BFT Stock Overview
Benefit Systems S.A. provides non-wage employee benefits solutions in Poland and internationally.
Benefit Systems Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||zł463.00|
|52 Week High||zł908.00|
|52 Week Low||zł462.00|
|1 Month Change||-19.34%|
|3 Month Change||-19.20%|
|1 Year Change||-48.50%|
|3 Year Change||-28.77%|
|5 Year Change||-57.90%|
|Change since IPO||279.51%|
Recent News & Updates
Investors Could Be Concerned With Benefit Systems' (WSE:BFT) Returns On Capital
If you're looking for a multi-bagger, there's a few things to keep an eye out for. One common approach is to try and...
|BFT||PL Professional Services||PL Market|
Return vs Industry: BFT exceeded the Polish Professional Services industry which returned -50.3% over the past year.
Return vs Market: BFT underperformed the Polish Market which returned -23.8% over the past year.
|BFT Average Weekly Movement||6.5%|
|Professional Services Industry Average Movement||5.1%|
|Market Average Movement||6.3%|
|10% most volatile stocks in PL Market||11.6%|
|10% least volatile stocks in PL Market||4.2%|
Stable Share Price: BFT is not significantly more volatile than the rest of Polish stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: BFT's weekly volatility (6%) has been stable over the past year.
About the Company
Benefit Systems S.A. provides non-wage employee benefits solutions in Poland and internationally. The company offers its solutions for sports and recreation, such as multisport card, fitprofit, and fitness network; and culture and entertainment, including cinema program, MultiBilet, MultiTeatr, and multi-museum. It also provides non-wage incentives through cafeteria platforms comprising MyBenefit and BenefitLunch.
Benefit Systems Fundamentals Summary
|BFT fundamental statistics|
Is BFT overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|BFT income statement (TTM)|
|Cost of Revenue||zł958.79m|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Aug 17, 2022
|Earnings per share (EPS)||10.87|
|Net Profit Margin||2.53%|
How did BFT perform over the long term?See historical performance and comparison
Is BFT undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 3/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BFT?
Other financial metrics that can be useful for relative valuation.
|What is BFT's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does BFT's PE Ratio compare to its peers?
|BFT PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
MMC MM Conferences
HRC Grupa HRC Spolka Akcyjna
EEE Beskidzkie Biuro Consultingowe Sp. z o.o
BFT Benefit Systems
Price-To-Earnings vs Peers: BFT is good value based on its Price-To-Earnings Ratio (42.6x) compared to the peer average (71.2x).
Price to Earnings Ratio vs Industry
How does BFT's PE Ratio compare vs other companies in the European Professional Services Industry?
Price-To-Earnings vs Industry: BFT is expensive based on its Price-To-Earnings Ratio (42.6x) compared to the Polish Professional Services industry average (26.6x)
Price to Earnings Ratio vs Fair Ratio
What is BFT's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||42.6x|
|Fair PE Ratio||n/a|
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BFT's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of BFT when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: BFT (PLN463) is trading below our estimate of fair value (PLN1086.55)
Significantly Below Fair Value: BFT is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: BFT is poor value based on its PEG Ratio (1x)
Discover undervalued companies
How is Benefit Systems forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Future Growth Score4/6
Future Growth Score 4/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BFT's forecast earnings growth (42.5% per year) is above the savings rate (2.5%).
Earnings vs Market: BFT's earnings (42.5% per year) are forecast to grow faster than the Polish market (6.5% per year).
High Growth Earnings: BFT's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: BFT's revenue (16% per year) is forecast to grow faster than the Polish market (4.9% per year).
High Growth Revenue: BFT's revenue (16% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BFT's Return on Equity is forecast to be low in 3 years time (17.4%).
Discover growth companies
How has Benefit Systems performed over the past 5 years?
Past Performance Score2/6
Past Performance Score 2/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BFT has high quality earnings.
Growing Profit Margin: BFT became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: BFT's earnings have declined by 46.2% per year over the past 5 years.
Accelerating Growth: BFT has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: BFT has become profitable in the last year, making it difficult to compare its past year earnings growth to the Professional Services industry (26.8%).
Return on Equity
High ROE: BFT's Return on Equity (5.7%) is considered low.
Discover strong past performing companies
How is Benefit Systems's financial position?
Financial Health Score4/6
Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: BFT's short term assets (PLN345.3M) do not cover its short term liabilities (PLN579.7M).
Long Term Liabilities: BFT's short term assets (PLN345.3M) do not cover its long term liabilities (PLN861.4M).
Debt to Equity History and Analysis
Debt Level: BFT has more cash than its total debt.
Reducing Debt: BFT's debt to equity ratio has reduced from 48.3% to 32.6% over the past 5 years.
Debt Coverage: BFT's debt is well covered by operating cash flow (141.2%).
Interest Coverage: BFT's interest payments on its debt are well covered by EBIT (4.1x coverage).
Discover healthy companies
What is Benefit Systems's current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BFT's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BFT's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BFT's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BFT's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: BFT is not paying a notable dividend for the Polish market.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as BFT has not reported any payouts.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Benefit Systems has no CEO, or we have no data on them.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 5.7%.
Benefit Systems S.A.'s employee growth, exchange listings and data sources
- Name: Benefit Systems S.A.
- Ticker: BFT
- Exchange: WSE
- Founded: 2000
- Industry: Human Resource and Employment Services
- Sector: Commercial Services
- Implied Market Cap: zł1.358b
- Shares outstanding: 2.93m
- Website: https://www.benefitsystems.pl
Number of Employees
- Benefit Systems S.A.
- Plac Europejski 2
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/27 00:00|
|End of Day Share Price||2022/06/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.