Masraf Al Rayan (Q.P.S.C.) Past Earnings Performance
Past criteria checks 4/6
Masraf Al Rayan (Q.P.S.C.)'s earnings have been declining at an average annual rate of -13.7%, while the Banks industry saw earnings growing at 6.7% annually. Revenues have been growing at an average rate of 14.4% per year. Masraf Al Rayan (Q.P.S.C.)'s return on equity is 6%, and it has net margins of 16.2%.
Key information
-13.7%
Earnings growth rate
-19.3%
EPS growth rate
| Banks Industry Growth | 3.8% |
| Revenue growth rate | 14.4% |
| Return on equity | 6.0% |
| Net Margin | 16.2% |
| Next Earnings Update | 26 Jan 2025 |
Recent past performance updates
Revenue & Expenses Breakdown
How Masraf Al Rayan (Q.P.S.C.) makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 8,977 | 1,456 | 663 | 0 |
| 30 Jun 24 | 8,853 | 1,430 | 654 | 0 |
| 31 Mar 24 | 8,680 | 1,427 | 644 | 0 |
| 31 Dec 23 | 8,310 | 1,406 | 634 | 0 |
| 30 Sep 23 | 7,567 | 1,205 | 696 | 0 |
| 30 Jun 23 | 6,827 | 1,063 | 712 | 0 |
| 31 Mar 23 | 6,163 | 1,196 | 712 | 0 |
| 31 Dec 22 | 5,527 | 1,298 | 808 | 0 |
| 30 Sep 22 | 4,851 | 1,288 | 710 | 0 |
| 30 Jun 22 | 4,488 | 1,526 | 677 | 0 |
| 31 Mar 22 | 4,185 | 1,583 | 661 | 0 |
| 31 Dec 21 | 4,007 | 1,670 | 528 | 0 |
| 30 Sep 21 | 4,383 | 2,226 | 497 | 0 |
| 30 Jun 21 | 4,386 | 2,235 | 474 | 0 |
| 31 Mar 21 | 4,512 | 2,203 | 446 | 0 |
| 31 Dec 20 | 4,689 | 2,175 | 449 | 0 |
| 30 Sep 20 | 4,888 | 2,187 | 441 | 0 |
| 30 Jun 20 | 5,083 | 2,184 | 439 | 0 |
| 31 Mar 20 | 5,186 | 2,181 | 439 | 0 |
| 31 Dec 19 | 5,164 | 2,178 | 436 | 0 |
| 30 Sep 19 | 5,126 | 2,152 | 442 | 0 |
| 30 Jun 19 | 5,019 | 2,143 | 438 | 0 |
| 31 Mar 19 | 4,923 | 2,144 | 435 | 0 |
| 31 Dec 18 | 4,880 | 2,130 | 428 | 0 |
| 30 Sep 18 | 4,706 | 2,098 | 407 | 0 |
| 30 Jun 18 | 4,586 | 2,074 | 398 | 0 |
| 31 Mar 18 | 4,433 | 2,049 | 389 | 0 |
| 31 Dec 17 | 4,233 | 2,028 | 382 | 0 |
| 30 Sep 17 | 4,109 | 2,077 | 355 | 0 |
| 30 Jun 17 | 3,919 | 2,044 | 337 | 0 |
| 31 Mar 17 | 3,824 | 2,040 | 332 | 0 |
| 31 Dec 16 | 3,752 | 2,075 | 317 | 0 |
| 30 Sep 16 | 3,700 | 2,119 | 357 | 0 |
| 30 Jun 16 | 3,521 | 2,126 | 360 | 0 |
| 31 Mar 16 | 3,430 | 2,108 | 364 | 0 |
| 31 Dec 15 | 3,290 | 2,073 | 358 | 0 |
| 30 Sep 15 | 3,217 | 2,090 | 334 | 0 |
| 30 Jun 15 | 3,284 | 2,097 | 329 | 0 |
| 31 Mar 15 | 3,160 | 2,081 | 315 | 0 |
| 31 Dec 14 | 3,065 | 2,002 | 315 | 0 |
| 30 Sep 14 | 2,959 | 1,878 | 305 | 0 |
| 30 Jun 14 | 2,825 | 1,785 | 298 | 0 |
| 31 Mar 14 | 2,754 | 1,735 | 292 | 0 |
Quality Earnings: MARK has high quality earnings.
Growing Profit Margin: MARK's current net profit margins (16.2%) are higher than last year (15.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: MARK's earnings have declined by 13.7% per year over the past 5 years.
Accelerating Growth: MARK's earnings growth over the past year (20.9%) exceeds its 5-year average (-13.7% per year).
Earnings vs Industry: MARK earnings growth over the past year (20.9%) exceeded the Banks industry 8.4%.
Return on Equity
High ROE: MARK's Return on Equity (6%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/23 02:23 |
| End of Day Share Price | 2025/01/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Masraf Al Rayan (Q.P.S.C.) is covered by 10 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Rahul Shah | Deutsche Bank |
| Elena Sanchez-Cabezudo | EFG-Hermes Research |