK) - Stock Price, News & Analysis

MARK Stock Overview

Engages in Islamic banking, financing, and investing activities. More details

MARK fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	1/6
Past Performance	4/6
Financial Health	2/6
Dividends	3/6

Rewards

Earnings grew by 20.9% over the past year

Risk Analysis

Unstable dividend track record

Masraf Al Rayan (Q.P.S.C.) Competitors

Qatar International Islamic Bank (Q.P.S.C)

DSM:QIIK

ر.ق16.1b

Commercial Bank (P.S.Q.C.)

DSM:CBQK

ر.ق16.8b

Qatar Islamic Bank (Q.P.S.C.)

DSM:QIBK

ر.ق48.9b

Ahli Bank Q.P.S.C

DSM:ABQK

ر.ق9.2b

Price History & Performance

Summary of all time highs, changes and price drops for Masraf Al Rayan (Q.P.S.C.)
Historical stock prices
Current Share Price	ر.ق2.34
52 Week High	ر.ق2.67
52 Week Low	ر.ق2.20
Beta	0.41
11 Month Change	-0.085%
3 Month Change	4.65%
1 Year Change	-7.62%
33 Year Change	-51.23%
5 Year Change	-39.19%
Change since IPO	-7.83%

Recent updates

Masraf Al Rayan (Q.P.S.C.) (DSM:MARK) Has Affirmed Its Dividend Of QAR0.10

Feb 28

Need To Know: Analysts Are Much More Bullish On Masraf Al Rayan (Q.P.S.C.) (DSM:MARK) Revenues

Apr 25

Should You Or Shouldn't You: A Dividend Analysis on Masraf Al Rayan (Q.P.S.C.) (DSM:MARK)

Mar 26

What Type Of Shareholders Own The Most Number of Masraf Al Rayan (Q.P.S.C.) (DSM:MARK) Shares?

Feb 18

Industry Analysts Just Upgraded Their Masraf Al Rayan (Q.P.S.C.) (DSM:MARK) Revenue Forecasts By 16%

Jan 13

Did You Participate In Any Of Masraf Al Rayan (Q.P.S.C.)'s (DSM:MARK) Respectable 64% Return?

Dec 13

Shareholder Returns

	MARK	QA Banks	QA Market
7D	-0.6%	-0.1%	-0.4%
1Y	-7.6%	3.0%	3.8%

Return vs Industry: MARK underperformed the QA Banks industry which returned 3% over the past year.

Return vs Market: MARK underperformed the QA Market which returned 3.8% over the past year.

Price Volatility

Is MARK's price volatile compared to industry and market?
MARK volatility
MARK Average Weekly Movement	2.2%
Banks Industry Average Movement	2.4%
Market Average Movement	2.4%
10% most volatile stocks in QA Market	4.6%
10% least volatile stocks in QA Market	1.5%

Stable Share Price: MARK has not had significant price volatility in the past 3 months compared to the QA market.

Volatility Over Time: MARK's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2006	n/a	Fahad Bin Abdulla Al Khalifa	www.alrayan.com

Masraf Al Rayan (Q.P.S.C.) engages in Islamic banking, financing, and investing activities. It operates through five segments: Corporate Banking, Retail Banking, Treasury and Financial Institutions, Asset Management, and International Operations segments. The company offers current, savings, investment, and term deposit, and kids accounts, as well as other investment products; personal, car, and home finance products; and credit cards and prepaid cards.

Masraf Al Rayan (Q.P.S.C.) Fundamentals Summary

How do Masraf Al Rayan (Q.P.S.C.)'s earnings and revenue compare to its market cap?
MARK fundamental statistics
Market cap	ر.ق21.77b
Earnings (TTM)	ر.ق1.46b
Revenue (TTM)	ر.ق8.98b

14.9x

P/E Ratio

0.9x

P/B Ratio

Is MARK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MARK income statement (TTM)
Revenue	ر.ق8.98b
Cost of Revenue	ر.ق0
Gross Profit	ر.ق8.98b
Other Expenses	ر.ق7.52b
Earnings	ر.ق1.46b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.16
Gross Margin	100.00%
Net Profit Margin	16.22%
Debt/Equity Ratio	107.1%

How did MARK perform over the long term?

See historical performance and comparison

Dividends

4.3%

Current Dividend Yield

64%

Payout Ratio

MARK Stock Overview

Rewards

Risk Analysis

Masraf Al Rayan (Q.P.S.C.) Competitors

DSM:QIIK

ر.ق16.1b

DSM:CBQK

ر.ق16.8b

DSM:QIBK

ر.ق48.9b

DSM:ABQK

ر.ق9.2b

Price History & Performance

Recent News & Updates

Third quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Masraf Al Rayan (Q.P.S.C.) to Report Q3, 2024 Results on Oct 14, 2024

Second quarter 2024 earnings released: EPS: ر.ق0.041 (vs ر.ق0.041 in 2Q 2023)

Aamal Readymix signed an agreement to acquire Ci-San Trading W.L.L from Masraf Al Rayan (Q.P.S.C.) (DSM:MARK) for QAR 32 million.

First quarter 2024 earnings released: EPS: ر.ق0.044 (vs ر.ق0.041 in 1Q 2023)

Masraf Al Rayan (Q.P.S.C.) to Report Q1, 2024 Results on Apr 25, 2024

Recent updates

Third quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Masraf Al Rayan (Q.P.S.C.) to Report Q3, 2024 Results on Oct 14, 2024

Second quarter 2024 earnings released: EPS: ر.ق0.041 (vs ر.ق0.041 in 2Q 2023)

Aamal Readymix signed an agreement to acquire Ci-San Trading W.L.L from Masraf Al Rayan (Q.P.S.C.) (DSM:MARK) for QAR 32 million.

First quarter 2024 earnings released: EPS: ر.ق0.044 (vs ر.ق0.041 in 1Q 2023)

Masraf Al Rayan (Q.P.S.C.) to Report Q1, 2024 Results on Apr 25, 2024

Aamal and Masraf Al Rayan Commence Negotiations for Sale of Bank's Shares in CI San Trading

Aamal and Masraf Al Rayan Commence Negotiations for Sale of Bank's Shares in CI San Trading

Masraf Al Rayan Q.P.S.C. Announces Board Changes

Masraf Al Rayan (Q.P.S.C.) (DSM:MARK) Has Affirmed Its Dividend Of QAR0.10

Dividend of ر.ق0.10 announced

Masraf Al Rayan (Q.P.S.C.), Annual General Meeting, Mar 18, 2024

New major risk - Share price stability

Full year 2023 earnings released: EPS: ر.ق0.15 (vs ر.ق0.14 in FY 2022)

Price target increased by 9.4% to ر.ق2.44

New minor risk - Share price stability

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Consensus EPS estimates increase by 11%

Price target decreased by 8.8% to ر.ق2.32

Consensus EPS estimates fall by 18%

Second quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Consensus EPS estimates fall by 13%

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Price target decreased by 16% to ر.ق3.34

Masraf Al Rayan (Q.P.S.C.) to Report Fiscal Year 2022 Results on Jan 29, 2023

Price target increased to ر.ق4.59

Price target decreased to ر.ق4.36

Price target decreased to ر.ق4.36

Third quarter 2022 earnings released: EPS: ر.ق0.036 (vs ر.ق0.076 in 3Q 2021)

Masraf Al Rayan (Q.P.S.C.) to Report Q3, 2022 Results on Oct 25, 2022

Masraf Al Rayan (Q.P.S.C.), Annual General Meeting, Nov 09, 2022

Investor sentiment improved over the past week

Second quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Masraf Al Rayan (Q.P.S.C.) to Report First Half, 2022 Results on Jul 21, 2022

First quarter 2022 earnings: EPS and revenues miss analyst expectations

Masraf Al Rayan (Q.P.S.C.) to Report Q1, 2022 Results on Apr 27, 2022

Consensus EPS estimates fall by 13%

Al Rayan Bank Appoints Phillip Trevett as New Chief Risk Officer

Full year 2021 earnings: EPS and revenues miss analyst expectations

Insufficient new directors

Price target increased to ر.ق5.54

Masraf Al Rayan (Q.P.S.C.) (DSM:MARK) completed the acquisition of Al Khalij Commercial Bank (al khaliji) P.Q.S.C. (DSM:KCBK).

Price target increased to ر.ق5.33

Insufficient new directors

Third quarter 2021 earnings released: EPS ر.ق0.076 (vs ر.ق0.077 in 3Q 2020)

Second quarter 2021 earnings released: EPS ر.ق0.076 (vs ر.ق0.072 in 2Q 2020)

Group Chief Executive Officer Adel Mustafawi has left the company

Price target increased to ر.ق4.68

Consensus forecasts updated

Need To Know: Analysts Are Much More Bullish On Masraf Al Rayan (Q.P.S.C.) (DSM:MARK) Revenues

First quarter 2021 earnings released: EPS ر.ق0.077 (vs ر.ق0.073 in 1Q 2020)

Should You Or Shouldn't You: A Dividend Analysis on Masraf Al Rayan (Q.P.S.C.) (DSM:MARK)

New 90-day low: ر.ق4.21

What Type Of Shareholders Own The Most Number of Masraf Al Rayan (Q.P.S.C.) (DSM:MARK) Shares?

Analysts update estimates

Price target raised to ر.ق4.21

Full year 2020 earnings released: EPS ر.ق0.29

Revenue and earnings miss expectations

Masraf Al Rayan (Q.P.S.C.), Annual General Meeting, Mar 02, 2021