Benefit Systems S.A. provides non-wage employee benefits solutions in Poland and internationally. More Details
Reasonable growth potential and slightly overvalued.
Share Price & News
How has Benefit Systems's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BFT is not significantly more volatile than the rest of Polish stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: BFT's weekly volatility (5%) has been stable over the past year.
7 Day Return
PL Professional Services
1 Year Return
PL Professional Services
Return vs Industry: BFT exceeded the Polish Professional Services industry which returned 6.7% over the past year.
Return vs Market: BFT underperformed the Polish Market which returned 33.6% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Benefit Systems's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 days ago | Simply Wall StShould Benefit Systems (WSE:BFT) Be Disappointed With Their 72% Profit?
3 weeks ago | Simply Wall StIs It Time To Consider Buying Benefit Systems S.A. (WSE:BFT)?
1 month ago | Simply Wall StThis Insider Has Just Sold Shares In Benefit Systems S.A. (WSE:BFT)
Is Benefit Systems undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BFT (PLN900) is trading below our estimate of fair value (PLN1184.09)
Significantly Below Fair Value: BFT is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: BFT is unprofitable, so we can't compare its PE Ratio to the Polish Professional Services industry average.
PE vs Market: BFT is unprofitable, so we can't compare its PE Ratio to the Polish market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BFT's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BFT is overvalued based on its PB Ratio (5.3x) compared to the PL Professional Services industry average (3.2x).
How is Benefit Systems forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BFT is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2.6%).
Earnings vs Market: BFT is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: BFT's is expected to become profitable in the next 3 years.
Revenue vs Market: BFT's revenue (14.2% per year) is forecast to grow faster than the Polish market (6.9% per year).
High Growth Revenue: BFT's revenue (14.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if BFT's Return on Equity is forecast to be high in 3 years time
How has Benefit Systems performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BFT is currently unprofitable.
Growing Profit Margin: BFT is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: BFT is unprofitable, and losses have increased over the past 5 years at a rate of 24.2% per year.
Accelerating Growth: Unable to compare BFT's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: BFT is unprofitable, making it difficult to compare its past year earnings growth to the Professional Services industry (53.9%).
Return on Equity
High ROE: BFT has a negative Return on Equity (-31.79%), as it is currently unprofitable.
How is Benefit Systems's financial position?
Financial Position Analysis
Short Term Liabilities: BFT's short term assets (PLN327.3M) do not cover its short term liabilities (PLN512.8M).
Long Term Liabilities: BFT's short term assets (PLN327.3M) do not cover its long term liabilities (PLN935.8M).
Debt to Equity History and Analysis
Debt Level: BFT's debt to equity ratio (52.8%) is considered high.
Reducing Debt: BFT's debt to equity ratio has increased from 34.3% to 52.8% over the past 5 years.
Debt Coverage: BFT's debt is well covered by operating cash flow (57.1%).
Interest Coverage: Insufficient data to determine if BFT's interest payments on its debt are well covered by EBIT.
What is Benefit Systems's current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BFT's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BFT's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BFT's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BFT's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: BFT is not paying a notable dividend for the Polish market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of BFT's dividend in 3 years as they are not forecast to pay a notable one for the Polish market.
How experienced are the management team and are they aligned to shareholders interests?
Benefit Systems has no CEO, or we have no data on them.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: BFT insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Benefit Systems S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Benefit Systems S.A.
- Ticker: BFT
- Exchange: WSE
- Founded: 2000
- Industry: Human Resource and Employment Services
- Sector: Commercial Services
- Market Cap: zł2.499b
- Shares outstanding: 2.78m
- Website: https://www.benefitsystems.pl
Number of Employees
- Benefit Systems S.A.
- Plac Europejski 2
Benefit Systems S.A. provides non-wage employee benefits solutions in Poland and internationally. The company offers its solutions for sports and recreation, such as multisport card, fitprofit, and fitness...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/06/14 17:22|
|End of Day Share Price||2021/06/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.