WSE:SUL

Stock Analysis Report

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Market Cap

zł149.6m

Last Updated

2021/06/12 02:42 UTC

Data Sources

Company Financials

Executive Summary

Summa Linguae Spólka Akcyjna primarily provides translation services in Poland. More Details


Snowflake Analysis

Excellent balance sheet and slightly overvalued.

Share Price & News

How has Summa Linguae's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: SUL is not significantly more volatile than the rest of Polish stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: SUL's weekly volatility has decreased from 12% to 6% over the past year.


Market Performance


7 Day Return

7.0%

SUL

-3.4%

PL Commercial Services

-1.2%

PL Market


1 Year Return

32.0%

SUL

52.4%

PL Commercial Services

33.6%

PL Market

Return vs Industry: SUL underperformed the Polish Commercial Services industry which returned 52.4% over the past year.

Return vs Market: SUL underperformed the Polish Market which returned 33.6% over the past year.


Shareholder returns

SULIndustryMarket
7 Day7.0%-3.4%-1.2%
30 Day17.2%0.2%6.0%
90 Day13.8%8.1%8.6%
1 Year32.0%32.0%59.3%52.4%35.3%33.6%
3 Yearn/a97.3%82.6%16.1%9.6%
5 Year329.5%329.5%157.5%130.4%42.4%27.4%

Long-Term Price Volatility Vs. Market

How volatile is Summa Linguae's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Summa Linguae undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: SUL (PLN19.8) is trading below our estimate of fair value (PLN66.68)

Significantly Below Fair Value: SUL is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: SUL is poor value based on its PE Ratio (16.4x) compared to the Polish Commercial Services industry average (13.1x).

PE vs Market: SUL is poor value based on its PE Ratio (16.4x) compared to the Polish market (14.8x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate SUL's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: SUL is overvalued based on its PB Ratio (2.6x) compared to the PL Commercial Services industry average (2x).


Future Growth

How is Summa Linguae forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

28.7%

Forecasted Commercial Services industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Summa Linguae has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Summa Linguae performed over the past 5 years?

45.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: SUL has a large one-off gain of PLN1.9M impacting its March 31 2021 financial results.

Growing Profit Margin: SUL became profitable in the past.


Past Earnings Growth Analysis

Earnings Trend: SUL's earnings have grown significantly by 45.2% per year over the past 5 years.

Accelerating Growth: SUL has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: SUL has become profitable in the last year, making it difficult to compare its past year earnings growth to the Commercial Services industry (104.1%).


Return on Equity

High ROE: SUL's Return on Equity (15.9%) is considered low.


Financial Health

How is Summa Linguae's financial position?


Financial Position Analysis

Short Term Liabilities: SUL's short term assets (PLN28.8M) do not cover its short term liabilities (PLN31.4M).

Long Term Liabilities: SUL's short term assets (PLN28.8M) exceed its long term liabilities (PLN661.6K).


Debt to Equity History and Analysis

Debt Level: SUL's debt to equity ratio (7.4%) is considered satisfactory.

Reducing Debt: SUL's debt to equity ratio has reduced from 43.5% to 7.4% over the past 5 years.

Debt Coverage: SUL's debt is well covered by operating cash flow (100.7%).

Interest Coverage: SUL's interest payments on its debt are well covered by EBIT (28.1x coverage).


Balance Sheet


Dividend

What is Summa Linguae current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate SUL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate SUL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if SUL's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if SUL's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of SUL's dividend in 3 years as they are not forecast to pay a notable one for the Polish market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.9yrs

Average management tenure


CEO

Krzysztof Zdanowski (33 yo)

no data

Tenure

Mr. Krzysztof Ignacy Zdanowski serves as the President of the Management Board and Chief Executive Officer at Summa Linguae SA. Mr. Zdanowski is the owner of a consulting company KZ Consulting Group. He se...


Leadership Team

Experienced Management: SUL's management team is not considered experienced ( 0.9 years average tenure), which suggests a new team.


Board Members

Experienced Board: SUL's board of directors are not considered experienced ( 1.5 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Summa Linguae S.A.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Summa Linguae S.A.
  • Ticker: SUL
  • Exchange: WSE
  • Founded: NaN
  • Industry: Diversified Support Services
  • Sector: Commercial Services
  • Market Cap: zł149.580m
  • Shares outstanding: 7.55m
  • Website: https://summalinguae.com

Number of Employees


Location

  • Summa Linguae S.A.
  • ul. Josepha Conrada 63
  • Krakow
  • 31-357
  • Poland

Listings


Biography

Summa Linguae Spólka Akcyjna primarily provides translation services in Poland. The company offers written, sworn, specialized, technical, legal, financial, and medical and pharmaceutical translation servi...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/06/12 02:42
End of Day Share Price2021/06/11 00:00
Earnings2021/03/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.