Santander Bank Polska Balance Sheet Health
Financial Health criteria checks 4/6
Santander Bank Polska has total assets of PLN290.9B and total equity of PLN33.9B. Total deposits are PLN219.9B, and total loans are PLN179.2B earning a Net Interest Margin of 5.4%. It has insufficient allowance for bad loans, which are currently at 4.2% of total loans. Cash and short-term investments are PLN22.3B.
Key information
8.6x
Asset to equity ratio
5.4%
Net interest margin
| Total deposits | zł219.95b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | zł22.29b |
Recent financial health updates
No updates
Recent updates
Does Santander Bank Polska (WSE:SPL) Deserve A Spot On Your Watchlist?
Oct 07
Here's Why Santander Bank Polska (WSE:SPL) Has Caught The Eye Of Investors
Jun 23Some Analysts Just Cut Their Santander Bank Polska S.A. (WSE:SPL) Estimates
May 01Here's Why We Think Santander Bank Polska (WSE:SPL) Might Deserve Your Attention Today
Jan 19Time To Worry? Analysts Just Downgraded Their Santander Bank Polska S.A. (WSE:SPL) Outlook
Feb 09Brokers Are Upgrading Their Views On Santander Bank Polska S.A. (WSE:SPL) With These New Forecasts
Feb 06What You Need To Know About Santander Bank Polska S.A.'s (WSE:SPL) Investor Composition
Feb 04
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SPL's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: SPL has a low allowance for bad loans (76%).
Low Risk Liabilities: 86% of SPL's liabilities are made up of primarily low risk sources of funding.
Loan Level: SPL has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: SPL's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: SPL has a high level of bad loans (4.2%).