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Centrum Finansowe WSE:CFS Stock Report

Last Price

zł4.42

Market Cap

zł41.4m

7D

0%

1Y

-3.1%

Updated

13 Jun, 2025

Data

Company Financials

Centrum Finansowe (CFS) Stock Overview

Provides debt collection services for individuals, debtors, and creditors. More details

CFS fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends5/6

CFS Community Fair Values

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Centrum Finansowe S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Centrum Finansowe
Historical stock prices
Current Share Pricezł4.42
52 Week Highzł6.20
52 Week Lowzł4.40
Beta0.83
1 Month Change-3.91%
3 Month Change-11.60%
1 Year Change-3.07%
3 Year Change5.24%
5 Year Change71.32%
Change since IPO-14.51%

Recent News & Updates

Recent updates

Little Excitement Around Centrum Finansowe S.A.'s (WSE:CFS) Earnings

Jan 18
Little Excitement Around Centrum Finansowe S.A.'s (WSE:CFS) Earnings

These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Reasonably Well

Nov 05
These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Reasonably Well

Does Centrum Finansowe (WSE:CFS) Have A Healthy Balance Sheet?

Sep 02
Does Centrum Finansowe (WSE:CFS) Have A Healthy Balance Sheet?

Centrum Finansowe (WSE:CFS) May Have Issues Allocating Its Capital

Jul 11
Centrum Finansowe (WSE:CFS) May Have Issues Allocating Its Capital

These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Safely

May 11
These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Safely

These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Safely

Dec 01
These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Safely

Returns On Capital At Centrum Finansowe (WSE:CFS) Paint A Concerning Picture

Nov 05
Returns On Capital At Centrum Finansowe (WSE:CFS) Paint A Concerning Picture

Is Centrum Finansowe (WSE:CFS) Using Too Much Debt?

Aug 30
Is Centrum Finansowe (WSE:CFS) Using Too Much Debt?

Centrum Finansowe (WSE:CFS) Could Be Struggling To Allocate Capital

Aug 03
Centrum Finansowe (WSE:CFS) Could Be Struggling To Allocate Capital

These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Safely

Jan 08
These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Safely

Centrum Finansowe (WSE:CFS) Could Easily Take On More Debt

May 27
Centrum Finansowe (WSE:CFS) Could Easily Take On More Debt

We Like These Underlying Return On Capital Trends At Centrum Finansowe (WSE:CFS)

May 01
We Like These Underlying Return On Capital Trends At Centrum Finansowe (WSE:CFS)

Is Centrum Finansowe (WSE:CFS) A Risky Investment?

Feb 07
Is Centrum Finansowe (WSE:CFS) A Risky Investment?

Can Centrum Finansowe (WSE:CFS) Continue To Grow Its Returns On Capital?

Jan 17
Can Centrum Finansowe (WSE:CFS) Continue To Grow Its Returns On Capital?

Is Centrum Finansowe S.A.'s (WSE:CFS) Stock's Recent Performance Being Led By Its Attractive Financial Prospects?

Dec 09
Is Centrum Finansowe S.A.'s (WSE:CFS) Stock's Recent Performance Being Led By Its Attractive Financial Prospects?

Shareholder Returns

CFSPL Commercial ServicesPL Market
7D0%0.7%0.8%
1Y-3.1%0.7%14.9%

Return vs Industry: CFS underperformed the Polish Commercial Services industry which returned 0.7% over the past year.

Return vs Market: CFS underperformed the Polish Market which returned 14.9% over the past year.

Price Volatility

Is CFS's price volatile compared to industry and market?
CFS volatility
CFS Average Weekly Movement5.0%
Commercial Services Industry Average Movement5.5%
Market Average Movement5.6%
10% most volatile stocks in PL Market12.0%
10% least volatile stocks in PL Market3.5%

Stable Share Price: CFS has not had significant price volatility in the past 3 months compared to the Polish market.

Volatility Over Time: CFS's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
200842Piotr Szynalskicfsa.pl

Centrum Finansowe S.A. provides debt collection services for individuals, debtors, and creditors. It engages in the purchase of receivables; debt management; managing securitization funds; restructuring consulting; and the monitoring of receivables, as well as provision of mortgage-secured receivables. The company was formerly known as Centrum Finansowe Banku BPS Spólka Akcyjna.

Centrum Finansowe S.A. Fundamentals Summary

How do Centrum Finansowe's earnings and revenue compare to its market cap?
CFS fundamental statistics
Market capzł41.40m
Earnings (TTM)zł8.03m
Revenue (TTM)zł21.81m
5.1x
P/E Ratio
1.9x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CFS income statement (TTM)
Revenuezł21.81m
Cost of Revenuezł181.04k
Gross Profitzł21.63m
Other Expenseszł13.60m
Earningszł8.03m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.87
Gross Margin99.17%
Net Profit Margin36.80%
Debt/Equity Ratio17.0%

How did CFS perform over the long term?

See historical performance and comparison

Dividends

9.7%
Current Dividend Yield
49%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/13 22:23
End of Day Share Price 2025/06/13 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Centrum Finansowe S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.