CFS Stock Overview
Provides debt collection services for individuals, debtors, and creditors. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Centrum Finansowe S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | zł5.60 |
| 52 Week High | zł6.20 |
| 52 Week Low | zł3.80 |
| Beta | 0.44 |
| 1 Month Change | 1.82% |
| 3 Month Change | 4.67% |
| 1 Year Change | 20.69% |
| 3 Year Change | 18.14% |
| 5 Year Change | 237.35% |
| Change since IPO | 8.32% |
Recent News & Updates
Recent updates
These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Reasonably Well
Nov 05
Does Centrum Finansowe (WSE:CFS) Have A Healthy Balance Sheet?
Sep 02Centrum Finansowe (WSE:CFS) May Have Issues Allocating Its Capital
Jul 11These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Safely
May 11These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Safely
Dec 01Returns On Capital At Centrum Finansowe (WSE:CFS) Paint A Concerning Picture
Nov 05Is Centrum Finansowe (WSE:CFS) Using Too Much Debt?
Aug 30Centrum Finansowe (WSE:CFS) Could Be Struggling To Allocate Capital
Aug 03These 4 Measures Indicate That Centrum Finansowe (WSE:CFS) Is Using Debt Safely
Jan 08Centrum Finansowe (WSE:CFS) Could Easily Take On More Debt
May 27We Like These Underlying Return On Capital Trends At Centrum Finansowe (WSE:CFS)
May 01Is Centrum Finansowe (WSE:CFS) A Risky Investment?
Feb 07
Can Centrum Finansowe (WSE:CFS) Continue To Grow Its Returns On Capital?
Jan 17Is Centrum Finansowe S.A.'s (WSE:CFS) Stock's Recent Performance Being Led By Its Attractive Financial Prospects?
Dec 09Shareholder Returns
| CFS | PL Commercial Services | PL Market | |
|---|---|---|---|
| 7D | -4.3% | -1.8% | -2.6% |
| 1Y | 20.7% | -4.4% | -4.9% |
Return vs Industry: CFS exceeded the Polish Commercial Services industry which returned -4.4% over the past year.
Return vs Market: CFS exceeded the Polish Market which returned -4.9% over the past year.
Price Volatility
| CFS volatility | |
|---|---|
| CFS Average Weekly Movement | 5.6% |
| Commercial Services Industry Average Movement | 5.5% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in PL Market | 8.7% |
| 10% least volatile stocks in PL Market | 3.2% |
Stable Share Price: CFS has not had significant price volatility in the past 3 months compared to the Polish market.
Volatility Over Time: CFS's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2008 | 42 | n/a | cfsa.pl |
Centrum Finansowe S.A. provides debt collection services for individuals, debtors, and creditors. It engages in the purchase of receivables; debt management; managing securitization funds; restructuring consulting; and the monitoring of receivables, as well as provision of mortgage-secured receivables. The company was formerly known as Centrum Finansowe Banku BPS Spólka Akcyjna.
Centrum Finansowe S.A. Fundamentals Summary
| CFS fundamental statistics | |
|---|---|
| Market cap | zł51.52m |
| Earnings (TTM) | zł8.65m |
| Revenue (TTM) | zł21.65m |
6.0x
P/E Ratio2.4x
P/S RatioIs CFS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CFS income statement (TTM) | |
|---|---|
| Revenue | zł21.65m |
| Cost of Revenue | zł209.53k |
| Gross Profit | zł21.44m |
| Other Expenses | zł12.79m |
| Earnings | zł8.65m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.94 |
| Gross Margin | 99.03% |
| Net Profit Margin | 39.94% |
| Debt/Equity Ratio | 26.1% |
How did CFS perform over the long term?
See historical performance and comparisonDividends
8.2%
Current Dividend Yield49%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 07:04 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Centrum Finansowe S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|