Summa Linguae
Market Cap
zł149.6m
Last Updated
2021/06/12 02:42 UTC
Data Sources
Company Financials
Executive Summary
Summa Linguae Spólka Akcyjna primarily provides translation services in Poland. More Details
Rewards
Risk Analysis
Snowflake Analysis
Excellent balance sheet and slightly overvalued.
Share Price & News
How has Summa Linguae's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: SUL is not significantly more volatile than the rest of Polish stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: SUL's weekly volatility has decreased from 12% to 6% over the past year.
Market Performance
7 Day Return
7.0%
SUL
-3.4%
PL Commercial Services
-1.2%
PL Market
1 Year Return
32.0%
SUL
52.4%
PL Commercial Services
33.6%
PL Market
Return vs Industry: SUL underperformed the Polish Commercial Services industry which returned 52.4% over the past year.
Return vs Market: SUL underperformed the Polish Market which returned 33.6% over the past year.
Shareholder returns
| SUL | Industry | Market | |
|---|---|---|---|
| 7 Day | 7.0% | -3.4% | -1.2% |
| 30 Day | 17.2% | 0.2% | 6.0% |
| 90 Day | 13.8% | 8.1% | 8.6% |
| 1 Year | 32.0%32.0% | 59.3%52.4% | 35.3%33.6% |
| 3 Year | n/a | 97.3%82.6% | 16.1%9.6% |
| 5 Year | 329.5%329.5% | 157.5%130.4% | 42.4%27.4% |
Long-Term Price Volatility Vs. Market
How volatile is Summa Linguae's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Summa Linguae undervalued compared to its fair value and its price relative to the market?
>50%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: SUL (PLN19.8) is trading below our estimate of fair value (PLN66.68)
Significantly Below Fair Value: SUL is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: SUL is poor value based on its PE Ratio (16.4x) compared to the Polish Commercial Services industry average (13.1x).
PE vs Market: SUL is poor value based on its PE Ratio (16.4x) compared to the Polish market (14.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate SUL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: SUL is overvalued based on its PB Ratio (2.6x) compared to the PL Commercial Services industry average (2x).
Future Growth
How is Summa Linguae forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
28.7%
Forecasted Commercial Services industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Summa Linguae has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has Summa Linguae performed over the past 5 years?
45.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SUL has a large one-off gain of PLN1.9M impacting its March 31 2021 financial results.
Growing Profit Margin: SUL became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: SUL's earnings have grown significantly by 45.2% per year over the past 5 years.
Accelerating Growth: SUL has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: SUL has become profitable in the last year, making it difficult to compare its past year earnings growth to the Commercial Services industry (104.1%).
Return on Equity
High ROE: SUL's Return on Equity (15.9%) is considered low.
Financial Health
How is Summa Linguae's financial position?
Financial Position Analysis
Short Term Liabilities: SUL's short term assets (PLN28.8M) do not cover its short term liabilities (PLN31.4M).
Long Term Liabilities: SUL's short term assets (PLN28.8M) exceed its long term liabilities (PLN661.6K).
Debt to Equity History and Analysis
Debt Level: SUL's debt to equity ratio (7.4%) is considered satisfactory.
Reducing Debt: SUL's debt to equity ratio has reduced from 43.5% to 7.4% over the past 5 years.
Debt Coverage: SUL's debt is well covered by operating cash flow (100.7%).
Interest Coverage: SUL's interest payments on its debt are well covered by EBIT (28.1x coverage).
Balance Sheet
Dividend
What is Summa Linguae current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate SUL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate SUL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if SUL's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if SUL's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of SUL's dividend in 3 years as they are not forecast to pay a notable one for the Polish market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
0.9yrs
Average management tenure
CEO
Krzysztof Zdanowski (33 yo)
no data
Tenure
Mr. Krzysztof Ignacy Zdanowski serves as the President of the Management Board and Chief Executive Officer at Summa Linguae SA. Mr. Zdanowski is the owner of a consulting company KZ Consulting Group. He se...
Leadership Team
Experienced Management: SUL's management team is not considered experienced ( 0.9 years average tenure), which suggests a new team.
Board Members
Experienced Board: SUL's board of directors are not considered experienced ( 1.5 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Summa Linguae S.A.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Summa Linguae S.A.
- Ticker: SUL
- Exchange: WSE
- Founded: NaN
- Industry: Diversified Support Services
- Sector: Commercial Services
- Market Cap: zł149.580m
- Shares outstanding: 7.55m
- Website: https://summalinguae.com
Number of Employees
Location
- Summa Linguae S.A.
- ul. Josepha Conrada 63
- Krakow
- 31-357
- Poland
Listings
Biography
Summa Linguae Spólka Akcyjna primarily provides translation services in Poland. The company offers written, sworn, specialized, technical, legal, financial, and medical and pharmaceutical translation servi...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/06/12 02:42 |
| End of Day Share Price | 2021/06/11 00:00 |
| Earnings | 2021/03/31 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.